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kalau ade 50k saving ape korg nk buat?

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Author: Abot    From the mobile phone    Show all posts   Read mode

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Post time 20-4-2017 09:37 AM From the mobile phone | Show all posts |Read mode
assalam...

nk minta pendapat dan pandangan yg jujur dn ikhlas la..

iols ade saving lebih kurg 50k. tp konfius sama ada

1- nk hbiskan loan kereta, seterusnya mmbntu suami. tp hbis la duit saving aku. sbb aku  x keje da skng ni.. jg anak saje.

2- simpn je diam2 dlm asb atau tabung haji

3- separuh beli emas, separuh simpan

atau ade cdgn bernas yg lain?
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Post time 20-4-2017 09:45 AM From the mobile phone | Show all posts
konfem2 la no 3.. dunia nk kiamat dh skrg.. dgr org alim kata, nti duit dh xde nilai. so kena cepat2 tukar ke emas..
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Post time 20-4-2017 09:46 AM From the mobile phone | Show all posts
Invest dlm unit trust ke
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 Author| Post time 20-4-2017 09:46 AM From the mobile phone | Show all posts
fw280289 replied at 20-4-2017 09:45 AM
konfem2 la no 3.. dunia nk kiamat dh skrg.. dgr org alim kata, nti duit dh xde nilai. so kena cepat2 ...

beli emas perhiasan ke gold bar?
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 Author| Post time 20-4-2017 09:46 AM From the mobile phone | Show all posts
pearl.silver replied at 20-4-2017 09:46 AM
Invest dlm unit trust ke

x berani la..
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Post time 20-4-2017 09:50 AM From the mobile phone | Show all posts
Abot replied at 20-4-2017 09:46 AM
x berani la..

Unit trust sama je mcm asb..
Cuma asb nilai sentiasa sama je singgit sampai bila2
Klu ut after long term ank uols nk masuk U nnt nilai dia dah tinggi..
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Post time 20-4-2017 10:01 AM | Show all posts
sy advice tt simpan kat FD, pegi maybank tanya mcmna caranya..
dulu sy pernah letak 20K, setahun kemudian dpt 4K intrest....
dulu la...3,4 taun lepas...latest info kena pegi maybank tanya
FD - fix deposit
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Post time 20-4-2017 10:18 AM | Show all posts
simpan kat UT, ASB, pastu  cari rumah below 100K.... eh macam tak cukup lak
yg penting langsaikan hutang jahat dulu
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Post time 20-4-2017 10:43 AM | Show all posts
hurm.. cari ilmu baru buat.. RM 50k kalau ada ilmu boleh jd RM 100k.. kalau tidak berilmu dan berusaha RM 50k hancur lebur..
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Post time 20-4-2017 10:47 AM | Show all posts
simpan jekla.. jgn gatal2 nak tambah hutang..
bnyk saluran boleh letak, asb tabung haji public mutual..
kalau nak rewards kan diri sendiri beli la emaih.. lagipon emas tak rugi.. nak raya x lama lagi kan.. Habib nanti buat sale.. heheee
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Post time 20-4-2017 10:53 AM | Show all posts
nak simpan kat UT pun kene tengok2 la..jangan simpan buta je.
50k pun bolehh susut jadi 20k
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Post time 20-4-2017 10:59 AM | Show all posts
simpan jelah kak dalam asb ngan tabung haji.... bagi dia beranak lagik... walopon bonus tak banyak tapi duit tu beranak jugak... pastu beli je emas.... sesak sesak sok gi lah ar rahnu.... 50k zaman jibby ni tak banyak mana kak... kalo unit trust pon kena tengok jugak... ayah aku labur dalam 200k... bkn makin untung makin rugi.... terus tarik balik pelaburan
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Post time 20-4-2017 11:08 AM | Show all posts
kalau meols jadik TT memang meols simpan je
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 Author| Post time 20-4-2017 11:20 AM From the mobile phone | Show all posts
kikuri replied at 20-4-2017 10:59 AM
simpan jelah kak dalam asb ngan tabung haji.... bagi dia beranak lagik... walopon bonus tak banyak t ...

mak oii 200k pun nk labur lg..hihi
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Post time 20-4-2017 11:21 AM | Show all posts
Abot replied at 20-4-2017 09:46 AM
beli emas perhiasan ke gold bar?

beli emas, pajak beli lg pajak

so emas ko bertambah n nilai 50k bole jd more than 50k

aku buat mcmni je...insyaAllah nilai tu naik...

gold bar n perhiasan sume bole tp kalau perhiasan better amik yg padu  
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Post time 20-4-2017 11:22 AM | Show all posts
kikuri replied at 20-4-2017 10:59 AM
simpan jelah kak dalam asb ngan tabung haji.... bagi dia beranak lagik... walopon bonus tak banyak t ...

ut apa ayah u labur sis?
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Post time 20-4-2017 11:22 AM | Show all posts
intan_smsb replied at 20-4-2017 11:08 AM
kalau meols jadik TT memang meols simpan je

kalau simpan cash nnt gatal tgn nk guna kak

ida beli emas je..simpan kt arrahnu....

emas skg ni mahal...

makin naik makin naik


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Post time 20-4-2017 11:23 AM | Show all posts
simpan je rm50k tu TT, kita tak tau apa akan jadi in future..
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Post time 20-4-2017 11:24 AM | Show all posts
idakamaruddin replied at 20-4-2017 11:22 AM
kalau simpan cash nnt gatal tgn nk guna kak

ida beli emas je..simpan kt arrahnu....

skrg brp da harga emas ida?
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Post time 20-4-2017 11:24 AM | Show all posts
btw TT bole beli emas then pajak pastu dr duit pajak tu byr hutang kete

so pas ni emas ada, hutang kete pn langsai

ada duit sikit2 nnt byr blk loan arrahnu kurangkan loan

kalau ada duit lg tebus blk, n bila emas naik lg, pajak lg then nnt ada extra money..

iols dulu buat mcmni ukt max kan saving...

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Post time 20-4-2017 11:26 AM | Show all posts
intan_smsb replied at 20-4-2017 11:24 AM
skrg brp da harga emas ida?

kalau tgk kt habib dh 210/gm

mahal gila...

ida start simpan emas dr belajar lg..skg ni alhamdulillah ada la lebih 150gm

nk beli blik skg ni mahal sgt..tp hb suruh jugak beli emas lg ni sbb mggu dpn dpt bonus

tp tgk la rasa mcm malas beli sbb emas dh mahal hahah nnt dpt ciput je


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Post time 20-4-2017 11:29 AM | Show all posts

ntahlah sis.... ikut cakap member.... labur 200k.... rugi 10k ke 20k.... last year dapat surat pulangan pelaburan tapi rugi... buat dengan cimb cwa kot.... dah la labur pakai duit pencen.... tepuk dahi laki aku dengar...
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Post time 20-4-2017 11:32 AM | Show all posts
kikuri replied at 20-4-2017 11:29 AM
ntahlah sis.... ikut cakap member.... labur 200k.... rugi 10k ke 20k.... last year dapat surat pul ...

alahai sygnya sis..rm200k tu mcm2 boleh buat.. if nak invest pun bukan boleh sebarang je..kena check market betul2..
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Post time 20-4-2017 11:34 AM | Show all posts
Letak dlm simpanan asb ke.. tabung haji ke...  so bila dpt dividend asb nanti boleh guna utk diri sendiri since u dah tak keje kan... kalau tk guna lagi bagus utk tambahan simpanan u...
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Post time 20-4-2017 11:34 AM | Show all posts
Beli rumah, sewakan. Makin hari sewa makin naik. Duit dapat rumah pun dapat.
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