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Chef Wan Jalani Rawatan Bronkitis Di Bilik RM3,800
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Semoga tok wan cepat sembuh. Amin. |
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Okla dgn status dia tu boleh byq byk mcm tu..yg penting hampa ada medical kad sudahh... |
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medical card ape 50 hengget je tu?
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I takut kene tipu agen insuran, byr premium mahal skali bile sakit itu xcover ini xcover, kene gune duit sendiri dulu la claim kemudian, agen insuran cabut lari la, bayaran bulanan xsetimpal dgn produk la.. |
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Actually tokti pun pernah dok di wad yg sme di hospital yg sme gak... Pastu ejen insurans dia mintak discount tuk bilik. Tp ttp tok ti kne byr 10% from total bill sndiri sbb limit bilik cume tuk 300 je... Aku x psti apa plan yg chef wan amik smpi dpt bilikbilik regs 3800.. Bpe agknye dia byr premium sbln |
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kentutmanis replied at 23-1-2015 08:19 AM
I takut kene tipu agen insuran, byr premium mahal skali bile sakit itu xcover ini xcover, kene gune ...
Ikut pngalamn aku ejen sbnrny hnya ade 40% knowledge je psl produk dorang. Dorang x phm istilah co- paymnt, co-share, waiting period, and tak explain non medical item and a few thing yg x cover. Deme cite yg cover je. Bila cust komplen mulalah kol syrkt insurans company tnya npe case rejected. |
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eh, ok tak great eastern??nak apply medical card dia...starting 150 kan sebulan??
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Edited by NAT_11 at 23-1-2015 08:32 AM
Etiqa much better. Local insuran, bukan duit diantar ke US
macam Prudental & AIA. And Etiqa cover sume.
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dellashrill replied at 22-1-2015 08:03 PM
Sama la dengan iols.. Lg prefer bilik 4 orang... Takut wooo duk spital dlm wad sorg2..
Mmber2 aku yg pernah kje sepital slalu cite... Bilik vip nie lah yg byk gangguan skit. Suasana sunyi lg2 klu xder pneman.. Prnah ada skali dia nk tukar drip kat patient pastu ade bnda jatuh, nl kutip pastu nmpk ade bdk bwh katil |
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NAT_11 replied at 23-1-2015 08:29 AM
Etiqa much better. Local insuran, bukan duit diantar ke US
macam Prudental & AIA. And Etiqa cover ...
Ko yakin cover sume? Etiqa setau aku antra yg sgt fussy psl claim... Ikut pngalaman aku la. Klu ko masuk sepital sbb bronchitis then ko amik ubat tuk mouth ulcer sbb kebetulan ko ade infection sbb kurang air...ko igt dia byr ke ubat ulcer tu? Antr syrkt yg sgt fussy adlh kurnia insurans..zurich.. Antr yg bgus adalah takaful ikhlas supplement pun cover |
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Etiqa & Takaful sudah bergabung di bawah Maybank,
sudah menjadi Etiqa Takaful. Cer google, baru dapat
info yang lengkap. Prudental is Amerikano. Dia beli
insuran BSN tapi tetap bawah US.
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a'ah...starting 150 per month...so far ok....satu family aku pakai great eastern......
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dh nk masuk 40
member agent insurance dh kira2kan.....rm2++/month....
xpe la korg ramai2 ni pegi la private.......kurg la skit GH.....sy gi GH......i luv GH
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nk beli insurans kena beli masa umur masih muda..bila dh tua2 mahal..ketiga2 anak aku semua aku ambik insurans..sbln rm100 jer sbb aku ambik masa diorg masih baby..insurans ni termasuk medical & savings..aku ambik prudential takaful |
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saya amek prudential, perit nak bayar, tapi utk future, gagahkan jugak bayar. |
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Allianz... medical coverage RM1 juta ok..
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mampu masuk hospital kerajaan je.. walaupun terpksa tggu lama, terima seadanya.. |
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ade dividend ke anually??sbb ai difahamkan tu lebih kpd savings kan...protection up to 90k p.a...
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sis boleh explain details?? nak tahu...senang nak tanya agent kalau ada pertanyaan...
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aku ambik pakej saving sekali....utk anak termasuk education sekali.....protection up to berapa tu berbeza ikut pakej yg kita ambik....u pegi KPJ Damansara klau u duk area situlah...sbb agent depa selalu ada kat situ buat promosi......leh tanya details
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