★ALL ABOUT CREDIT CARD V2★

patt_sue

kalau setakat sebulan sekali...mudah sangat la...kalau cam mebeng kena himpun point dia sampai 10 k.

sicomel

bank rakyat ni bank semi-gomen mcm bsn ke?

medangmru

Tak rs Bank Rakyat ni semi Gomen...sokong Gomen tu mungin la...

SiMontel

untuk check ccris...boleh print out statement every 3 months from date printed tu

SiMontel

satu je soalan...sekarang ni mmg susah ehh nak apply credit card?
bebaru ni ada apply cc kena reject la pulak..ada outstanding kat charge card.....

medangmru

rsnya ontel ..Bank skangni berlumba2 carik pelanggan baru..pelik gak kalau ada yg reject..

yus262

560# medangmru

rasanya takde spesific amaun...janji swipe sekali sebulan, akan diconsiderkan untuk waive rm50 personal tax tu...

medangmru

Kalau xder spesifik amaun mmg baguih arrr..isik minyak Rm10 tiap bulan la camtu..

SiMontel

rsnya ontel ..Bank skangni berlumba2 carik pelanggan baru..pelik gak kalau ada yg reject..
medangmru Post at 30-1-2010 09:40

itu la pasal...sungguh pelik ajaib....bila tanya bank..dia ckp gi tanya bank negara....
so pegi bank negara....officer sana ckp..takde problem....and suruh check ctos..mana tau ada legal issue ke before this...
pegi ctos...pun takde menda....tapi budak ctos tu ckp...montel ni org yg tah ke berapa puluh ada masalah yg sama...
takde problem....tapi apply anything kena reject....ohh yg outstanding tu tak byk manapun..terkurang bayar charge card tu 200...salah tgk statement last month hehehehe tu sebab dlm ccris dia letak 1....meaning tak byr sebulan...

pening je kepala rasa...bukan aper need cc ..senang nak travel nanti....

sicomel

Sunday January 31, 2010
No subsidy for RM50 service tax
By JOSEPH LOH and HARIATI AZIZAN
[email protected]

PETALING JAYA: Calls to customer care lines of all credit card issuers revealed issuers will not subsidise the RM50 service tax for credit card that came into effect on Jan 1 this year. Most credit card issuers, when contacted, declined to comment on the service tax issue.

With the exception of Bank Kerjasama Rakyat Malaysia, which unconditionally subsidises the service tax, all credit card issuers impose specific conditions upon customers in order to offset the amount. (see graphic)

Most credit card issuers allow the amount to be offset with the cardholders?reward points earned. However, the amount of points required to offset the RM50 is usually lower than a department store shopping voucher redemption of similar value.




Another mechanism offered is a RM50 cash rebate specifically tackling the service tax amount. It requires cardholders to utilise their cards ?usually with a minimum value on transactions ?to be entitled to the rebate.

According to a statement from Aeon Credit Service (M), the company has yet to see any behavioural change in card members after the announcement of the service tax.

揙ur credit card members?recruitment has not been slowing down and we are still receiving encouraging number of applications despite the fact that new applicants are aware of the service tax imposed.

揑n principle, the service tax is to be paid by cardholder, who may also utilise reward points earned from using the card for the purpose,?the statement said.

Many credit cardholders have already started cancelling their surplus credit cards.

In his blog, PJ Utara MP Tony Pua wrote that he made his choice for what to snip and what to keep based on the best cash rebate and reward point deals.

Cash rebates is better than card reward points, he wrote, but do read the fine print before deciding. Although many credit cards offer 搖p to?2% cashback, he noted, 揧ou抣l only enjoy 2% cash back for monthly purchases in excess of say RM6,000. Otherwise, for expenditure below that, you抣l only get cashback of not more than 0.5%.?
He said to enjoy some cash rebates, card holders may have to forward balances and end up paying high interests.
For reward points, he advised, look out for the card that offers the least amount of points to convert to a particular reward.


http://thestar.com.my/news/story.asp?file=/2010/1/31/nation/5585741&sec=nation

nk tutup eon, mbf & rhb la. nk apply bank rakyat & bsn la mcm ni.

medangmru

Good Info Comel..

ryo_takahashi1

aku punya citibank dah kena charge pon....

sicomel

571# medangmru

timakacih tuan mod...

UMMI_MAI

Salam, nak tanya... kat board sebelah ada cakap pasal promosi  citibank airasia, free gift beg benneton  worth RM500. saya dah tanya forumer tu details, besar mana beg, worth ke sebab RM 50 dah credit terus kat first statement  tapi tak reply..

so nak tanya pendapat kat sini, ingat nak apply and once approved and beg dah dapat, saya nak cancel card tu and bayar RM50 tax tu, kira cam harga beg tu le... ok tak ?

medangmru

Errrrrrrrr.......boleh ke wat camtu ummi????bukan ke once you dah agreed utk dpt beg Free tu maknanya dan berkemungkinan ada term yg you kene stay dgn Card Credit tu utk satu jangka masa tertentu....

rsnya kalau boleh buat camtu...once dpt je free gift tu terus terminate kad...

apa2 pun...pls check dgn CSO Bank berkenaan...tak pun....sila baca rules ..

ryo_takahashi1

575# medangmru

mmg ada medang.. bergantung pada promosi... but better call utk pengesahan

medangmru

Hehehehehe..bukan nampak mcm ada unsur2 gitew2 ke Ryo...ye lah...dah dapat beg pehtu nak terminate..

babasai

nk tnya,,ader sesape tau tak nape application utk balance transfer x diluluskan..??
call customer service bank tu tp officer tu kata x de britau sebab nape x approved..

medangmru

babasai..

1. nak ransfer dr bank mana ke bank mana???
2.Bank yg nak ditransfer tu mmg babasai dah ada akaun Kad kredit atau tak?
3.Kredit balance bank Yg nak ditransfer tu masih byk lagi ke??

babasai

579# medangmru

br dpt mbf card..nk buat bal. transfer dr hsbc..mmg cukup sesangt credit limit
dpt message dr mbf x approved..
call customer service tnya nape x approved., saje lh nk tau klu name blacklisted ker..
tp officer tu kata dia x boleh bgtau nape x approved..