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TERKINI. Bank tak sambung moratorium. Bersedialah byr loan mulai Okt. Berhenti b
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Banks will not extend moratorium
Intan Farhana Shazwani binti Zainul Aberdi
Tuesday, 21 Jul 2020
PETALING JAYA: Borrowers will need to start repaying their loans from October onwards as the banks will not extend the automatic loan moratorium, banking sources said.
However, an industry source said while the blanket moratorium would end, banks are open to assist borrowers to restructure and reschedule their loans in a more targeted manner.
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Boom or bust? The real story in September
Nicholas Chung -
July 21, 2020 7:30 AM
PETALING JAYA: An economist has concurred with a deputy minister’s warning that the full economic impact of the Covid-19 pandemic might be felt only in September.
Deputy Finance Minister Abdul Rahim Bakri had said on Saturday that despite early signs of economic recovery, “the real worry” would come in September with the expiry of government incentives under its economic stimulus programme.
The government has approved RM7.79 billion for more than 2.53 million employees under the wage subsidy programme, with disbursements worth RM6.82 billion benefiting 2.49 million employees.
The programme is set to end in September, the same month of expiry of a moratorium on loan and financing repayments and the i-Lestari facility.
A research fellow of the Institute for Democracy and Economic Affairs, Carmelo Ferlito, said fiscal stimulus measures such as subsidies were only temporary. Many people remained unaware of the actual scale of the economic downturn.
“There is a serious risk that the post-stimuli situation may be worse than it was earlier because demand has been artificially supported and such support can’t go on forever.
“Some economists, including me, have said months ago that the hard lockdown we experienced was based on poor trade-off analysis — and now this truth is coming out,” he told FMT.
He said the negative effects of the MCO lockdown were disproportionately higher than the Covid-19 pandemic itself, saying the lockdown should have been avoided.
“Our containment of the virus was not due to the lockdown, because countries which implemented similar policies failed to contain the virus,” he added.
Putrajaya has been urged by various economists and analysts to extend the six-month moratorium on bank loans. However, Ferlito said the government should not implement a similar extension to the wage subsidy programme.
Academy of Sciences Malaysia fellow Madeline Berma predicted that Putrajaya would not extend the moratorium on loans beyond September as part of its policy.
However, she said banks could still choose to extend the moratorium for borrowers on a case-to-case basis.
“It will not be a blanket policy but based on individual borrowers’ needs and repayment capabilities.
“Businesses and sectors that are most impacted by the lockdown should be given the priority to extend their moratorium,” she told FMT. |
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Semoga rakyat Malaysia dah bersedia pada Bulan 10 ni....  |
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xpe klu xlarat jual je la kereta rumah balik kt bank  |
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Mujur aku bukan pemboros.. Syukur alhamdulillah.. |
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semua org ada masalah yg sama......keje tak der....duit tak cukup.....so solution dia let go je la apa yg ada.......pada yg dulu suka menunjuk padan laa muka.......pada yg dulu kini dan selama nya low profile tak menunjuk byk2 kan bersabar yerrr |
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da pinjam bayo le dekkkkkkk. |
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terpaksa boros sikit demi beli laptop utk kecemasan.. tapi hutang kereta tak pernah miss |
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ala bersedia kembali seperti biasa jek la.. apa masalahnya.. kan sebelum ni gaji kne bayaq hutang kereta rumah asb loan bagai... tiada apa yg perlu dirisaukan.. |
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pe brg moratium jadah bagai ni
aku guna cc jer
tetiap bulan bank yg hutang ngan aku
bkn aku yg hutang dgn bank
sekian  |
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Bln 10 ni debt free dah.. Fuhh... |
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yg keja gomen aku tgk x beringat2 pun..pdhal sorang2 makan pakai pun cukup2, kalau kira gaji bersih berapa peratus jah mostly 40% gtuh jer (tolak kereta dan rmh) TAPI still gigih tayang gelang baru sorang2 lps start masuk keja since WFH.
semua besar2 pakai pulut dakap. lahai....... lps tusibuk wat keja luar cod barang sana sini tgalkan keja hakiki opis plus naik kereta opis g pos barang. jadahnya korang hidup nak berkat buat mcm ni. |
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Teruknya staf2 di tempat kerja sis.
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semoga kita semua dpt jalani cara hidup simple and practice buying only necessities... no hoarding ya~~~ |
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cash laa sape yg boros masa bank tgh bagi moratorium ni |
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bank pun nk hidup jugak..kalo korang xbyr hutang mcm mana dia nk bg ko pinjam duit in the future? |
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sapa yang terjejas tu, pergi la bank cepat-cepat untuk restructure loan..
jangan diam-diam je tunggu sampai kereta kena tarik bagai..
i tengok ramai amik kereta masa pkp ni..
menakutkan betul perbelanjaan masing-masing..
melainkan dorang keje gomen or glc yang memang takkan terjejas sampai mati.. |
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kebanyakan kije gomen mcm tu lah tp xtau napa opis aku ni bebas sgt.
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Alamak sampai camtu sekali
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Edited by darkness at 21-7-2020 10:32 AM
Pernah dulu review gaji penjawat awam yg dalam pantauan utk tindakan..nurse, gaji tinggal RM100 dlm payslip. Paling teruk rm30...hutang pny pasal..tp jdg dorang ni ada bisnes tepi |
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Post time 21-7-2020 08:50 AM
变色卡
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