CARI Infonet

 Forgot password?
 Register

ADVERTISEMENT

Author: lostnfaun

[Accesories & Hobbies] PRUDENTIAL BSN TAKAFUL

  [Copy link]
Post time 12-9-2012 11:49 AM | Show all posts
yus262 posted on 11-9-2012 06:44 PM
Kalau sebelum ni dh langgan pbsn ni, kalau ade anak yg baru lahir dan nak langgan dgn agen lain bole ...

benar... pilihan di tangan anda
Reply

Use magic Report


ADVERTISEMENT


Post time 13-9-2012 02:35 PM | Show all posts
Selesai sudah settlekan bil client kat KPJ tghr td..rawatan 2 mlm nya takde la mahal sgt..hanya rm8,000 saja



Yg mahal ialah premium nya : rm150 bulanan

Reply

Use magic Report

Post time 16-9-2012 07:51 AM | Show all posts
Inilah membuatkan my client terkejut bila dapat tahu yg ada Cek bagi membantu anaknya menyambung pengajian di Mesir. Shukor...


Reply

Use magic Report

Post time 16-9-2012 08:48 PM | Show all posts
kepada agen2 yg ada experience,if u guys can explain....my sister policy holder prudential takaful since 2008.last ramadhan dia diagnose dgn hepatitis b and baru dapat tau that her husband is a carrier..she was refered to ampang puteri specialist and to our surprise the gl was decline by prudential.

yg menjadi persoalan when we asked why ..they conviniently bgtau hepatits b is consider under std(sexual transmitted disease) and therefore not covered for medical treatment under general exclusion..prudential suruh bayar dulu and then claim dgn diorang and siap bgtau prudential x gurantee akan bayar..

x bayar on what basis?because of std?even dato dr mazlan the liver specialist at ampang puteri bgtau kami and the agent yg dia sendiri x bleh pastikan punca dari mana virus ni.and he dont even write std in inital gl to prudential..so macamana prudential bleh simlpy assume and decline the gl di saat kita sgt2 memerlukan?

and sementara kami masih bergaduh dgn prudential the current bill dah cecah 7k and the dr told us boleh cecah  at minimum of 15k..so to agent out there,im also doing u a favour,hepatitis b is not covered by prudential and bgtau awal2 kat prospek korang awal2 sebelum diorang mengamuk..so kalau ade sape ada pengalaman kes macam ni tlg share kat thread..tq

Last edited by jax7771 on 16-9-2012 08:50 PM

Reply

Use magic Report

Post time 17-9-2012 11:29 PM | Show all posts
jax7771 posted on 16-9-2012 08:48 PM
kepada agen2 yg ada experience,if u guys can explain....my sister policy holder prudential takaful s ...

hmm sian ko.. dah lebih 24 jam dpd 8.48 malam smlm.. takde ejen yg boleh bg jwpn..

Reply

Use magic Report

Post time 18-9-2012 10:11 AM | Show all posts
Salam Jax.. minta maaf .. ramai ejen bercuti kot ... ok saya pun baru tahu yg org terkena jangkitan pun tak cover , setahu saya hanya Hepatitis B carrier aje yg tak di cover .

Boleh bagi NO polisi .. senang sikit utk saya rujuk pihak syarikat.
Reply

Use magic Report

Follow Us
Post time 18-9-2012 01:48 PM | Show all posts
salam...agak2 kalu baru masuk 3 thn boleh tak kuar saving tu
Reply

Use magic Report

Post time 18-9-2012 03:16 PM | Show all posts
Berapa sebulan dia ambik ... Dan berapa Takaful Saver/ Prusaver dia ambiik
Reply

Use magic Report


ADVERTISEMENT


Post time 19-9-2012 01:39 AM | Show all posts
saya dah pm polisi no..tq
Reply

Use magic Report

Post time 19-9-2012 06:39 AM | Show all posts
OK .. terima Kasih ... nanti saya minta info lebih lanjut
Reply

Use magic Report

Post time 19-9-2012 04:46 PM | Show all posts
jax7771 posted on 19-9-2012 01:39 AM
saya dah pm polisi no..tq

Salam,

U bole fight n appeal..discuss dgn ejen..
Bill n resit submit jer utk claim
Nanti pru akan buat beberapa investigation
Reply

Use magic Report

Post time 19-9-2012 08:14 PM | Show all posts
Kami dah appeal and complaint.Prudential still consider hep B bwh std..nak claim reimburse boleh tp x gurantee plak nak byr..

nak kluar duit dulu ingat senang ke?sbb kitaorg xde duit la pg ambik insuran..skrg ape cite?terpaksa  plak kluar pg report hospital gomen sbb bil dah 7k..treatment x habis lagi..ni kalau reimburse pon x berjaya confirm la next gl pon reject..

ape yg nak investigate pon xtaula..dr dah clearly xde state std pon dlm report..main2 assume menyusahkan org
Reply

Use magic Report

Post time 19-9-2012 09:27 PM | Show all posts
jax7771 posted on 19-9-2012 08:14 PM
Kami dah appeal and complaint.Prudential still consider hep B bwh std..nak claim reimburse boleh tp  ...

Oic..dpt tau GL decline after admission ke?

Reply

Use magic Report

Post time 19-9-2012 09:53 PM | Show all posts
Iskhhh...seriau plak aku...aku n hubby msg2 amik plan rm210 sebulan...kalau mcm ni kes  x boleh jd ni
Reply

Use magic Report

Post time 20-9-2012 09:09 AM | Show all posts
GL dah tentu la sebelum admit..since my sister was refered to ampang putri bcos specialist kat situ,kami continue je treatment dulu hoping that bende ni technical glitch je..even hospital pon masa mula2 dapat tau kena reject x straight away bgtau sbb diorang try double confirmed dgn Prudential as told by the personnel kat admission la..tapi until today mmg menghampakan.

i really dont agree dgn Prudential utk simply categorized hep b dlm std.. i mean we understand std is not covered because the nature of std associate dgn penyakit hiv,siflis bla2 yg disebabkan oleh immoral activities,tp kalau infected by husband or wife sbb dia unaware yg dia carrier i dont think its fair..the carier inherit dari keturunan and mmg takkan ada sign yg u carrier selagi u x buat blood test..the point is kita ambik insuran utk bende2 unexpected mcm ni la..ni lain plak jadinya

Smlm ada org dari Prudential call bagtau bende sama jgk,claim reimbursement..for those yg dah kawin tba2 korang kena hep b memang masalahla nak admit sbb dia akan assume either one carrier..so my advise sp2 yg blum ambik jab utk hep b pg la buat skrg

Rate

1

View Rating Log

Reply

Use magic Report

Post time 20-9-2012 03:09 PM | Show all posts
Ok saya baru kluar drp Prince Court..sbb klien baru dicaj buat angio plasty
Bil tak mahal sgt, dalam rm35,000 jer
Yg mahal ialah premium bulanan insuran dia - rm200




Last edited by jenglut on 20-9-2012 03:15 PM

Reply

Use magic Report


ADVERTISEMENT


Post time 25-9-2012 10:24 AM | Show all posts
jax7771 posted on 16-9-2012 08:48 PM
kepada agen2 yg ada experience,if u guys can explain....my sister policy holder prudential takaful s ...

Salam Jaxx ...

Saya dah rujuk customer servis PruBSN dan juga Hafizah sendiri ...  Request GL tu decline sebab Dr tak boleh confirm macam mana Hep B tu bolh berjangkit ... So memandangkan semua dokumen dah di submit maka kita tunggu apa respon dari PruBSN.

Reply

Use magic Report

Post time 25-9-2012 06:03 PM | Show all posts
Servis terbaekkk drp en Ibm


oh ye ari ni..ingatkan klien tak de dpt duit raya..maklum la raya kan da abis,

ni ada lg lak..

[/QUOTE] Last edited by jenglut on 25-9-2012 06:41 PM

Reply

Use magic Report

Post time 26-9-2012 10:54 AM | Show all posts
Thanks for sharing En Ibm..
Reply

Use magic Report

Post time 27-9-2012 10:38 AM | Show all posts
Kalau anda nak info langjut rujuk saya tapi sebelum tu tgk keratan akhbar kat bawah ni dulu

Statistik income Wealth Advisor (Ejen Takaful) ialah ... rujuk keratan akhbar

statement dari menteri tu

Reply

Use magic Report

You have to log in before you can reply Login | Register

Points Rules

 

ADVERTISEMENT



 

ADVERTISEMENT


 


ADVERTISEMENT
Follow Us

ADVERTISEMENT


Mobile|Archiver|Mobile*default|About Us|CARI Infonet

29-3-2024 04:01 PM GMT+8 , Processed in 0.345314 second(s), 45 queries .

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

Quick Reply To Top Return to the list