BARANG KEMAS/ SEGALA BERKAITAN dgn EMAS...(PIII)

tehlaut

tabasco posted on 19-5-2013 10:56 PM
macam mana nak tau emas gred a atau x

ekkekek.. den pun tk pas lg nk tgk.. tp gred a tuh buatan dia cantik.. tk kasar.. eishhh tk reti nk explain..

gebang

tehlaut posted on 20-5-2013 08:45 PM
yg ini ke... ke lain? tp teh suka deaign dia.. sambungan kuat.. teh ni kasar sket...

http://s13 ...

x dpt tgk gambaq

gebang

photobucket ke ada probelm..ada pc ni ke??

amadeus

tehlaut posted on 20-5-2013 08:45 PM
yg ini ke... ke lain? tp teh suka deaign dia.. sambungan kuat.. teh ni kasar sket...

http://s13 ...

Yg ni ler..aku suka...cantik nyer teh...*pitam*

cmf_Juju

oleh kerana harga emas makin turun, maka kitaorg - my opismate, pakat2 pergi Ar Rahnu untuk gadaikan emas lama & ambil cash untuk beli emas baru. So bulan2 simpanan kat Ar Rahnu RM12 je. So sempat le simpan duit untuk tebus balik emas yg digadai selama 6 bulan

tehlaut

gebang posted on 20-5-2013 10:00 PM
photobucket ke ada probelm..ada pc ni ke??

gebang.. dapat tk tgk?
amadeus dapat...

sudi04

cmf_Juju posted on 21-5-2013 08:45 AM
oleh kerana harga emas makin turun, maka kitaorg - my opismate, pakat2 pergi Ar Rahnu untuk gadaikan ...

juju pajak kat arrahnu mana satu? sy tak pernah try pajak lagi brg kemas...kalu juju blh bg tips pajak kat arrahnu sket...tq

sudi04

heningjiwa posted on 20-5-2013 01:08 PM
harga makin turun
pg tdi dah turun usd1342/oz
ada potensi nk turun lg smpai 1100

cuba ko tanya kat pekedai tu, kalau blh cancel and amik brg lain terus..tak rugi pon kalu tanya

cmf_Juju

sudi04 posted on 21-5-2013 09:02 AM
juju pajak kat arrahnu mana satu? sy tak pernah try pajak lagi brg kemas...kalu juju blh bg tips p ...

Ar Rahnu Bank Rakyat

at the same time, brg kemas yang tak pakai tu selamat le simpan kat Bank

let say kita pajak 10gm, so dapat le dalam RM1,200 (ikut harga pasaran emas) selama 6 bulan. Upah simpan emas tu RM12 sebulan.
Duit RM1,200 tu boleh le kita beli emas baru & at the same time kita simpan le balik duit selama 6 bulan untuk tebus emas yg kita gadaikan.

So masa nak tebus, kita perlu bayar RM1,200 ( sama dgn duit yg kita ambil) . Bank tak ikut harga emas pasaran .

Nie salah satu cara kita nak dapat emas baru & at the same time emas lama tu kita dapat gak

alisya05

cmf_Juju posted on 21-5-2013 09:21 AM
Ar Rahnu Bank Rakyat

at the same time, brg kemas yang tak pakai tu selamat le simpan kat Bank  ...

Ar rahni bank rakyat ada downgrade tak ketunenan emas tu.. Pengalaman sy di arrahni b. rakyat dan agro bank .. Emas kita downgrade.. Dr 916 jadi 950.. 850 .. Jadi 950 pun penah.. Sbb bank hanta guna desimeter utk uji ketulenan emas tu.

Sy gadai di arrahnu yapem . Setakat ni tak pernah downgrade lagik..

Dlm perancangan nak gadai emas yg ada ni.. Nak beli yg baru mcm Juju..

Kat yapeim otomatik blh gadai dlm tempoh 6+ 2 + 2 jadi 10 bulan.. Xperlu pergi sana utk sambung surat..

Gadai bulan 3 tahun ni.. Tahun depan br amik.. Kalu tak sempat simpan duit boleh guna bonus asb utk tebus

sudi04

cmf_Juju posted on 21-5-2013 09:21 AM
Ar Rahnu Bank Rakyat

at the same time, brg kemas yang tak pakai tu selamat le simpan kat Bank  ...

arrahnu bank rakyat tu ada syarat minimum utk berat brg kemas yg nak dipajak ke? Sbg cth, at least 10gm utk berat brg2 kemas yg nak dipajak..

alisya05

cmf_Juju posted on 21-5-2013 09:21 AM
Ar Rahnu Bank Rakyat

at the same time, brg kemas yang tak pakai tu selamat le simpan kat Bank  ...

Good tips.. Tq share kat sini..

Ni salah satu cara kita nak menambah brg kemas..

cmf_Juju

alisya05 posted on 21-5-2013 10:03 AM
Ar rahni bank rakyat ada downgrade tak ketunenan emas tu.. Pengalaman sy di arrahni b. rakyat dan  ...

x sure ada downgrade emas ke tak coz esok baru je nak pergi.

Tapi tak kisah kalau diorg nak downgrade ketulenan emas tu - yg penting nak cash untuk beli emas baru

Agro bank tak pernah buat. So nak try tanya gak le. Thanks for sharing the info

cmf_Juju

sudi04 posted on 21-5-2013 10:05 AM
arrahnu bank rakyat tu ada syarat minimum utk berat brg kemas yg nak dipajak ke? Sbg cth, at least ...

nie info ar rahnu agro bank

PAWN LIMIT

• Maximum RM50,000 @ RM10,000 per day*
• Minimum RM100
  

PAWN TENURE

6 + 3 months
The first duration is for 6 months, can be extended for another 3 months

TYPES OF ACCEPTABLE COLLATERAL

Types of jewelries made of gold, such as:

• Necklaces/Bracelets/Anklets
• Earrings
• Rings
• Lockets
  

SAFEKEEPING FEE

Enjoy low administration fee as follows:

Loan margin	Safekeeping Fee For Every RM100.00 Marhun Value/Month
50%	RM0.50
60%	RM0.60
70%	RM0.75

PAWN REDEMPTION

Pawn redemptions can be made by:

• Full redemption at any time before or upon maturity date
  

HOW TO APPLY

• Completed application form
• 1 copy of Identification Card
• Jewellery you wish to pawn
• Take these items to the Ar-Rahnu counter for processing and get instant cash
  

cmf_Juju

nie info dari Bank Rakyat

Eligibility
Malaysian citizens aged 18 years and above and permanent residents
Non citizens
Not bankrupt
Quantum of Financing
Financing up to 70% of the pawned gold value (Marhun value)
Each pawned item not exceeding RM10,000.00 per day and a cumulative amount not exceeding RM50,000.00.
Repayment Period
Financing tenure : 6 months only
Extension period : 6 months (mutiple extensions) subject to settlement of safe keeping fee for the past 6 months
Pawn Products

Gold jewellery 18K - 24K

Fees

A minimum fee is charged for the safekeeping of the valuables.

Type of Scheme        Financing Amount        Safekeeping fee for every RM100.00 of gold value per month
Ar-Rahnu        RM100.00 - RM1,000.00
RM1,001.00 - RM10,000,00        RM0.65
RM0.75
Az-Zahab        RM10,001.00 - RM100,000.00        RM0.75

sudi04

cmf_Juju posted on 21-5-2013 10:32 AM
nie info dari Bank Rakyat

Eligibility

Terima kasey!!

gebang

alisya05 posted on 21-5-2013 10:03 AM
Ar rahni bank rakyat ada downgrade tak ketunenan emas tu.. Pengalaman sy di arrahni b. rakyat dan  ...

akak pernah gadai kat agrobnk..dia downgrade barang 916 jd 850....geram je tp ok le kalau tujuan nak ambik balik..kalau x mau ambik balik memang rugi

gebang

tehlaut posted on 21-5-2013 09:02 AM
gebang.. dapat tk tgk?
amadeus dapat...

dh tgk dh...cantik suka ..suka

tehlaut

errr... emas turun rm1 sehari... naik rm3 sehari...

hidet

tehlaut posted on 21-5-2013 11:59 AM
errr... emas turun rm1 sehari... naik rm3 sehari...

ye la..hari ni dah naik balik..nasib smlm sempat ke KFH 'shopping' emas utk anak -anak