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Salam.. I nak minta nasihat, boleh ke i sign S&P sebelum sign confirmation terima loan dari bank.
So far, Ambank, CIMB dah approved. Tunggu Hong Leong dan Maybank.
Agent rumah ckp jika sign S&P tahun ni i terlepas dari bayar 5% charges apa tah (sorry lupa) yg akan bermula tahun depan.
Maybank start proses hari ni, katanya 3 hari bekerja, next week baru tahu jawapan. I takut x sempat sign S&P sebelum 2019.
So sebenarnya boleh ke tidak i sign sbb i belum buat keputusan unt terima tawaran dari ambank atau cimb. Tapi loan dah appproved oleh dua bank tersebut. |
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ble je. nnt tunggu confirmation dari bank mana. decide la |
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Author |
Post time 21-12-2018 11:58 PM
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noraidil_06 replied at 21-12-2018 08:25 PM
Boleh sign
X de mslh
Tq kak. Kalo sign sblum loan approve x bole kan? Sbb mula2 tu, agent tu beria suh sign tapi sy xnk sbb loan x lulus lagi. Huhuhu |
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Author |
Post time 22-12-2018 12:00 AM
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Naatasha replied at 22-12-2018 12:00 AM
Ok tq u kalo kita nk tlg offer dari bank yg rate dia tgi, apa ayat yg sesuai ye sbb semua t ...
hak sis nak cakap mcm mana...^o^ |
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Naatasha replied at 22-12-2018 12:00 AM
Ok tq u kalo kita nk tlg offer dari bank yg rate dia tgi, apa ayat yg sesuai ye sbb semua t ...
Ok je. Kdg2 derang akn counter offer. U will get better rate.
Good luck |
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Boleh je sign, janji harga rumah tu tally la dengan loan. U dapat berapa % dengan Ambank & CIMB? |
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% interest maksud I, tulis tak habis pulak hehe |
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Author |
Post time 23-12-2018 11:20 PM
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noraidil_06 replied at 22-12-2018 12:03 AM
Ok je. Kdg2 derang akn counter offer. U will get better rate.
Good luck
Ok tq kak  |
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Author |
Post time 23-12-2018 11:26 PM
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moonbug replied at 23-12-2018 07:52 PM
Boleh je sign, janji harga rumah tu tally la dengan loan. U dapat berapa % dengan Ambank & CIMB?
Ambank, tinggi gila xingt bape, lagipun yg tu mmg nk tolak.
CIMB, 4.75%.
Hong Leong, 4.40% for first 2 years and 4.55% tahun seterusnya. Banker ckp insyaAllah esok dpt result.
Maybank, patutnya 4.55%. Tapi banker tu kata nak fight 4.50% unt i. Yg ni still pending. |
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Author |
Post time 23-12-2018 11:27 PM
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moonbug replied at 23-12-2018 07:52 PM
Boleh je sign, janji harga rumah tu tally la dengan loan. U dapat berapa % dengan Ambank & CIMB?
Harga rumah tally dgn loan bank makna nya, kena make sure brp loan amount i minta dan amount yg i minta tu approve atau tak? Begitu kah? |
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mcm sy dulu sign s&p sblum loan lulus...pas dh sign br terkial2 tny bank..last2 dpt maybank.rate time tu, 4.5%..now dh revised interest, jadi 4.7%..so better cari yg lower interest, takut in future kena revised interest based bank negara..
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Pls cari lagi 5 bank lain termasuk yg oversea punya Dan compare |
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Author |
Post time 24-12-2018 09:12 PM
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nor876 replied at 24-12-2018 08:22 AM
mcm sy dulu sign s&p sblum loan lulus...pas dh sign br terkial2 tny bank..last2 dpt maybank.rate tim ...
Mbb punya rate naik smpai 4.7%? Betul ke? |
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Post time 24-12-2018 09:36 PM
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noraidil_06 replied at 22-12-2018 12:03 AM
Ok je. Kdg2 derang akn counter offer. U will get better rate.
Good luck
Sy try nak reject MBB tapi dia kata dia la bank paling stable skrg, n dia punya rate x flactuate. Even bank negara naik kan rate, dia still boleh mantain. Betoi ke x ni. Hahah |
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yes..betul..maybank naik dr 4.45% jadi 4.7% waktu bank negara revised interest ritu..so now hadap je la..maybank mmg sng skit nk approve dr bank2 lain cz sy dh pnh tny 4 bank time tu..semua x approve except maybank..
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Post time 26-12-2018 07:22 PM
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nor876 replied at 26-12-2018 02:35 PM
yes..betul..maybank naik dr 4.45% jadi 4.7% waktu bank negara revised interest ritu..so now hadap ...
Ye ke. Bank yg sy apply sume dh approve. Tapi skrg rate MBB 4.5%. U punya xde turun balik ke? Sbb rate ni kalo BNM naik, bank mmg kena ikut. Kalo turun, kita punya rate pun turum. |
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so far xde pon turun balik pon...still remain 4.7% dr ritu..
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Bukan ke ada waktu 14 days kena sign s&p kalau tak seller boleh batalkan? Earnest 2 % dia boleh ambil. Tapi tengok seller lah. |
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Category: Cinta & Perhubungan
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Post time 21-12-2018 08:15 PM
变色卡
sbb semua tu mcm baik je. Just ckp dpt better offer? Ok x mcm tu 
