Credit Card Application @ Alliance Bank
Gold Card
EXCLUSIVE BENEFITS
- 0% Finance Charge for first 3 months
- Up to 1.3% cash back* on retail spend
- Timeless Bonus Points** that do not expire
- Enrich Miles Redemption via Enrich Rewards Program with Malaysia Airlines
- AirAsia BIG Points Redemption (for VISA Credit Card only)
- Annual fee waiver for every year with easy spend conditions, i.e. spend a minimum of RM5,000 or swipe 12 times within a 12-month period
- Exclusive privileges and discounts at participating merchants
- Instalment Payment Plan at 0% p.a interest rate at participating merchants
- Customer Service Hotline Assistance
- No lost card liability upon reporting
- Worldwide recognition and acceptance
* Cash Back Terms & Conditions apply
** Timeless Bonus Points is awarded on retail spend only except for petrol and government agencies transactions
OTHER BENEFITS
- Cash advance withdrawal up to 100% of your credit limit
- Interest-free period for retail transactions:
- 20 days from statement date only if all retail transactions (excluding cash advance, balance transfer and instalment payment plan programmes) of the previous month are fully paid by the payment due date
- If partial payment, minimum payment or no payment is made on or before the payment due date, finance charges will be imposed from the day transaction is posted to the card account
- Payments for your Alliance Bank Credit Cards can be easily made through:
- Cash or cheque at Alliance Bank branches nationwide
- Standing Instruction (via deduction from your Alliance Bank savings or current account)
- Cheque Xpress/Cash Deposit Machines at selected branches
- Internet banking via allianceonline
- Automated Teller Machine (ATM)
- MEPS IBG at participating financial institutions
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