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[MERGED]Medical Card/Insurance Kesihatan...... What U should know...
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AZEAN PERLU RM90,000
Azean perlu RM90,000
Oleh Norhayati Nordin
yati@hmetro.com.my
BEGITUpantas masa berlalu. Diam tak diam, sudah dua minggu aktresAzeanIrdawaty selamat menjalani pembedahan membuang ketumbuhanpadapayudaranya. Malah, Azean kini kelihatan sihat.
Ternyatasemangat juang dalam dirinya amat tinggi. Azean yang ditemuidirumahnya, Khamis lalu, kelihatan ceria dan gembira sehinggatidakmenampakkan dirinya sedang sakit.
Apapun, di sebalik senyuman riang Azean itu'tersembunyi' sesuatu. Pelakonversatil berusia 57 tahun ini sebenarnyamemerlukan bantuan kewanganuntuk membiayai kos rawatannya.
揟idak dinafikan kos rawatan penyakit ini agak tinggi.Kimoterapi saja, sebanyak RM42,000 diperlukan bagi enam sesi rawatanyang akan saya jalani di Hospital Pakar Damansara pada 18 Julai ini(Rabu).
揝ayamemilih Hospital Pakar Damansara untuk lakukankimoterapi keranaHospital Putrajaya, tempat pembedahan ini dibuat pada27 Jun lalu tiadaUnit Onkologi, khas bagi pesakit kanser.
揔osberkenaan belum termasuk rawatan radioterapi yangakan saya lakukan dihospital di Nilai. Oleh itu, selepas mengambilkira semua perkara sayamemerlukan kira-kira RM90,000, |
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Di sbb kan ramai yg PM saya bertanya kaitan Kad Perubatan PruBSN,
utk kebaikan semua berikut adalah antara kemudahan utk pemegang Kad Perubatan PruBSN:
re-edit: bigger pic
[ Last edited by jenglut at 14-8-2007 12:14 PM ] |
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Cantik broucher tu Jenglut... Tolong laaa promot saya kat sini sekali ... Satu la gi kalau tak larat nak handle prospect d KL ni boleh aje past kan pada saya... |
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Reply #183 ibm632's post
Tq Ibm..amacam respon kaunter ni Alamanda? InsyaAllah kalau ada rezeki, kita keje sama2 tolong org.. |
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Reply #184 jenglut's post
Saya di penang berminat nak tau psl Kad Perubatan PruBSN. Sapa patut dihubungi??? |
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Awak boleh contact Munir atau Yusnita... nak senang awak bagi your contact number pada saya then saya minta dia orang contact awak...
Originally posted by musang_pulut at 3-8-2007 03:31 PM 
Saya di penang berminat nak tau psl Kad Perubatan PruBSN. Sapa patut dihubungi??? |
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Info regarding Medical Kad..(sumber: Mingguan Wanita magazine 4 OGOS 2007)
[ Last edited by jenglut at 5-8-2007 10:44 AM ] |
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Reply #185 musang_pulut's post
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Reply #177 ibm632's post
ya Bang Brahim... ada... customer saya dari Langkawi... masuk wad sbulan... saluran darah tersumbat dalam kepala...
masuk PMC 3 minggu pas tu kena refer ke Advantise Penang... kat Advantise Penang doktor amik darah n antar Australia satu n Singapore satu... darah dia pekat...
dari Asdvantise transfer balik ke PMC... dok sminggu kluar... skarang dah ok ... alhamdulilahh...
nasib baik tak kena operate...
skarang ni follow up jer lah... banyak gak bil follow up dia tu...
so... dari situ... dapatlah saya tolong orang... Hospital Benefit dia saya bagi RM200 sehari... dia dok sbulan... kira tengok lah brapa dia dapat... |
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welcome on board Munir!
aku share sket 2 hospital kerajaan yg sudah mula mengenakan bayaran kpd pesakit:
1. PutraJaya Hospital
2. Selayang Hospital
Antara tujuannya:
- elak doctor govt quit
- kurangkan beban subsidi kerajaan
tak tau la..masa akan dtg ntah2 sume hospital kot |
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ok melati nak tanya 2 soalan
1) mak melati hari tu masuk hospital (ICU) insurans cover but overlimit so bile dia keluar she have to pay arround RM2K...so hari ni dia buat medical check up n then hospital tu ckp kene mintak GL from insurance company...so melati pun call ler insurance company tu so dia ckp masa hari mak melati masuk hospital hari tu dia dah over limit so dia skrg x bole gunakan GL sehingga 60 hari...so soalan skrg medical card u all nie ada kes mcm nie ker?
2) ok melati ada ambil plan hospitalise nie ler but melati hanya bole claim aje...so bole tak kalau melati convert plan nie utk dptkan medical card nie? |
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Sebab tu saya kata kat Malaysia ni ada byk Medical Card ... Tapi hanya ada beberapa Medical Card saja yg komprehensive dan claim tak de problem. Sama laa... dgn Kereta kat malaysia ni pun byk keta tapi hanya beberapa buah ajer yg standard dgn merc. |
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Semalam baru uruskan client keluar dari wad disebabkan Bronkitis 4 hari ... Di Sri Kota Speacialist Medical Centre. Total Bill RM 2,469.25. |
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Originally posted by melatiamir at 13-8-2007 05:51 PM
ok melati nak tanya 2 soalan
1) mak melati hari tu masuk hospital (ICU) insurans cover but overlimitso bile dia keluar she have to pay arround RM2K...so hari ni dia buatmedical check up n then hospital tu ckp kene mintak GL from insurancecompany...so melati pun call ler insurance company tu so dia ckp masahari mak melati masuk hospital hari tu dia dah over limit so dia skrg xbole gunakan GL sehingga 60 hari...so soalan skrg medical card u allnie ada kes mcm nie ker?
2) ok melati ada ambil plan hospitalise nie ler but melati hanya boleclaim aje...so bole tak kalau melati convert plan nie utk dptkanmedical card nie?
Hi Melati,
Sebelom saya bole jawab soalan Melati, saya nak tanya syarikat Insuran mana awak amik tu? Sebab plan PruBSN amat berbeza dgn syarikat kompeni insuran lain..
Dgn Medical Kad PruBSN, tak yah pakai GL pun..pemegang kad, hanya tunjuk kad..& limit kami utk plan max RM450,000/year.. |
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Originally posted by jenglut at 14-8-2007 11:39 AM 
Hi Melati,
Sebelom saya bole jawab soalan Melati, saya nak tanya syarikat Insuran mana awak amik tu? Sebab plan PruBSN amat berbeza dgn syarikat kompeni insuran lain..
Dgn Medical Kad P ...
ok jenglut..actually yang my mother guna GL tu her insurance company.. but she have to pay around RM2K sbb exceed the limit..that why we want to claim from her personal insurance which is Great estern life ...tapi dia punya procedure menyusahkan..so kiter org mcm dah fed up..
ok lagi satu jenglut.. i nak tanya i ada tgk kurnia punya plan..dlm satu plan tu they also cover clinic biasa which is we have to pay only RM5 and kalau specialist we have to pay RM20..n other benefit same as you....under ur PruBSN ada tak plan mcm nie? |
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Originally posted by melatiamir at 14-8-2007 03:29 PM
ok jenglut..actually yang my mother guna GL tu her insurance company.. but she have to pay around RM2K sbb exceed the limit..that why we want to claim from her personal insurance which is G ...
Oic..regarding your mum punya case, she have been used the limit forthat particular treatment..Example: say like our limit is RM10,000 fora year, then kene plak kene undergo treatment which is will cost morethan RM10K..normally memang policy holder kene bayar the remaining,kalau bil hospital tu RM12,000, tapi coverage by insurance co. isonly RM10,000/year..so kena la byr extra RM2,000 tuu..As far as Iconcerned, case mcm ni normally occurs kalau your mum using insuranceunder her employer company..sbb ada limitation dr segi coverage under group insurance..tatsy need GL..
Similar apply to our medical kad PruBSN ni, cuma limit kami is morethan RM50,000 per year...as long as the treatment bil doesnt exceedRM50,000 per year..then u can enjoyed the benefit..let say, bil tuRM55,000..then kene la fork out extra RM5,000..But we give u RM150,000(min plan) to be used for whole life..&max. RM450,000 (max. plan)..and the best thing, u dont need to presentany GL..cuma tunjuk kad aje kat kaunter..& after treatment, bilautomatically paid/deducted from the card balance..
Berkenaan Kurnia insuran yg cover clinic biasa tu, kita Prudential BSN memang ada..tapi reimbursement based, maksudnya u bole claim any clinic bill up to RM2,000 for every kecederaan kemalangan (bkn utk sakit2 biasa eg. demam)..every M.C given, we give u allowance cash money
Oh ya, pasal pelan hospital yg Melati ambil tu recently, dgn companymana plak? knp tak pilih with medical kad skali..hassle free..
kalau u ada masa, PM your contact no..then I will assist u.. |
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Attacment pasal 2 hospital kerajaan akan kenakan caj macam hospital private tu membantu aku close cases la.. thanks Din
Hospital Putrajaya
Hospital Selayang |
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Reply #196 jenglut's post
masa ambil medical plan tu dulu medical card tu x der lagi masa tu tahun 2000 if i not mistaken...
pasal clinic tu just for kemalangan jer ker? sbb i baca kurnia nie even demam biasa pun bole..tapi tak sure tgh tunggu diorg punya agent call me.... |
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Originally posted by melatiamir at 16-8-2007 10:16 AM
masa ambil medical plan tu dulu medical card tu x der lagi masa tu tahun 2000 if i not mistaken...
pasal clinic tu just for kemalangan jer ker? sbb i baca kurnia nie even demam biasa pun bole. ...
Oic..thn 2000 dulu Prudential dah lg medical card..Melati amik dgn co. mana thn 2000 tu? Berapa premium nya?
Yg clinic claim tu, memang PruBSNTakaful ni hanya bole claim utk kemalangan saja..bukan utk sakit2 biasa eg. demam
Kalau Kurnia bole claim sakit2 demam2 tu lg bagus..tp kebiasaannya sakit2 di klinik ni paling busuk mahal pun RM200..kita masih bole tanggung lg..
Tp yg paling penting, adalah syarikat yg bole biayai bil hospital yg ribu riban.. |
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Originally posted by ibm632 at 16-8-2007 09:45 AM
Attacment pasal 2 hospital kerajaan akan kenakan caj macam hospital private tu membantu aku close cases la.. thanks Din
Hospital Putrajaya
Hospital Selayang
Bagus tu Ibm..ko laminate la cutting paper tu..bole present kat public masa kat booth Alamanda.. |
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Post time 20-7-2007 02:51 PM
