[MERGED] -- All about insurance utk anak2

afyz

1119# ibm632

dh bank in ker? nape x bgtau/sms? bila bank in nye? yg borang tu bila nk bg kat hasben saya? anyway, tq..

ibm632

Borang claim boleh di download di url ni

http://www.prubsn.my/v1/PDF/PBTB ... 20MC%20HB%20MMC.pdf

nanti suruh Hazmi tepon saya

norizzah86

sy pun berminat nak ambil insurans untuk anak sy umur 5 bulan.. boleh bg detail.. sy ada insurans etiqa insurans klu sy nak cancel adan nak tukar ke pruBSN nie rugi tak rasanyer>> umur 28thn montly berapa ea..

jenglut

sy pun berminat nak ambil insurans untuk anak sy umur 5 bulan.. boleh bg detail.. sy ada insurans etiqa insurans klu sy nak cancel adan nak tukar ke pruBSN nie rugi tak rasanyer>> umur 28thn montly be ...
norizzah86 Post at 26-1-2010 15:34

Salam,

Anak 5 bln, awak bole start with RM80 per month, dpt medical card RM500,000 utk di pakai di panel hospital swasta eg Prince Court Petronas Hospital utk cover kos penginapan, kos rawatan penyakit eg, demam/semput/pembedahan/kemalangan/kanser treatment dan sebgainya..dan byk lg..

more detail, kindly refer to your pvt msg..regards






p/s: sesiapa nak diary 2010, bole PM saya..ada lebih nak kasi

pu3cindy

salam....
kalu rm80,
selain medical card 500k,
apalagi kelebihan yg ade????

jenglut

1125# pu3cindy

Salam Pn Pu3,

premium RM80 per month utk medical card RM500ribu tu khas utk baby aje..
other than that, life insuran + saving (tp tersgt la sket)..better up to RM100++ (jika ada budget)

kalau takde, dpt medical card rm500k tu pun dah berbaloi dgn harga tuu

ibm632

NAk quotaion lagi detail better invite ejen datang jumpa kita

pu3cindy

1126# jenglut

wsalam...
sy ni konpius...
nape contribution ni berbeza???
br2 ni sy ade dptkn qoutation dr ejen yg buka booth kat opis ni...
dia nye plg murah rm70 = dgn u nye rm80...
type coverage is :
basic cov : 10k
lifetime : 500k ann 50k
accident reimburse : 1k

pastu kn nape ek skang utk yg bwh rm100,
xde parent contributor???

takaful ni berbeza ek dgn yg 2 thn lps???

(sori byk2 kalu isu ni xsesuai kat forum ni)

adranatasya

Din, since u nampak nyer active kat sini buat ms ni, any update psl i nak upgrade medical coverage Sara n also we husband n wife. PruBsn dah inform ker berapa nak kn tambah monthly?

jenglut

1126# jenglut  

wsalam...
sy ni konpius...
nape contribution ni berbeza???
br2 ni sy ade dptkn qoutation dr ejen yg buka booth kat opis ni...
dia nye plg murah rm70 = dgn u nye rm80...
type coverage is :
basic cov : 10k
lifetime : 500k ann 50k
accident reimburse : 1k

pastu kn nape ek skang utk yg bwh rm100,
xde parent contributor???

takaful ni berbeza ek dgn yg 2 thn lps???

(sori byk2 kalu isu ni xsesuai kat forum ni)
pu3cindy Post at 28-1-2010 16:52

Salam Pu3,

Premium utk baby mmang rendah, RM70 pun boleh..cuma benefit beza la dgn premium yg besar eg. ada Elaun hospital etc. Biasa parents amik Rm100 above sbb utk generate education saving yglebih tinggi..however jika budget tidak mengizinkan, u can start from low premium..pastu bila ada budget (dpt bonus/naik gaji), bole top-up benefit at anytime

Kalau below RM100 takde benefit 'parent contributor'..sbb premium di bwh RM100 tidak cukup utk menampung charges utk benefit tersebut..

PruBSN Takaful thn ni beza dgn tahun yg terdahulu, dr segi coverage medical lebih besar iaitu RM500ribu..

harap saya menjwb soalan..


p/s: U dpt quotation drp booth kat PutraJaya tu ke?

jenglut

Din, since u nampak nyer active kat sini buat ms ni, any update psl i nak upgrade medical coverage Sara n also we husband n wife. PruBsn dah inform ker berapa nak kn tambah monthly?
adranatasya Post at 28-1-2010 17:12

Salam Pn Adranatasya,

OK boleh, next week kita discuss during lunch kat Ampang!

matjap

Salam,

Saya nie new bie kat sini..selama ni jadi pemerhati aje kat benang ni..Bila dah ada baby ni, teringin plak, nak join esp tang insuran ni. tetiba rasa semangat plak nak purchase insuran ni..

Baby  dah umur setahun 3 bulan, kalo bole saya nk mintak more explanation drp ejen2 kat cni..Saya tinggal kat area Jln Klang Lama..

jenglut

Salam,

Saya nie new bie kat sini..selama ni jadi pemerhati aje kat benang ni..Bila dah ada baby ni, teringin plak, nak join esp tang insuran ni. tetiba rasa semangat plak nak purchase insuran ni..
...
matjap Post at 29-1-2010 14:23

Ok..baca utk pengetahuan..nanti u can decide wisely..
Boleh contact saya jike perlu at 016.773.8883 (USJ Subang)




Saya bagi tips sket utk kpd yg masih buat survey2 pasal insuran


**How to choose the best Takaful company?
1. Ask your relatives or best friends.
Get their feedback why they sign up forthe company. If their answerbecause the agent is their friend. Hence the reason is not valid. Thegood reason is like, they have done research and comparison and this Xcompany gives the best benefits with the cheapest premiums. Or, theysearched on internet what is no.1 takaful insurance in Malaysia anddecided to have it.
2. Ask their experience regarding protection and claim.
If your friends and relatives promoting any particular brand of takafulinsurance. Ask them how the claim experience. Easy or just OK. It is notvalid if they never made anyclaim or been hospitalized and covered bythe company.
3. Ask nurse or doctor at your favorite clinic.
Ask them what the best is. And please don’t forget to ask why. Theiranswer is with credibility as they are working in medical and treatmentindustry.
4. Find out which takaful insurance company accepted at your nearest private hospital.
Go to your nearest private hospital and ask them which takaful insurancecompany accepted here. There will be a list of takaful insurance companyaccepted. Please ask which one they prefer.
5. Do own research
You may collect information by internet or refer yourself to Life Takaful insurance Association of Malaysia (LIAM).
Please seek an advice from them.


**How to find a good Takaful agent for yourself?
1. Make sure the agent based nearby.
You may get him for any queries and emergency easier.
2. If you have any preferred takaful insurance company, pleasedo an appointment with at least 2 insurance agents from the samecompany.
Please don’t blindly trust the agent which recommended by friends orrelatives. You do have an option to seek an advice from the thousands ofagent out there. From this exercise, you will notice the level ofknowledge from the both agent and you know which one you will decide tosign up with.
3. The agent must have time for you eg. full-time agent
The agent must have time for you as youneed to understand a lots ofinformation before you can sign up for takaful insurance. One hour isnot enough. Having next appointment andjust allocate little time foryou showing that he has no respect for you.

adranatasya

Post Last Edit by jenglut at 29-1-2010 15:18


**How to find a good Takaful agent for yourself?
1. Make sure the agent based nearby.
You may get him for any queries and emergency easier.
2. If you have any preferred takaful insurance company, pleasedo an appointment with at least 2 insurance agents from the samecompany.
Please don’t blindly trust the agent which recommended by friends orrelatives. You do have an option to seek an advice from the thousands ofagent out there. From this exercise, you will notice the level ofknowledge from the both agent and you know which one you will decide tosign up with.
3. The agent must have time for you eg. full-time agent
The agent must have time for you as youneed to understand a lots ofinformation before you can sign up for takaful insurance. One hour isnot enough. Having next appointment andjust allocate little time foryou showing that he has no respect for you.

jenglut Post at 29-1-2010 15:08

Carilah agent mcm Jenglut aka Din ni ;). Like mentioned here, i did made appointment with 2 agents from PruBSN. Wlpun the 1st agent tu my fren's brother n Din was merely a stranger, i pilih dia. N i never regret sbb mmg dia terbaik to me. Lgpun Din tahu kemampuan kami, n dia buat package ikut kemampuan kami sekeluarga ;)

Yelah, Adra ngan anak ni suka keluar msk hospital ;) Dah ada insurance tak mahal, dr bayar sendiri bil check up, xray yg mahal itu, baik admitted jer. Sehari pun, insurance bayar. Xraylah berapa byk pun ;)

ibm632

Salam,

Saya nie new bie kat sini..selama ni jadi pemerhati aje kat benang ni..Bila dah ada baby ni, teringin plak, nak join esp tang insuran ni. tetiba rasa semangat plak nak purchase insuran ni..
...
matjap Post at 29-1-2010 14:23

Kalau matjap sudi ...boleh ajer saya pergi xplain ... opis saya pun tak jauh ... kat Jaya 33 , PJ. Kebetulan plak boleh saya menziarah client saya di Jalan Klang Lama tu ....

matjap

Tx Dean for the info..

Sbenornya, saya dh nak purchase PRUBSN skim masa end 08, masa tu ada promotion (tahu drp ex-office mate, dia jd full time agent)..tp masa suntuk & x dpt full explanation/infor..plus konon2 nak survey2 the best takaful produk..akhirnya x beli pun..sedor2 anak dah umur stahun lebh..Rasa rugi plak..

Itu yg brsemangat skrg nie.. K, Mr. IBM..nnt saya tgk jadual bila yg free..nnt contact u..

Saya pun keja kat area P.J gak..

ibm632

Itu yg brsemangat skrg nie.. K, Mr. IBM..nnt saya tgk jadual bila yg free..nnt contact u..

Saya pun keja kat area P.J gak..
matjap Post at 30-1-2010 08:34

Uiksss... kena tgk jadual tu ... ini kategori YB ni... ok kalau Mat Jap free helllo saya ...

matjap

Uiksss... kena tgk jadual tu ... ini kategori YB ni... ok kalau Mat Jap free helllo saya ...
ibm632 Post at 31-1-2010 11:32

He he..banyaklah 'YB' nye IBM ..YB - Yang Bekerja adalah...:-))..Sebenornya saya selalu outstation, bole dikatakan setiap minggu..itu yg kena tgk jadual..

K, insyaAllah, apa2 nnt saya hello2..nak mintak quotation skali..

ibm632

Ok ... saya tunggu ajer... minggu ni masih free lagi.

ibm632

My doughter dah 4 hari batuk dan selsema... dan dah 5 kali ambik nebuliser ... so today no choice .. doktor kata kena warded jugak... huh... nak buat macam mana ikut ajer lah ...surat refer specialist dah ambik... so anytime boleh pergi mana2 specialist ... cuma ingat nak tengok perkembangan tengah hari nanti ... kalau tak ok jugak ... petang ni masuk wad.