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Reply 180# miss_honda
2 mgu? lama tu...nk uruskan apa lg ek? |
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Reply miss_honda
2 mgu? lama tu...nk uruskan apa lg ek?
yowa2 Post at 8-3-2011 13:32 
lama sgt ker. hehehe.takpe la. i sabar menanti fofi itu.hehehe |
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kopipes fesbuk fofimesia..
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kopipes fesbuk fofimesia..
philipinoe2 Post at 8-3-2011 16:47
kete u ker. |
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Reply 182# miss_honda
booking, setel.
loan approved. so, tgu kete.
kete sampai je... SA kol, sila byr downpayment.
g byr, dia wat keje dia.
then dgn SA g JPJ, register, amik road tax, pastu karang SA pasang no plat, & basuh kete. siap tu, dh boleh collect. |
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Reply miss_honda
booking, setel.
loan approved. so, tgu kete.
kete sampai je... SA kol, sila ...
yowa2 Post at 8-3-2011 19:22
kete mmg ada kat store diorg. smlm baru submit dokumen kat bank. tunggu approve baru bleh proceed seterusnya. |
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Reply 187# miss_honda
owh, loan belum approve yer... ptt la. fuhh, rm918 monthly...menitik air mata. |
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Reply miss_honda
owh, loan belum approve yer... ptt la. fuhh, rm918 monthly...menitik air mata.
yowa2 Post at 9-3-2011 09:35 
bkn takat air mata...air liur pun menitik mengenangkan monthly commitment kat bank for the whole...5..7..9..years..? |
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Reply 189# jelitayu
kena lak kete yg dikatakan low 2nd hand value. kena la pakai sampai.... byk wang nk beli kete baru. (kompiden buatan Ford long lasting).
beli kat ford mana nih? |
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Reply jelitayu
kena lak kete yg dikatakan low 2nd hand value. kena la pakai sampai.... byk wang ...
yowa2 Post at 9-3-2011 13:55
mmg pun....nampak gayanya...selagi boleh jalan....tak de keta baru lah jawapnya...beli kat dealer kajang...masih menanti... |
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Reply miss_honda
owh, loan belum approve yer... ptt la. fuhh, rm918 monthly...menitik air mata.
yowa2 Post at 9-3-2011 09:35
loan dah approve smlm. SA i submit selasa, rabu maybank dgn Affin kol. Maybank bagi rate 2.68% - 9 years. Affin bagi 2.62% -9 years. so i decide amik maybank jer. sbb beza setakat 3 hengget jer. i senang pakai maybank sbb bank gaji pon maybank. tu pon smlm diorg tya kalu nak potong loan terus dr akaun. i xnak. i bayo sendiri pakai maybank2u. monthly rm690.
smlm cek dgn kawan kat jpj maju junction utk beli no. plat. next week nak turun kl beli no. malas nak bg duit kat SA. diorg amik rm350. kalu pi sendiri dpt rm210 jer.hehehe. ni mmg nak cut bajet sungguh ni. |
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mmg pun....nampak gayanya...selagi boleh jalan....tak de keta baru lah jawapnya...beli kat ...
jelitayu Post at 9-3-2011 14:47
awat lama nou nyer kete TT. i yg baru booking mggu ni dah nak dpt kete next week. |
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awat lama nou nyer kete TT. i yg baru booking mggu ni dah nak dpt kete next week.
miss_honda Post at 10-3-2011 11:11
ntah le u....ni mcm nak feeling2 tak best dah sikit ni....:re:
call tanya SA ada probs ke...tak de katanya...tgh process. jap nak tanya...kalau kita nak transfer no. keta lama kat keta yg baru nak beli ni...processnya makan masa ke..? |
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Reply 194# jelitayu
ni kena proses JPJ/puspakom kot. kena la pakai runner. diorg pandai potong line.
wah, rm690 monthly! orang yg lebih bijak (kita setakat bijak jer...) kata, loan kete jgn smpi 9 thn, maksimum 7 thn je, sbb:
- 2 tahun pertama dikatakan byr interest je. so kalau jual dlm 2 thn tu, kena la topup, jauh skali dpt wang.
- nilai kereta semakin menurun, so...tak untung maaa... (berbeza dgn tanah/rumah. byr minimum, anytime jual ada untung)
tp kalau tiada niat nak tukar kereta, puas hati apa segala, tiada mslh dgn jangka masa. cuma komitment yg panjang mungkin menusahkan hidup. apapon, perbelanjaan boleh guna (consumable income) yg tinggi sangat penting pada aku. jadi, memang elok gaji tiap2 bulann guna untuk belanja & saving, berbanding byr kereta yg nilai menurun tu...
p/s: hoh...mcm buleh kacang cap gelang je nih. ngan ying~ |
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ntah le u....ni mcm nak feeling2 tak best dah sikit ni....
call tanya SA ada probs ke ...
jelitayu Post at 10-3-2011 11:18
kalu nak transfer ke keta baru kalu kete lama masih ada loan buleh refinance smula. kalu nak transfer kene selak kat thread2 yg lain.bawak bersabo la yer TT. i punya refund dgn branch puchong pon xsettle lagik. duk tunggu duit booking kansel tu pon rasanya mcm berjambul.
TT booking kete 2011 mmg lmbt sket la kot. mcm i amik kete stok sblm raye ciner (2010) & stok tu mmg ada la. tu yg xpyh nak tunggu lama2. td kawan jpj kol suh pi jpj esok beli no. plate. pg2 buta esok la pi kl nyerr |
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Reply jelitayu
ni kena proses JPJ/puspakom kot. kena la pakai runner. diorg pandai potong line. ...
yowa2 Post at 10-3-2011 13:20
mmg ramai yg kata loan kete biarlah 7 thn. tp masalahnya kalu kita tau kedudukan kewangan kita cemana barulah kita tau brapa tahun kita sanggup nak bayo. yg penting skrg ni i kalu bleh bulan2 xnak teruk sgt. sbb nak saving mana tau pakai kete import ni sparepart mahal ke apa. emergency plan kene ada.hehehe
kete lama ni pon loan 9 thn gak. tp ok je. sbb montly bayo sikit. at least duit lebih boleh simpan utk mende lain. |
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Reply 199# jelitayu
my kete kancil 2001, beli 2 kali instalment kat my manager. maybenk 2u je, dkt 10k. abes 2 3 tahun pny bonus. huhuhu...
aku nk gak loan 9 tahun, tp atas sebab tertentu, wajib 7 tahun. huhu |
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Post time 8-3-2011 01:32 PM
Author
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