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[Tempatan]
TERKINI. Bank tak sambung moratorium. Bersedialah byr loan mulai Okt. Berhenti b
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Dah diberitahu awal2 dah jadi tak perlu nak mengeluh bila tiba masanya. Kalau tak mampu tak perlu commit dengan hutang lepaskan je mana yang dah tak termampu. Bila dah berupaya semula nanti pasti dapat gantinya nanti. Ni sebab nak berlagak tak nak kalah dengan keluarga jiran tertangga tapi akhirnya diri sendiri yang terjerat susah tak ada maknanya. |
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iols rasa yg ramai2 queue beli emas tu acik2 gomen sbb gaji tak terjejas dan dpt mora...sanggup tu beli beratur lama harga pun mahal namampus... |
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No final decision on loan moratorium yet, says Finance Minister
Tuesday, 21 Jul 2020
11:22 AM MYT
PETALING JAYA: The government has not reached a final decision on whether the loan moratorium will be extended, says Finance Minister Tengku Datuk Seri Zafrul Tengku Abdul Aziz.
“Regarding the moratorium, we are still in discussions and have not reached a final decision, ” he said.
He was responding to a supplementary question posed by Datuk Seri Saifuddin Nasution Ismail (PH-Bandar Baru Kulim) during the Ministers’ Question Time on Tuesday (July 21).
To another supplementary question by Datuk Seri Ahmad Maslan (BN-Pontian), he said the government was having discussions with the banks to use a more targeted approach in helping people service their loans.
“The moratorium is in effect for six months until September, its allocation amounts to about RM100bil.
“Since the economy has started opening up since May, the rakyat and businessmen are able to generate income and pay back their loans.
“As such, the next steps are to have continued discussions with local banks to provide more targeted aid.
“For example, this may mean extending the loan period, to reduce the instalment amount or to change terms and conditions, ” he said.
He said, however, for the time being, he hoped borrowers will meet the banks and to even seek assistance from the Credit Counselling and Debt Management Agency (AKPK).
When asked about the status of the government's economic initiatives, he said that about 91% of one-off initiatives under the RM250bil Prihatin economic stimulus package have been rolled out.
“The implementation of the Prihatin and Penjana economic stimulus packages are being monitored closely by the Economic Stimulus Implementation and Coordination Unit (Laksana), under the Finance Ministry.
“This unit submits weekly reports to the Economic Action Council that is chaired by the Prime Minister, ” he said.
He added that whether the government will announce an additional stimulus package will depend on the state of the country’s economic recovery.
However, national news agency Bernama had earlier quoted Tengku Zafrul as saying that the moratorium will come to an end in September this year and that the way forward is a targeted approach. |
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kita bleh bantu ekons malaysia dengan cara kemampuan kita
1. beli barangan malaysia, berbelanja dalam malaysia
2. park duit simpanan dalam investment vehicle kerajaan under PNB.. mcm ASB etc
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seb bek aku takde moratorium bagai tu...keter dh lama habes byr.. |
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Loan repayment freeze to end in September as scheduled, says finance minister
July 21, 2020 10:53 AM
PETALING JAYA: Finance Minister Tengku Zafrul Abdul Aziz says the moratorium on loan repayments will end in September as scheduled.
He said a targeted approach would be taken moving forward as under the recovery movement control order (RMCO), many businesses were now back in operation and able to service their loans.
The six-month freeze on loan repayments was introduced on April 1. It will end on Sept 30. |
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bulan 10 nanti mesti tiba-tiba ramai kawan contact ada makna kan  |
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eheh.. lupa plak pada mereka.. maaf ya.. ea la.. sakit tu mana yg xde keje bagai tu nk bayar rumah kreta bagai tu..
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i pasti rindukan mora ni....seronok rupanya simpan duit byk2.....spent money pn very wisely..tp awl2 dlu i mmg simpan gila2..
hujung2 ni bru i start guna ckit2 sbb ada hal2 tertentu... |
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buatlah pelan bajet bulanan yg simple, blh cuba gunakan 50/30/20 rule
then start planning cara untuk uruskan hutang:
1. nilai situasi kewangan (jumlah sebenar, jenis pinjaman dan jadual pembayaran pinjaman)2. selaraskan pengurusan kewangan dengan komitmen (senaraikan perbelanjaan & hutang)
3. lakar rancangan pengurangan komitmen (bayar hutang faedah tinggi dahulu)
4. bincang dengan bank (kalau nak buat penyatuan hutang/restructure/overlap utk reduce kadar faedah)
5. laksanakan rancangan (secepat mungkin lebih baik)
sambung baca di artikel ni - 5 Cara Kurang Komitmen Bulanan
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Patut extend sebab ekonomi tak ok lagi and makin ramai yg kena buang kerja. Bagi pada yg memerlukan lah. Yang gaji masih running tu tak payah lah ambik. |
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t_hahahaha replied at 21-7-2020 10:45 AM
ngeri bila tengok ramai guna duit morotarium tu beli macam2 terutama emas yang tengah mahal namati.k ...
Mmg tak berbaloi beli emas sekarang mahal sgt sedangkn harga akan jatuh balik..tokey kedai emas sengeh sampai hujung telinga je la tgk senangnya manusia2 kena tipu.. |
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i dulu2 terikut2 emas ni pelaburan. bila kaji2 emas ni susut nilai dia tinggi.untung jual balek pun kalau pakai over 10 tahun bole la.
membeli emas sekadarnya untuk naik seri, lebih2 tu simpan2 la kat pelaburan yang kompem tiap2 tahun dapat dividen.
harapnya lepas ni turun la harga dia
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dlm Facebook dah ramai org promote beli la emas
aku ada bukak thread betapa ramai kena tipu dgn pelaburan emas
mujur ada yg tak tertipu Harapan Coin
22 bulan je business  |
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LostStar replied at 21-7-2020 12:05 PM
eheh.. lupa plak pada mereka.. maaf ya.. ea la.. sakit tu mana yg xde keje bagai tu nk bayar rumah ...
Tu lah pasal, golongan ni yg akan terjejas teruk..... |
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x ambil pun moratorium
byar je |
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t_hahahaha replied at 21-7-2020 12:46 PM
i dulu2 terikut2 emas ni pelaburan. bila kaji2 emas ni susut nilai dia tinggi.untung jual balek pu ...
Sbb tu aku kuat bangkang bila org sekeliling dok promote emas ni sbg instrumen pelaburan....
Siap cakap nnt waktu ekonomi meleset emas yg menten harga....
Kepala banna lah waktu tu emas menten harga pun org x pandang dah, nk jual pun xder buyer org cari makanan |
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banyak kan duit kalau takde komitmen..huhu |
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Bagus bagi yang tak ambik moratorium ni.
Tapi iols ambik sebab moratorium ni sedikit sebanyak membantu jugak iols.
Iols lepas beli rumah dulu & lepas ada anak memang takde simpanan langsung.
Ada moratorium dapat jugak iols simpan sikit untuk benda2 emergency nanti yang kita tak tahu. Lepas tu iols beli barang rumah mana yang perlu. Bayangkan la dah nak masuk 3 tahun duduk rumah sendiri, sofa pun takde. Kikiki.
Loan kereta pulak awal tahun hari tu habis. Yihuuuuu. Legaaa rasa.
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Post time 21-7-2020 11:38 AM
Author
