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Insurans semasa melancong.. Perlu ker?

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Post time 16-7-2014 09:18 PM | Show all posts |Read mode
Nak tanye pendapat korang..Sepanjang korang travel nie.. korang ada ambik insurance tak? Insurance aper yang bagus.. Jom kite bincangkan kat sini.
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Post time 16-7-2014 09:40 PM | Show all posts
insurance yg amik stiap bulan tu pn cover ape klu ko g melancong kluar.. mcm aku pkai great estern..
ok je.. diorg cover at least 3 month klu ko kluar negara.. xsilap aku la. kena rujuk polisi balik..
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 Author| Post time 16-7-2014 10:12 PM | Show all posts
eh btol ker?Standard policy ker tu? tetiba teringt lak cite impossible.. yang kisah tsunami tuh.. rasanyer mmg perlu kot amik insurance time g travel kan.tambah2 kalu ada plan nak drive.
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Post time 17-7-2014 02:22 AM | Show all posts
biasa aku ambik insurance yang airline tu offer..tapi ada sekali aku ambik 3rd party insurance sebb covered dia lebih meluas...dan premium jugak murah dari airlines punya insurance
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Post time 17-7-2014 05:13 AM | Show all posts
verylah penting insurance ni...
macam dah ada aje tajuk camni, rasanya banyak maklumat boleh dibaca kat tajuk lama.
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 Author| Post time 17-7-2014 11:12 AM | Show all posts
eh dah ada ek. i thot nak discuss on travel punye insurance sahaja..huhu sorry!
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 Author| Post time 17-7-2014 11:18 AM | Show all posts
mikasa posted on 17-7-2014 02:22 AM
biasa aku ambik insurance yang airline tu offer..tapi ada sekali aku ambik 3rd party insurance sebb  ...

insurance airline sgt limited kan.. luggage lost or flight delay je kot coverage die.
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Post time 17-7-2014 11:26 AM | Show all posts
copypaste82 posted on 17-7-2014 11:18 AM
insurance airline sgt limited kan.. luggage lost or flight delay je kot coverage die.

betul tu...setengah tu diorg cover hotel jika flight delay less than berapa hour tapi kalau 3rd party diorg akan cover jika flight delay kurang dari airlines punya insurance .ada la jugak dia cover kalau berlaku accident atau kena masuk spital tapi kalau aku travel ngan family dan sewa kereta...aku lebih suka ambik third party..coverage lebih banyak..mana tau kan kalau berlaku menda tak diingini.

setakat tiket beribu boleh beli..takan insuran tak sampai rm100 tak leh beli...kalau nak jimat sesetengah card kredit offer free travel insurance kalau beli tiket ngan cc diorg

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Post time 17-7-2014 02:48 PM | Show all posts
Insurans yang kita byr setiap bulan tu cover kalau berlaku kemalangan yg sebabkan kematian or kecacatan kekal je. Tp kalau ambil travel insurans, selain dari kemalangan, dia cover juga kalau hilang beg, hilang pasport, flight delay dll
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 Author| Post time 17-7-2014 03:21 PM | Show all posts
mikasa posted on 17-7-2014 11:26 AM
betul tu...setengah tu diorg cover hotel jika flight delay less than berapa hour tapi kalau 3rd pa ...

uishhh info berguna.. leh tanye CC aku kot2 leh dpt free insurance.. thanks!


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Post time 17-7-2014 03:26 PM | Show all posts
copypaste82 posted on 16-7-2014 10:12 PM
eh btol ker?Standard policy ker tu? tetiba teringt lak cite impossible.. yang kisah tsunami tuh.. ra ...


Aku selalu beli travel insurance. Harga bergantung destinasi dan berapa hari kita travelling. Cover mmg bagus punya. Klu kita hilang beg, kemalangan atau mati sekalipun depa akan uruskan semua. Ada kwn family mati waktu travel di China. Insurance ni cover everything. Depa tak kuar satu sen pun. Smp urusan bawa blk jenazah ke Msia.

Aku amik dgn AIG Malaysia Insurance Bhd. Last edited by Peterpan17 on 17-7-2014 03:31 PM

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Post time 17-7-2014 03:33 PM | Show all posts
mikasa posted on 17-7-2014 11:26 AM
betul tu...setengah tu diorg cover hotel jika flight delay less than berapa hour tapi kalau 3rd pa ...

Setuju. Org kita ni lokek utk spend benda2 yg penting. Sentiasa beranggapan yg kita will be ok klu travel kat mana2. Aku byr RM150 saja insurance utk 3 minggu. Tkt blh byr, accommodation & trip travel blh byr takkan sejemput duit insurance tak blh byr.
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 Author| Post time 17-7-2014 03:51 PM | Show all posts
ada sape2 pernah amik air asia insurance tak time beli tiket tuh? seems like diorg pon ada cover jugak lets say kite involve ngn accident ke aper.



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 Author| Post time 17-7-2014 03:57 PM | Show all posts
Accidental & sickness Medical expenses
Reimbursement

- Reimbursement of medical expenses                    
incurred due to accident or sickness

Up to RM175,000.00 (Excess RM50.00
per claim)


1. Personal Accident Benefit
Personal Accident

- Accidental Death or Bodily Disablement

Up to RM200,000.00
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 Author| Post time 17-7-2014 03:58 PM | Show all posts
aku  ingtkan selama ni Air asia tu cove kalu flight delay or luggage lost gituh.. so maybe after this boleh consider jugak beli insurance air asia tuh time book tiket flight..
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Post time 17-7-2014 04:08 PM From the mobile phone | Show all posts
copypaste82 posted on 17-7-2014 03:58 PM
aku  ingtkan selama ni Air asia tu cove kalu flight delay or luggage lost gituh.. so maybe after thi ...

Baca full terns & condition tu. Terutama fine print
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Post time 17-7-2014 04:13 PM | Show all posts
copypaste82 posted on 17-7-2014 03:51 PM
ada sape2 pernah amik air asia insurance tak time beli tiket tuh? seems like diorg pon ada cover jug ...

kalau aku naik airasiax, mmg aku amik insurance air asia tu skali ...
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Post time 17-7-2014 04:22 PM | Show all posts
Nak tau apa coverage insurance tu, kena baca policy wordings.
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Post time 17-7-2014 05:58 PM | Show all posts
aku kalau travel short trip jarang amik insurans...but kalau yg seminggu dua tu aku amik.
setakat ni aku guna chartis ..x silap aku rm64 kot...untuk trip yg tade ektiviti ekstrem.

tapi time trekking nepal ari tu aku amik travelnomad kat lonelyplanet..sbb coverage dia sgt extensive esp. on ektiviti2 semasa melancong neh.

sekian
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Post time 18-7-2014 05:56 AM From the mobile phone | Show all posts
alamakkkk....x pernah ambil travel insurans. x terfikir benefit nyer.

travel insurans ape yg terbaik? kalo travel 3/4 hari berbaloi ke ambil.
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