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ccris adverse record ada hati nk tambah loan. bank mana pun akan reject sb ni berkaitan character TT sdri. gaji ujung bulan atau x sempat nk pi bank hanya alasan. sebenarnya ni lebih kpd attitude peminjam tu sdri. loan yg sedia ada pun culas bayar apatah lagi nk tambah loan yg baru. |
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chaintea replied at 16-5-2013 12:07 PM
adik ai
keje gaji Rm3500 sebulan..x masuk OT
keje lebih dr 5 tahun
depend jgk hutang apa yg adik awak mohon. takde credit reliance tup2 nk apply loan rumah mmg susah la bank nk bagi. tapi ada juga bank yg bagi; case to case basis. |
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chaintea replied at 16-5-2013 02:28 PM
mmg xde
keta yg dia pakai atas nama ai..beli 6 tahun lps..
next year abis
credit card & personal loan kategori unsecured lending; xde cagaran. sebab tu requirement nk lulus susah. sebab kalau customer x bole byr; bank hanya mampu ambik tindakan egal je; xde cagaran yg boleh dicairkan. sebab tu kalo perasan interest rates dua loan ni sgt la tinggi sb unsecured lending. kalau yg rendah mcm bank rakyat tu risk sudah mitigate sb dah secure via angkasa deduction & company kena panel dulu.
asb loan tu minimum risk. kita byr bulan2 & bila fully settle baru dpt duit asb tu. dividen tu dibayar oleh pnb sdri. kalau customer takmo byr loan asb ni; bank terus jual sijil tu & close akaun loan. tu yg minimum risk. |
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gomen boleh dpt interes rendah sbb belum masuk bank, gaji ko dah di potong biro angkasa siap2.. pastu pinjaman melalui biro angkasa x masuk ccris... yehuuu |
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Note: Thread has been banned by manager
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yep, sama dgn kes i.
xpernah ada hutang, belajar guna scholar, bila nak beli keta pun kena reject sebab takde credit record.
so i pergi buat kad kredit, online shopping, baru layak apply loan kereta.
nyampah, dari takde hutang terus belambak hutang akuuuu
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adik ko buat loan umah ke?
lojik je advise buat asb amount sikit@ amik cc..selalu aku baca pakar hartanah bagi advise mcm tu kalau tak pernah ada rekod..sbb nk tau org tu pembayar ok ke tak..tapi ini pun ikut bank dan pegawai yg berurusan dgn dia
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betul. Banker rejek berdasarkan penilaian dokumentasi, bukannya sebarangan. Ini menandakan tt TAK MAMPU nak bayar balik.
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menjwb persolan itu kindly be informed that my post adalah pd tahun 2013..
masa itu mmg dia lgsg xde reference tunjukkn yg dia mampu byr hutang
coz he never buat any hutang
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hutang oh hutang...
dah hutang xmampu bayar, lagi mau buat hutang,, |
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kalau dah kata reject sebab payment rekod tak cantik so lupakan. Rhb easy dan aeon bank ialah tempat buat PL paling senang nak approve sebab tu interest dia tinggi |
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kalau dah kata reject sebab payment rekod tak cantik so lupakan. Rhb easy dan aeon bank ialah tempat buat PL paling senang nak approve sebab tu interest dia tinggi |
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Note: Thread has been banned by manager
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Note: Thread has been banned by manager
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Note: Thread has been banned by manager
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Note: Thread has been banned by manager
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Note: Thread has been banned by manager
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Note: Thread has been banned by manager
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Note: Thread has been banned by manager
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Category: Cinta & Perhubungan
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Post time 9-5-2016 11:13 PM
