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Author: julia5094

ANTARA PELABURAN EMAS ATAU ASB

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Post time 10-8-2020 05:18 PM | Show all posts
johan-adx replied at 10-8-2020 04:50 PM
harga emas dh tinggi sgt tu...hati2 klu br nk terfikir invest emas...

yeahhh... kita kan bumiputra.. harus pilih our entitlement dulu.. baru makan investment lain
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Post time 10-8-2020 05:24 PM | Show all posts
Edited by green~tea at 10-8-2020 05:28 PM
yuki812 replied at 10-8-2020 05:17 PM
Pendapat i..mana2 investment pun u kena ada ilmu dan mencuba sendiri. Ada org dia rasa invest emas ...

thats why.. weols share sbb pernah terciduk.. iols penah leee sakit jiwa tengok unrealized LOSS dalam RM60k dalam public mutual funds disebabkan agent i celakaaaaaaaaaaaaaaaa tak amek pot pun utk swithching ke ape, yang dia ckp kat i rilek lahhh UT kan long termmmm.. yang dia kisah cuma ambil chop jari i setiap 3 bulan, lepas tu send email call2 ajak i invest kat prospeks lain... dari segi report return, news tarakkkkkk SUKA keep me in the dark......


now i manage sendiri UT i.... i invest bila i nak, i redeem bila i rasa i made enough profits...
i manage sendiri PRS i... i manage sendiriii  caruman koperasi... ASB1 ASB2 tabung haji online... SSPN anak i sume all in order and closely tracked.
alll can be done online tanpa perlu i keluar rumah pun


pasni i dengan husband i nak active balik dalam saham, probably invest dalam saham blue chips sahaja, makan dividend, lepas abis recession ni.. now weols takut sbb ada uncertainty in the market due to upcoming pilihanraya... the BSKL boleh jatuh bila ada uncertainties camni... and also sekarang ni tengah mencanak2 scammer tumbuh speculate saham2.... sbb sekarang ramai orang kena VSS.. who got money but no skill to start new business, so golongan2 ni akan gunakan cara paling senang utk buat duit.. masuk SAHAM
i ada cerita dekat retirement plan i kat thread borak....chuols bleh baca sana news and insights i dah tulis...

https://mforum1.cari.com.my/forum.php?mod=viewthread&tid=1207766&page=6#pid71353520




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Post time 10-8-2020 06:27 PM From the mobile phone | Show all posts
Edited by yuki812 at 10-8-2020 06:29 PM
green~tea replied at 10-8-2020 05:24 PM
thats why.. weols share sbb pernah terciduk.. iols penah leee sakit jiwa tengok unrealized LOSS da ...


Ye. I pun sama cam u. Masa mula2 blajar tentang emas tu..beli time tgh naik $200segram..9-10 years ago..pastu turun giler2 sampai $120-130 kot segram. Aduhai. Luckly that time i beli gold bar..bukan virtual gold account emas kan. I pujuk hati..kang sesak2 leh lah pajak. Its a learning process. blajar tgk graph kat kitco. Senyum je lah time tu. But I least we tried..feel it..jatuh bangun.

Tapi sekarang i continue Public Gold GAP jer. Just investing segram dua dah ler sebulan. Dah slow lah pasal emas ni. Now..I target nak study pasal UT. Tak berapa hadam sgt. maybe timing nak faham tu tak kena or lum rasa nak minat nk invest in UT. Ok lah..better akui zero knowledge lah..lagi senang. I plan to using my account 2 kwsp kot dulu. Selama ni agent i je buatkan tuk i. But this time i nak try myself..nak rasai camne. Nanti lah..senang2 i tanya u ek..camna kita nak tau fund yg ada potential beri good return.

Eh..any idea tak..ebook or any books mana yg senang faham nk start godek2  ttg UT ni. Belajar ni kena ada guru lagi cepat faham.bkn takat baca je.

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Post time 10-8-2020 06:40 PM From the mobile phone | Show all posts
yuki812 replied at 10-8-2020 06:27 PM
Ye. I pun sama cam u. Masa mula2 blajar tentang emas tu..beli time tgh naik $200segram..9-10 yea ...


Start small... dekat link thread i bukak bod borak i ada share link from majalah labur how to start with kwsp acc 2... u even boleh view top ranking funds dalam i-kwsp
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Post time 10-8-2020 06:42 PM From the mobile phone | Show all posts
TT, org kata jangan letak semua reta kat satu bakul je. Jadi, pelbagai kan lah.

Saya rasa, emas mesti kena ada, tak perlu banyak pun, sikit je. Tapi, yg utama, banyak kan portion kat ASB, TH.

Cuma, emas ni leceh la. Nak simpan tu, kena bermodal. Masuk Ar Rahnu atau simpan kat peti besi kat bank. Jangan peti besi kat rumah, kalo dilarikan pencuri, putih mata je, melainkan kalo peti besi tanam dalam dinding.

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Post time 10-8-2020 06:46 PM From the mobile phone | Show all posts
Kalau nk buat asb loan..bank mana yg terbaik?. Senang tak nk lulus?..bg penerangan pls
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 Author| Post time 10-8-2020 07:36 PM | Show all posts
Knowlee replied at 10-8-2020 05:17 PM
My elder brother orang banking, sekarang managing director. I pernah tanya dia pasal pelaburan emas  ...

Tu la..sesetengah orang mmg tak ambik pusing pasal pelaburan..tiba2 harga mas naik mendadak..tu jadi kecoh tu kan? Tadi tertengok pulak ig dato' vida..mak ai...dia punya charms tu sebesar bola golf..
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 Author| Post time 10-8-2020 07:38 PM | Show all posts
green~tea replied at 10-8-2020 05:18 PM
yeahhh... kita kan bumiputra.. harus pilih our entitlement dulu.. baru makan investment lain

hmm...memang tepat sgt ni...i suka pandangan ni..
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Post time 10-8-2020 07:39 PM From the mobile phone | Show all posts
yuki812 replied at 10-8-2020 06:27 PM
Ye. I pun sama cam u. Masa mula2 blajar tentang emas tu..beli time tgh naik $200segram..9-10 yea ...

UT ni satu je, dia long term gain. Kalau expect dlm masa beberapa bulan dpt gain banyak, jgn invest kat UT. UT ni paling kurang 5 tahun nak tengok investment kita tu berjaya.
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 Author| Post time 10-8-2020 07:42 PM | Show all posts
yuki812 replied at 10-8-2020 06:27 PM
Ye. I pun sama cam u. Masa mula2 blajar tentang emas tu..beli time tgh naik $200segram..9-10 yea ...

Menarik ni..kalau dapat agent yang bagus ok la..tapi kalau kita yang manage acc kita sendiri lagi bagus kan? I pun sebenarnya tak paham sgt pasal ut ni...Kena belajar dan paham betul2. Betul la orang cakap, hanya kita yang mampu merubah hidup kita ni.
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Post time 10-8-2020 07:47 PM From the mobile phone | Show all posts
green~tea replied at 10-8-2020 05:24 PM
thats why.. weols share sbb pernah terciduk.. iols penah leee sakit jiwa tengok unrealized LOSS da ...

Lepas baca nih. I nak bawak keluar my public mutual account.
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 Author| Post time 10-8-2020 07:49 PM | Show all posts
Nurul8001 replied at 10-8-2020 06:42 PM
TT, org kata jangan letak semua reta kat satu bakul je. Jadi, pelbagai kan lah.

Saya rasa, emas m ...

Ya..rasanya akan buat macam ni jugak la.

Emas setakat ni ada la beli sepersalinan...pernah beli maybank gold passbook 2 gram tahun berapa tak ingat, masa tu beli dengan harga 167/g. Tiba2 tahun yang sama harga emas menjunam hingga rm 130 tak silap. Sempat la beli seutas rantai emas waktu tu..hi..hi..Tapi lepas tu terus stop beli emas maybank tu.
Hari tu member ada jugak ajak beli gold dengan public gold. Bayar ansuran. Kita lock harga time kita mula2 beli. Dekat 10K jugak la harga tu. Tapi tak berani lagi la..Takut tiba2 harga emas jatuh pulak..

Yang paling selamat setakat ni asb la kan. Biar sikit..tapi tetap ada..Lps ni nak belajar pasal ut pulak.


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Post time 10-8-2020 07:55 PM From the mobile phone | Show all posts
estrellas replied at 10-8-2020 07:47 PM
Lepas baca nih. I nak bawak keluar my public mutual account.

U ada i kwsp tak.. u bleh monitor sendiri untung rugi... and 0 processing switching or redeeming fee... 0 sen
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Post time 10-8-2020 07:56 PM From the mobile phone | Show all posts
Knowlee replied at 10-8-2020 07:39 PM
UT ni satu je, dia long term gain. Kalau expect dlm masa beberapa bulan dpt gain banyak, jgn inves ...

UT ada byk jenis.. ada yg kita bleh dpt dividen, ada yg kita gain dari harga saham (med /high risk).. so choose carefully which fund
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 Author| Post time 10-8-2020 07:57 PM | Show all posts
Diamje replied at 10-8-2020 06:46 PM
Kalau nk buat asb loan..bank mana yg terbaik?. Senang tak nk lulus?..bg penerangan pls

I buat asb loan dengan cimb. Sebab gaji masuk kat situ. So semua detail dah ada kat sana. Lulus atau tak tu bergantung kepada gaji dan komitmen kita bulan2. Tapi maybank pun rasanya interest dan bayaran bulanan lagi rendah berbanding cimb. Cuba try tanya diorang.

I pernah ada hutang kad kredit nearly 8K. Dengan loan asb ni la i dapat langsaikan hutang kad kredit dengan ceppat. Dapat dividen je terus bayar lump sum. Memang seksa terjerat dengan kredit kad. Nasib baik cepat tersedar...

Rakyat marhaen macam ni la..8K hutang pun dah rasa merana..
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Post time 10-8-2020 07:57 PM From the mobile phone | Show all posts
Edited by green~tea at 10-8-2020 07:58 PM
Diamje replied at 10-8-2020 06:46 PM
Kalau nk buat asb loan..bank mana yg terbaik?. Senang tak nk lulus?..bg penerangan pls


u akaun gaji bank apa? Kalo akaun maybank, u buat laa asb financing dgn maybank.. i rasa rate sama je memana... why i rekemen same bank, sbb senang nak transfer fund... through myasnb ka, maybank2u ka semua caj singgiit, in case u nak topup cash nnti..
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Post time 10-8-2020 08:36 PM From the mobile phone | Show all posts
Edited by yuki812 at 10-8-2020 09:11 PM
julia5094 replied at 10-8-2020 07:42 PM
Menarik ni..kalau dapat agent yang bagus ok la..tapi kalau kita yang manage acc kita sendiri lagi  ...


Sebab ini adalah duit kita kan..better kita kena ada ilmu dan belajar manage sendiri kan. Kalau nak faham tentang emas, boleh follow org2 ni.

www.mohdzulkifli.com
Syukor Hashim (fb)
Azizi Ali Mentor Wang (fb)

Azizi Ali dan Mohd Zulkifli ni dah siap keluarkan buku pasal emas. Azizi Ali lagi advance..dah ada buku pasal bitcoin x silap. Dia paling otai. Pasal hartanah pun pandai. Sekarang ajar pasal crypto lah..altcoin lah. Syukor Hashim ni orang kuat Public Gold. Ni zaman saya dulu blajar2. Pastu  barulah wujud Azizul Azli tu sume.

Edited..

Ni saya follow FB Robert Kiyosaki hari ni punya posting. Author buku Rich Dad.

BEST INVESTMENT for decade is Silver. Started recommending US silver eagles at $10. Today $30. Everyone can still afford. Predict $50 next stop. Then $100 possibly $200. I feel for poor people yet poor people do not invest. Many want to be given money which keeps them poor. Sad

GOLD is up 35% in 2020. S&P only 3%. Silver is still the best, still 30% below all time high.  Best because it is limited in quantity, used in industry and still affordable for those with tight budgets. The sleeper is Bitcoin.  I suspect it is about to become the fastest horse.

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Post time 10-8-2020 08:41 PM From the mobile phone | Show all posts
Buat asb je.. tapi pelaburan biasa la.. bukan loan...
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Post time 10-8-2020 08:41 PM From the mobile phone | Show all posts
Edited by yuki812 at 10-8-2020 08:43 PM
Knowlee replied at 10-8-2020 07:39 PM
UT ni satu je, dia long term gain. Kalau expect dlm masa beberapa bulan dpt gain banyak, jgn inves ...


Ye..dah namanya pelaburan investment semuanya adalah tuk long term. Kalau short term..dipanggil savings simpanan. Memang nak blajar sebab selama ni agent uruskan. At least kita blajar..kita leh manage duit sendiri dan rasa aura duit tu buatkan kita rasa best jer. Kdg tak mo focus sgt pada untung yg lbh2. Start skit2 dulu. Ilmu tu..tuk long term...tu lah investment yg paling berharga.

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Post time 10-8-2020 09:05 PM From the mobile phone | Show all posts
yuki812 replied at 10-8-2020 08:41 PM
Ye..dah namanya pelaburan investment semuanya adalah tuk long term. Kalau short term..dipanggil  ...

UT ni kena tanya agent mana yg bagus. I pernah masuk Public Mutual punya, dlm masa 8 bulan dpt jugak la dlm 5%. Keluarkan duit sbb nak guna.
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