Online Banking....yang mana paling boleh dipercayai?

honeybee1802

korang2 seme yg berpengelaman...antara bank2 mesia yg ada offer service online...yg mana kasik the most best service?especially dr segi aspek security ler..yg kedua service dia laa...ke dah ada topik nih?kalo ada mod tolong merge ek..time kasih..

bzzts

stakat ni aku cuma ada guna maybank je. hong leong ada tapi tk penah guna. so, takleh compare.
cuma stakat ni buleh kata puas ati gak la ngan mehbenk tu. cuma leceh sebab kena login setiap 3 bulan, kalo tak, login id kena beku, alasan = utk keselamatan. terjadi kat aku tak lama dulu, aku call center utk aktifkan balik, diorang kata kena guna atm machine. aku gi atm, mintak password baru tapi takleh login gak gak. last-last aku call centre mehbenk lagi skali untuk pengesahan nak aktifkan balik.

p/s: aku guna pun utk beli relod digi aje

[ Last edited by  bzzts at 17-6-2007 04:00 PM ]

supersapiens

aku gun maybank, citibank, ocbc, hsbc, semuanya ok.. takde masalah.. user friendly..

wira_wirawan

aku selalu guna Bankislam.Biz dan CIMB Clicks....bayar PTPTN..transfer duit thru IBG...top-up prepaid..
so far ..it's ok..nothing unwanted problem happen.

mukmin101

Dah 3 tahun guna Bankislam.BiZ............. so far i'm really satisfied

reenz013

aku guna maybank jer...

ecomoda012

setakat ni guna CIMB clicks....dari zaman BCB dolu

medangmru

so far aku guna maybank2u....ok la...cuma kengkadang tu...bile request TAC ( 3X )...x sampai2 ke HP aku.....

lesung

Meh aku nak citer xperience ku plak..

aku ada akaun bankislam.. dah bertahun2 pakai tp taknah plak wat online banking until seben bukak akaun so dari situ aku start guna online banking .. last 2 month aku guna la Bankislam.BiZ transfer 2k ke acc seben. okla transaction success dan duit dah pun ada kat acc dia.. since tu aku tak usik dah acc aku.. tup2 seminggu lepas tu bimb 1 caw call cakap aku ada debit 2k ngan depa..aku cakap debit mende plak..takan aku wat onnline transaction salah kot! mamat nih pun xplain la on brapa2 hb aku ada draw duit dari atm..aku cakap mana ada..2k tu la last aktiviti aku buat.. pastu dia call lagi cakap kad atm bimb aku ada guna meps kat bank lain..padahal aku takder guna pun! nak kata seben aku mustahil coz kad ngan aku..

Pastu esok dia call lagi ckp sebenonye aku memang ada wat online banking TAPI TAK BERJAYA! aik aku cakap kalau tak berjaya mana plak mai duit kat acc seben aku.. setau aku bila dah buat online transc. same bank on the spot baki akan kurang le.. tp mamat tu cakap tak benonye baki aku still sama tak usik pun acc aku..kira depa tak update la acc aku yang mana mati2 aku ingat memang dah kurang la acc aku tp benonye tak then same time kot ada orang wat jahat or klon kad ke..dia draw duit kat dalam bimb aku tu..udahnye lepas tu depa freezekan akaun  until end last month aku punye akaun memang depa tolak 2k la.. gila hanggin.. aku cek balik history kat Bankislam.BiZ ..korang tau tak..takder pun segala transaction aku penah buat ..tak tau la depa delete ke system maha benggong ke! padahal masa aku transfer ari tu..ada.. tp silap aku coz aku tak print out kenkonon what ever aktiviti acc ada dalam history tu!:@

aku wat repot tp takes time la depa nak monitor cctv la kat bank tu..etc.. since tu aku dah tak suka bank nih!!!! nyusahkan idup aku..budget lari gegila..makan roti looo..pastu 2k rugi gitu jer..!!!

Aku cakap salah aku ke salah sapa..depa cam gelak2 cakap salah sistem tp depa takleh wat aper la..aku pun ckap  nak wat repot kat BN..tergagap2 jawab! :@ @#@#$@#

tu la xperince aku..sudahnya aku terus bukak akaun ambank plak..

zaida

pakai maybank & cimb... so far alhamdulillah tak pernah ada prob lg...

wira_wirawan

kau sepatutnya print third party transfer confirmation tu...

wira_wirawan

apa-apa pun aku amat berpuas hati menggunakan Bankislam.Biz....

medangmru

Isssh....smalam aku try nak transfer 3rd party fund...request TAC sampai 6X tak sampai2...hampeh tul lah.... :@ :@ :@

BlueShades

Aku guna maybank dah 1-2 years. So far ok jek. Cuma bila line slow tuh yang seram skit. Takut jee duit tuh lesap tetiba.

rbm1608

guna maybank2u, cimb & rhb...
tp pg ni maybank under maintenance lak...

honeybee1802

Originally posted by lesung at 4-7-2007 09:57 AM
Meh aku nak citer xperience ku plak..

aku ada akaun bankislam.. dah bertahun2 pakai tp taknah plak wat online banking until seben bukak akaun so dari situ aku start guna online ba ...

nih haku takut dgr nihhh....pb punyer mcm mana laks?

hainina

guna cimb n maybank ok je... xde masalah lagi

ronnishi4369

kalau nak wat transaction online ni kan...better siang hari ke malam hari yer??

harmerz01

Aku guna Maybank2u je, OK. Bayar bil-bil, masuk dan keluar duit mudah

lochoe

I just use CIMB clicks.. anyway.. last week, seminggu site down.. nak byr bil pun susah, mujur celcom x blok lagi my bil.. erm.. anyway.. the site is okay now.. i think it more faster than before.. erm.. any other cimb customer here... what do you think?

Lets share some information about CIMB Financial Planning.. :-)


1. Wealth Creation:

To create wealth,we need a mechanism which are work, safeand reliable to our financial, in term of investment, there are someissues we have to look on before decide which type are suite for us. InMalaysia we have a lot of place to start for a good return of oursaving like Amanah Saham Berhad, TabungHaji, Unit Trust, Fixed Depositand other more.

In term of return, Amanah Saham Berhad normally provide return around7% per annum , Tabung Haji (4%), Fixed Deposit (3%) and Unit Trust(10-15%). After we understand the comparison of each investment then welook on "inflation"which are the virus of any financial planning.Inflation will make us loss the value of our saving. Currently inMalaysia, inflation isaround 3-5% every year and it will become biggerwhen its come to bigcity like Klang Valley. If we invest in FixedDeposit which give 3%return with inflation 5%, it mean every year weloss -2% value of ourmoney. Thats could be more harder if we just savein saving account. Price for every item surround us always increaseevery year, but our money just static there, so what do you think? youwill need more money in the future..

So, we need to choose the best place which are safe, good return andreliable of our financial, Unit Trust are one of that, which offer you10-15% return every year.

Whats different of the return, simply go to this link:
http://pelaburan.net/index.php?option=com_content&task=view&id=20&Itemid=103

2. Wealth Protector (insurance)


When we have a good mechanism in the investment, we cannot only fullyrely on this vehicle, we also need a protector to support of ourfinancial when anything accidentally happen to us. Maybe car accident,disease or whatever happen which we cant predict our future journey.So, purchasing an insurance are really important to protect our wealth,it is not economic to use all work hard money to pay for medical andany tragedy things, the best is, get a mechanism which can help us topay for it. Tosupport our financial, insurance will always protect us.

3. Wealth Presevation : Trust Nomination

Do we know, what are the main reason people save their money? it isnot to buy a luxury car, luxury house or luxury trip, but seriouslythey save for their family and their love one. In the country, peopleare not really care about this beneficiary issues although we have RM6billion cash in all financial institution which are not claimed andstill in court trial progress which take almost 2-3 years before itgive to beneficiary hand.

what happen to all the beneficiary in the trial duration, even theyhave big money in their parent account, but they still can not use iteven 10 ringgit. A lot of this victim are normally child who dont knowanything about their parent financial, more worst when they are cruelrelatives take the victim's parent account for their personal purpose(in ourcountry practice, there are thousand of story in this type ofcase) and let the child suffer for the lack of their parent.

Do we want all this thing happen to our family? I believe the answer istotally "NO", so CIMB provide a great services to all investor to makeyour nomination trust for your investment account. This onlycost  RM50-RM100 and only one time payment. There are no otherfinancial institution provide this services to the client except us.With this nomination trust, it just take 7-14 days before all the moneyrelease to your beneficiary which you want it to be. No court trial, norelative fara'id issues, it only to the person you want it to be.

Ok, thats some brief information i love to share with youhere, thats alot of thing in the seminar but i just take the most important part.

visit : www.pelaburan.net

[ Last edited by  lochoe at 8-7-2007 06:40 PM ]