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Kenapa Orang Melayu Kurang Prihatin ttg Takaful dan Medical Card

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Author: ibm632       Show all posts   Read mode

Author
 Author| Post time 23-10-2011 12:03 PM | Show all posts
Salam PruBSN. Save minimum RM100 per month and enjoy these:
*RM500 for your life achievements
*loyalty bonus
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Post time 24-10-2011 02:57 PM | Show all posts
terbaikk dr ibm
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Post time 1-11-2011 09:09 AM | Show all posts
ade 4 situasi untuk pendidikan skrg ni :

1. ade duit + anak nak belajar = OK
2. ade duit + anak xnak belajar = OK
3. xde duit + anak xnk belajar = OK
4. xde duit + anak nak belajar = TAK OK

Buatlah pelan pendidikan awal untuk anak2.
ade saving utk belajar dah besar nnt dan tak perlu risau lagi mengenai kos perubatan kalau anak sakit dan perlu rawatan di hospital dengan medical card.

PruBSN Smartlink istimewa untuk anak2 yg berumur 1-18 tahun

PM me for free consultation dan quotation.
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Post time 9-11-2011 11:40 PM | Show all posts
RENUNG-RENUNGKAN DAN BERTINDAK SEKARANG!
ANDA BOLEH MENENTUKAN DAN MEMBUAT PILIHAN UNTUK HIDUP ANDA.




Boleh PM saya untuk dapatkan maklumat lanjut tentang Prudential BSN Takaful dan free quotation
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Post time 15-11-2011 12:32 AM | Show all posts
ADAKAH SEMUA RAWATAN DI HOSPITAL KERAJAAN DITANGGUNG 100%?

Mohd. Rashid berkata, anaknya sudah dibedah pada 5 Mei lalu dengan kos RM31,000 di IJN dan kini menunjukkan tanda-tanda pulih seperti kanak-kanak lain yang sebaya dengannya.

Namun, IJN hanya membiayai kos pembedahan sebanyak RM18,000 dan baki selebihnya perlu dilunaskan sendiri oleh pasangan suami isteri berkenaan.

"Bukan itu sahaja yang perlu saya lunaskan, malah kos rawatan susulan di IJN setiap dua bulan sekali, yang menelan kos RM1,000 juga saya tidak mampu. Temu janji untuk rawatan anak saya pada Ogos lalu, terpaksa saya batalkan disebabkan kesempitan hidup," katanya ketika ditemui di rumahnya hari ini.

Utusan, 17/09/10

Find way to apply medical card, dun find reason..
Manage your financial now!
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Post time 15-11-2011 10:30 AM | Show all posts
Pokoknya kna lah menyimpan utk masa2 kecemasan. Tp kalau ikut logik, biasanya kalau simpan gitu saje kat bank selalunya masa x cemas pun boleh terguna.

Jadi, pilihan kat tgn memasing. X yah nak harapkan org lain kalau susah. Skang tgh senang kena la beringat masa susah nnti.


(posted by mobile)
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Post time 15-11-2011 10:35 AM | Show all posts
Reply 606# 2tigapuluh2


betul tu.. saya setuju..pendapat yg sangat baik {:4_237:}
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Post time 17-11-2011 08:07 AM | Show all posts
ADAKAH SEMUA RAWATAN DI HOSPITAL KERAJAAN DITANGGUNG 100%?

Mohd. Rashid berkata, anaknya sudah dibedah pada 5 Mei lalu dengan kos RM31,000 di IJN dan kini menunjukkan tanda-tanda pulih seperti kanak-kanak lain yang sebaya dengannya.

Namun, IJN hanya membiayai kos pembedahan sebanyak RM18,000 dan baki selebihnya perlu dilunaskan sendiri oleh pasangan suami isteri berkenaan.

"Bukan itu sahaja yang perlu saya lunaskan, malah kos rawatan susulan di IJN setiap dua bulan sekali, yang menelan kos RM1,000 juga saya tidak mampu. Temu janji untuk rawatan anak saya pada Ogos lalu, terpaksa saya batalkan disebabkan kesempitan hidup," katanya ketika ditemui di rumahnya hari ini.

Utusan, 17/09/10

Find way to apply medical card, dun find reason..
Manage your financial now!
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Author
 Author| Post time 17-11-2011 10:22 PM | Show all posts
Petikan dari artikel

http://www.insurancenews.com.au/ ... ories+and+Events%29

Life insurers want to know more about your lifestyl

31 October 2011

Life insurers will be using records from ATMs and credit cards as means of assessing an individuals risk profile in the future, according to Munich Re Chief Underwriter Life Shane Burdack.

There is a lot of work underway around the world on alternative risk profiling, he told delegates at the Association of Financial Advisers conference on the Gold Coast last week.

We are working worldwide using death statistics to build risk profiles, and in the UK we are matching this data to postcodes.

Mr Burdack says risk profiling is moving away from traditional methods to look at ATM records to see when people access the machines and at what time.

A person who accesses their account regularly at 2am could be living off fast food, and this would indicate there could be some health problems looming.

This type of analysis could be more effective in defining a persons risks than by just questioning them, Mr Burdack said.

I think we will be asking more lifestyle questions in the future and a lot of this information is already available.

He says genetics is another tool for underwriters to price risk in the future.

Within three years we should be able to map the genome profile of a client for under $1000.

AMP Director of Underwriting and Claims Policy Bernadene Gordon says while genetics will be beneficial for risk profiling, care is still needed.

In the US, for $US99 ($92.66) you can spit into a tube and the company will then send you your DNA profile and risk factors, she told the conference.

While this is good for profiling, we need to be discerning about using this information to properly undertake the risk assessment.
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Post time 5-12-2011 12:42 PM | Show all posts
cara hidup mempengaruhi kesihatan manusia
sayangilah diri anda dan keluarga..
sementara sihat, buatlah perancangan kewangan yg dapat membantu anda..
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Author
 Author| Post time 5-12-2011 11:47 PM | Show all posts
bagus...
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Post time 10-12-2011 01:23 AM | Show all posts
Masa sihat, kita akan bg 1000 alasan utk tidak memiliki kad perubatan,jika kita dah sakit syarikat insuran akan bg SEJUTA alasan utk tidak menerima permohonan kad perubatan.. Kalau bernasib baik, mungkin diterima tetapi bersyarat..

moral of the story : nak apply masa approve atau masa dah tak approve? Renung-renungkan dan selamat beramal
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 Author| Post time 20-12-2011 07:03 PM | Show all posts
Lama Farhana tak update sini ... mana pergi
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Post time 21-12-2011 11:56 PM | Show all posts
Sharing Datang Lagi

Kerajaan sedang mempertimbangkan Skim Insurans Kesihatan Sosial khas untuk pesara swasta. nampaknya ramai pesara swasta sekarang menghadapi masalah setelah bersara. Dulu anak emas company, beranak kat Prince Court pun company bayar.. Bila dah bersara, keistimewaan dah ditarik balik.. Nak apply insurans baru, umur dah WAJIB kena buat medical checkup.. Confirm jarang yang terlepas.. Kalau lepas pun belum tentu mampu bayar.. RM150 sebulan waktu muda boleh lagi bayar, tapi kalau dah caruman pun RM850 sebulan waktu dah berumur, macam mana ye?

p/s : Lihat sekeliling kita dan jangan cuba menafikan realiti yang dah berlaku depan mata ataupun yang sedang berlaku depan mata
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Post time 22-12-2011 07:11 AM | Show all posts
Farhana ni bila sebut je ada lah dia...

Good sharing farhana.. Tq
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Post time 24-12-2011 10:11 PM | Show all posts
Farhana ni bila sebut je ada lah dia...

Good sharing farhana.. Tq
integra Post at 22-12-2011 07:11


hehehe macam batman plak rasenye..
ade org seru terus muncul..
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Author
 Author| Post time 25-12-2011 02:59 PM | Show all posts
The 10-year (2011-2020) Financial Sector Blueprint (FSBP) was unveiled by BNM yesterday. Under FSBP, the insurance products that will play significant role include:
a) private pension products;
b) higher value-added medical and health insurance;
c) microinsurance and microtakaful products;
d) political risk insurance;
e) credit guarantee insurance.
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Post time 30-12-2011 01:51 PM | Show all posts
Reply 617# ibm632


good revealed ye, Alhamdulillah saya sudah ade..
Anda tunggu ape lagi..
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 Author| Post time 24-2-2012 04:19 PM | Show all posts
Dah makin ramai yg prihatin .... dan juga lebih membanggakan lagi .... dah makin ramai pula yg nak jadi ejen ...
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Post time 5-3-2012 09:25 PM | Show all posts
medical sekarang ni adalah satu keperluan..
same macam semua orang perlukan rumah untuk berlindung..
perlukan kenderaan untuk bergerak...
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