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Author: mix_chinese

[MERGED] -- All about insurance utk anak2

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Post time 10-6-2009 08:37 PM | Show all posts
PC mmg 6 star...

tp SJMC yg bukan 6 star pun bayaran lbh kurang PC jer sebbenornya...

sbb dekat KLCC n baru so dia advance sikit...
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Post time 10-6-2009 08:53 PM | Show all posts
Originally posted by alamaktuan at 10-6-2009 08:37 PM
PC mmg 6 star...
tp SJMC yg bukan 6 star pun bayaran lbh kurang PC jer sebbenornya...
sbb dekat KLCC n baru so dia advance sikit...


:victory::victory:ye setuju setuju! kalau ikut charges dia lebih kurang hospital lain, nampak je cam advance bangattt...tp dari segi treatment so far mmg the best.

Me baru balik dr admission anak kat sjmc, under GL, tgk bil dia for one night around the same je mcm kat pcmc tp treatment sjmc banyak yg kurang kalau compare dgn pcmc. Dahla kena tunggu dekat 3 jam nak masuk jumpa dokter... alahai, anak dah tido bangun balik berapa kali daaa... Nasib GL, kalau tak, maleh gak nak tunggu2 sampai camtu...

[ Last edited by  eddina_14 at 10-6-2009 20:59 ]
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Post time 10-6-2009 09:09 PM | Show all posts
Originally posted by jenglut at 6-6-2009 05:04 PM

Prince Court Hospital ni taraf 5 star hospital..bukan senang nak jd panel diorg ni, mesti depa terima PruBSN bcoz our good track record bayaran bil pd hospital..so kalau nak pi sana, jgn bwk  ...


Kalau medical card bwh 500k takleh dpt treatment ke??
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Post time 10-6-2009 09:36 PM | Show all posts
eddina..

baby u dah amik insurance ke??

mmc200 tu pakej prudential palg tinggi kot...

dia ade rate bilik dia...



kan kan? lbh kurang je..org tgk mcm mahal sgt....tp service tip top..
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Post time 10-6-2009 10:59 PM | Show all posts

Reply #921 alamaktuan's post

SJMC ni poyo aje lebih..

ada member keje kat sana area A&E
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Post time 10-6-2009 11:01 PM | Show all posts
Originally posted by eddina_14 at 10-6-2009 21:09


Kalau medical card bwh 500k takleh dpt treatment ke??


Boleh jer..tp takut bil melonjak plak kalau pi hospital 6 star nie..

PMM200 tu ialah nama pelan PruBSN Medical Card yg upgrade to RM500,000

Baru discharged dr SJMC ke? Jgn lupa claim elaun hospital..

[ Last edited by  jenglut at 10-6-2009 23:02 ]
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Post time 10-6-2009 11:08 PM | Show all posts
Originally posted by alamaktuan at 10-6-2009 09:36 PM
eddina..

baby u dah amik insurance ke??
mmc200 tu pakej prudential palg tinggi kot...
dia ade rate bilik dia...



Dah amik... baru amik last week. Mula2 my agent masukkan my daughter ke prulink, tp me minta tukar ke prubsn sbb ade panel prince court. Ingat nak tunggu prudential jadi panel pcmc tp they tak sure bila. My firstborn pun ambil dlm umur 3 bulan dulu. So far mmg puas hati dgn prubsn, plus they are takaful, not conventional. Cumanya they said coverage medical utk my son still 150k, so nanti nak upgrade ke 500k kut.

Tapikan, me dapat tau yang hospital allowance utk prubsn skarang just 200/night, compared to my firstborn which is 400/nite. Tapi medical coverage higher than yg lama punya policy. Betul ke, ade agent yg leh clarify tak pasal nie?

kan kan? lbh kurang je..org tgk mcm mahal sgt....tp service tip top..


Betul3x...ala2 upin ipin...  Nampak mahal tp okey sebenarnya pricing dia. At least you get value for money rather than pay the same price tp service tak bagus maner...

[ Last edited by  eddina_14 at 10-6-2009 23:10 ]
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Post time 10-6-2009 11:17 PM | Show all posts
eddina..

berapa monthly plan u tu???

tinggi nya coveraage 500k?? wow!
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Post time 10-6-2009 11:18 PM | Show all posts
Originally posted by jenglut at 10-6-2009 11:01 PM

Boleh jer..tp takut bil melonjak plak kalau pi hospital 6 star nie..
PMM200 tu ialah nama pelan PruBSN Medical Card yg upgrade to RM500,000
Baru discharged dr SJMC ke? Jgn lupa claim el ...


Tapi kalau sepital 6 star tapi price lebey kurang sjmc jek...kena upgrade gak tak? Is it really necessary utk upgrade atau boleh je tahan dgn 150k punya medical coverage? Jenglut rasa caner?

Kalau PMM200 tu berapa sebulan premiumnya?

Takleh claim rasanya sebab tak cukup sebulan dari tarikh aktif polisi( betulkan kalau salah eh). My agent kata after 1 month baru leh claim/reimburse. And then after 4 bulan baru medical card boleh digunakan, before 4 months kena byr dulu then reimburse. Betoii ka?
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Post time 10-6-2009 11:21 PM | Show all posts
Originally posted by alamaktuan at 10-6-2009 11:17 PM
eddina..

berapa monthly plan u tu???
tinggi nya coveraage 500k?? wow!


Utk both my son and daughter amik 100/month jek... Utk nak upgrade tu tak sure, tgh tunggu my agent bgtau berapa tambah monthly. Kalau tambah sikit je dan boleh upgrade ke 500k medical coverage, me amik kut...

alamaktuan... 500k/150k utk lifetime limit i think...Termasuk surgeries etc...I THINK la...hehehe, me pun bukan clear sgt pasai nie...

[ Last edited by  eddina_14 at 10-6-2009 23:25 ]
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Post time 10-6-2009 11:25 PM | Show all posts
Originally posted by eddina_14 at 10-6-2009 23:08


Tapikan, me dapat tau yang hospital allowance utk prubsn skarang just200/night, compared to my firstborn which is 400/nite. Tapi medicalcoverage higher than yg lama punya policy. Betul ke, ade agent yg lehclarify tak pasal nie?..


utk elaun hospital, u still boleh amik max RM400 per day..tp kene add sket la kat premium yg baru ni..
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Post time 10-6-2009 11:30 PM | Show all posts
Originally posted by eddina_14 at 10-6-2009 23:18


Tapi kalau sepital 6 star tapi price lebey kurang sjmc jek...kena upgrade gak tak? Is it really necessary utk upgrade atau boleh je tahan dgn 150k punya medical coverage? Jenglut rasa caner?
...


oic..kalau upgrade dr RM150K to RM500 tambah around RM10-20 pd existing premium..kira berbaloi- baloiiiii (ayat Amy Celcom) kot

apa pun, boleh discuss dgn ejen..

Plan baru masih boleh dpt with Rm100..tp kene adjust benefit lain..
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Post time 10-6-2009 11:37 PM | Show all posts
Cik jenglut...

next week habis pantang...jumpa u lah..tanya apa yg x paham
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Post time 10-6-2009 11:37 PM | Show all posts
Originally posted by jenglut at 10-6-2009 11:30 PM


oic..kalau upgrade dr RM150K to RM500 tambah around RM10-20 pd existing premium..kira berbaloi- baloiiiii (ayat Amy Celcom) kot
apa pun, boleh discuss dgn ejen..
Plan baru masih boleh d ...


Berbaloiii ekk...   Key nnt me discuss dgn agent...thanks jenglut...
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Post time 10-6-2009 11:39 PM | Show all posts

Reply #933 alamaktuan's post

OK no prob..jgn lupa reserved baju elmo utk anak saya..TQ
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Post time 10-6-2009 11:40 PM | Show all posts
Originally posted by alamaktuan at 10-6-2009 11:37 PM
Cik jenglut...
next week habis pantang...jumpa u lah..tanya apa yg x paham


Haa...terus dapat customer baru nieh...hehehe...

alamaktuan...anak dah berapa? First baby ke?
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Post time 10-6-2009 11:50 PM | Show all posts
anak dah dua..

sepasang....kekkeeke

mmg dah lama plan nak dating ngan jenglut ni
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Post time 10-6-2009 11:57 PM | Show all posts

Balas #937 alamaktuan\ catat

sepasang yek...same2le kita...hehe...
nnt kalau ade info bagus, updatela kat cni yer...
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Post time 11-6-2009 12:57 PM | Show all posts

to eddina_14 and alamaktuan

owhh sepasang ekk.. pandai kau org merancang.. aku kedua2 puteri..
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Post time 11-6-2009 01:42 PM | Show all posts
Simpan kad ASB atau Tabung Haji atau SSPN saja.... jangan ambik insuran/Takaful pendidikan ....... sebab kalau anak sakit demam antar wad kerajaan jgn masuk swasta ... nanti susut pulak simpanan yg ada selama ini ..... tak payah ada medikal kad ....... bukan pakai pun...

ok tak ayat saya di atas....
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