Interest rate loan keta NAIK ...

waksir

interest lbh tinggi utk keta non-national .............

Monday April 20, 2009Banks set to increase interest on borrowings for non-national car buyers
PETALING JAYA: Despite the economic slowdown, several banks are believed to be raising interest rates on car loans.
And the move may be implemented today.
It is learnt that these hikes, probably on a tiered basis, are likely to affect non-national cars.
The current reasoning for the hike in loan rates for non-national cars is to make up for provisions set aside for losses and administrative costs.
This could indicate that non-performing loans in the auto segment could be creeping up.
Sources said talk was rife in the banking and auto industries late last week that under the tiered proposal, better rates could be quoted on shorter term loans for non-national cars.
The duration of the car loans could stretch to five, seven and nine years.
Currently, a flat rate of about 2.7% to 2.8% is charged on loans for non-national cars although the effective rate over the duration of the loan could be higher.
It is believed that for a five-year loan for a non-national car, the hike could be only a few basis points, expected to be in the region of 0.4% to 0.5%.
However, rates which are higher at around 3.75% for national cars could see a reduction as the tiered scheme is supposed to provide more attractive rates for shorter term loans.
Car loans were adjusted sometime in the middle of last year as a lot of the rates were below or slightly above the interest rate of around 3.6%.
However, many are asking why should car loans go up when the base lending rate to which housing loans are tied is on a downtrend.
Car loans, however, are fixed rate loans and not tied to the BLR.

baby77

dah taxe tinggi tuk keta import ni nak nek interest lak

kroeGand

yg tax gomen dapat. interest naik bank yg dapat. dua entiti yg berbeza tuh

yg kena consumer juga akhirnya

pokoyo

punah harapan nak pakai civic huuu huuuuhuuuu

baby77

itu la.. consumer juga jadik mangsa.. nk beli keta nasional banyak lak ragam nyer

p4k4bu

Makin banyak le Toyota Passo kat jalanraya...

kroeGand

ke ni semua konspirasi suh rakyat beli exora byk2 nih???!!!

AnisSuraya

...Nak bagi laku exora kena lerr buat cara mcm ni...

bagong

takpe ... biar bertambah laku keta tempatan,

True-X

keta kelisa aku beli dec 2006... full loan 9 thn..4.3% interest

baby77

Originally posted by kroeGand at 20-4-2009 11:08
ke ni semua konspirasi suh rakyat beli exora byk2 nih???!!!

mungkin kot   
tp pastikan la keta buatan malaysia berkualiti pas ni.. barulah rakyat akan mempercayai produk tempatan..

kaogi

sib baik dah sign agreement awal2 hari tuh.. dptlah 2.45% interest...

super_mario

Originally posted by kaogi at 20-4-2009 11:33
sib baik dah sign agreement awal2 hari tuh.. dptlah 2.45% interest...

ko beli kete apa ni?? bagus ratenya

t@t

Originally posted by baby77 at 20-4-2009 10:43
itu la.. consumer juga jadik mangsa.. nk beli keta nasional banyak lak ragam nyer

rakyat nganga jerk laaa.....

kaogi

hyundai jer....

rate ni utk next loan kan... aku baru sign last week... xder effect kan...

AnisSuraya

Kalau dah sign....x ada effect lorr...Cam anis dulu dapat 2.3%....lepas sign...bank negara naikkan kadar interest....selamat.....

kaogi

huh... sib baik... kalau idak... melepas lah nak rasa interest ni....

mikasa

kalau dia naikkan interest nampak gayanya industri/penjual/pengeluar non-national akan terjejas. bank negara tak sepatutnya naikkan interest ni.dengan keadaan ekonomi sekarang , sepatutnya bank negara membantu menaikkan aktiviti penjualan .rasanya keputusan ini tidak kena pada masa nya...


camana ni ....aku dah booking untuk kete baru yang akan launch nanti..tapi kalau hati dah suka pejam mata je laa masa sign agrement nanti

waksir

ala... naik skit je ......... 04%-0.5% je.

kalau tu pun tak mampu byr, so beli la keta yg murah skit drp bajet asal

weta_studio

mmg la tak kena time..skrg pun nak jual kereta pun susah