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Author: lostnfaun

[Accesories & Hobbies] PRUDENTIAL BSN TAKAFUL

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Post time 4-11-2011 12:43 PM | Show all posts
client admitted hospital kerajaan 4 hari, sbb dia cikgu..govt cover
tp since dia ada insuran PrudentialBSN Takaful, dapat la duit poket elaun RM800



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Post time 9-11-2011 11:40 PM | Show all posts
RENUNG-RENUNGKAN DAN BERTINDAK SEKARANG!
ANDA BOLEH MENENTUKAN DAN MEMBUAT PILIHAN UNTUK HIDUP ANDA.




Boleh PM saya untuk dapatkan maklumat lanjut tentang Prudential BSN Takaful dan free quotation
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Post time 15-11-2011 12:33 AM | Show all posts
ADAKAH SEMUA RAWATAN DI HOSPITAL KERAJAAN DITANGGUNG 100%?

Mohd. Rashid berkata, anaknya sudah dibedah pada 5 Mei lalu dengan kos RM31,000 di IJN dan kini menunjukkan tanda-tanda pulih seperti kanak-kanak lain yang sebaya dengannya.

Namun, IJN hanya membiayai kos pembedahan sebanyak RM18,000 dan baki selebihnya perlu dilunaskan sendiri oleh pasangan suami isteri berkenaan.

"Bukan itu sahaja yang perlu saya lunaskan, malah kos rawatan susulan di IJN setiap dua bulan sekali, yang menelan kos RM1,000 juga saya tidak mampu. Temu janji untuk rawatan anak saya pada Ogos lalu, terpaksa saya batalkan disebabkan kesempitan hidup," katanya ketika ditemui di rumahnya hari ini.

Utusan, 17/09/10

Find way to apply medical card, dun find reason..
Manage your financial now!
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Post time 17-11-2011 10:22 PM | Show all posts
Petikan dari artikel

http://www.insurancenews.com.au/ ... ories+and+Events%29

Life insurers want to know more about your lifestyl

31 October 2011

Life insurers will be using records from ATMs and credit cards as means of assessing an individual’s risk profile in the future, according to Munich Re Chief Underwriter Life Shane Burdack.

“There is a lot of work underway around the world on alternative risk profiling,” he told delegates at the Association of Financial Advisers conference on the Gold Coast last week.

“We are working worldwide using death statistics to build risk profiles, and in the UK we are matching this data to postcodes.”

Mr Burdack says risk profiling is moving away from traditional methods to look at ATM records to see when people access the machines and at what time.

A person who accesses their account regularly at 2am could be living off fast food, and this would indicate there could be some health problems looming.

“This type of analysis could be more effective in defining a person’s risks than by just questioning them,” Mr Burdack said.

“I think we will be asking more lifestyle questions in the future and a lot of this information is already available.”

He says genetics is another tool for underwriters to price risk in the future.

“Within three years we should be able to map the genome profile of a client for under $1000.”

AMP Director of Underwriting and Claims Policy Bernadene Gordon says while genetics will be beneficial for risk profiling, care is still needed.

“In the US, for $US99 ($92.66) you can spit into a tube and the company will then send you your DNA profile and risk factors,” she told the conference.

“While this is good for profiling, we need to be discerning about using this information to properly undertake the risk assessment.
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Post time 26-11-2011 01:12 PM | Show all posts
saya dan isteri dah ada medical card prubsn since tahun lepas
sekarang nak tambah untuk my newborn son...

terjumpa pulak thread nie... http://forum.cari.com.my/viewthr ... e%3D1&page=4...

apa masaalah sebenarnya...  
claim lambat sebab apa?
ejen tak tolong follow up ke? ......nama ejen?

harap ada yg prihatin....
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Post time 27-11-2011 01:38 PM | Show all posts
Reply 1527# amen


    Bole follow up dgn customer servis samada salah ejem tak buat keje atau pihak admin hospital yg lembab
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Post time 30-11-2011 12:13 AM | Show all posts
All PM dah dibalas.... huh yg nak jadi ejen pun ramai
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Post time 2-12-2011 12:13 PM | Show all posts
Mintak komen sket dr org gomen tentang petikan paper sumber last week hmetro ni :

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Post time 4-12-2011 12:33 PM | Show all posts
~ mickey nak tanya...
kalau tak bayar insuran 2,3 bulan...
terus kena terminate ke?

dan mcm mana kalau nak active kan semula..

dan kalau bln2 kita bayar cash kan..
mcm mana nak tukar ke pembayaran melalui credit card...

dan kalau guna cc mcm mana?
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Post time 4-12-2011 10:23 PM | Show all posts
~ mickey nak tanya...
kalau tak bayar insuran 2,3 bulan...
terus kena terminate ke?

dan mcm man ...
Pr|nCeSS^M|cKeY Post at 4-12-2011 12:33



Semua tu boleh diuruskan ...  sila rujuk ejen anda ... kalau ejen anda tak boleh dihubungi maka anda boleh hubungi saya ...
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Post time 4-12-2011 10:23 PM | Show all posts
http://mrem.bernama.com/viewsm.php?idm=18669

PRUBSN REGISTERS RECORD BREAKING SALES GROWTH IN THE THIRD QUARTER OF 2011 SALES UP 57% FROM Q3 2010, YEAR TO DATE SALES UP 47%

Thursday 24/11/2011
KUALA LUMPUR , Nov 24 (Bernama) -– Prudential BSN Takaful Berhad (PruBSN) the innovative provider of shariah compliant financial and protection solutions today announced new business sales results for the third quarter of 2011. The company posted RM 53.9 million across all its business channels for the third quarter of 2011, up 57% from the same period last year. Year to date, PruBSN registered RM 158.9 million in new business, a 47% increase as compared to the same period in 2010.

Encik Azim Mithani, the Chief Executive Officer of PruBSN said, “This performance marks another high in the history of PruBSN. We are all really pleased that this is a strong and robust broad-based performance across all our channels – Prudential Assurance Malaysia Berhad Agency, our Direct Agency and our Partnership Channel. The strength of these results demonstrates the quality of our product and the strength of our franchise.” Encik Azim also said that the recently launched PruBSN Link Series product has contributed significantly to the company’s new business growth in the third quarter.

“PruBSN Link Series contributed 40% to our new business results in the month of September 2011 when it was launched. As the demand for the product is high, we foresee this product will continue to drive our new business results for the coming quarter,” Encik Azim said. PruBSN Link Series is an umbrella product which consists of 3 unique plans – Smart Link; First Link and Takaful Link, each specifically tailored for different life stages.

“We have performed consistently well throughout the year and our market share has increased in tandem. I am delighted with these achievements and am confident that this momentum will continue through the remainder of the year, “said Encik Azim adding that the company’s result for the first nine months of 2011 is another significant milestone in achieving its goal of being the number 1 Takaful operator in Malaysia.

Based on the results for the first half of the year, PruBSN had a market share of 34.8 % of the total Annual Contribution Income (ACI) , making it the Number 1 Takaful operator based on ACI in Malaysia for that period. PruBSN’s market share stood at 26.7% based on Annual Contribution Equivalent (ACE) , for the same period, strengthening the company’s position as a leading takaful operator in Malaysia.


1. Annual Contribution Income (ACI) is a component of ACE i.e. ACE=ACI+SCI, where SCI is for single contribution product. ACI is the new business portion for regular business.

2. Annual Premium Equivalent (APE), or Annual Contribution Equivalent (ACE) within the takaful industry, is a global and widely accepted standard for measurement of new business performance of insurance and takaful companies.

APE or ACE is the total amount of regular contributions from new business plus (+) 10% of the total amount of single contributions on business written during the year

About Prudential BSN Takaful Berhad
Prudential BSN Takaful Berhad (PruBSN) is a joint venture between Bank Simpanan Nasional (BSN) and Prudential plc (Prudential) which holds 51% and 49% equity stakes respectively.

PruBSN’s vision is to be a world-class Shariah-compliant financial solutions provider by offering innovative products and services to its customers.
More information about PruBSN is available at www.prubsn.my or www.takafulink.my
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Post time 10-12-2011 11:10 PM | Show all posts
Ari tu melawat klien admit kat PMC
Sempat snap room & board utk paediatric wad


View dr situ pun menarik dpn KLCc



Alhamdulillah kos rawatan sume tanggung beres oleh PruBSN
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Post time 12-12-2011 12:10 PM | Show all posts
alamak..dah 6-7 months tak bayar...sbbnye sakit ati dengan agen..sbb tipu kitorang..ckp dah claim...rupanya tak claim2...dah lama kitorang hantar mc dengan resit sepital..

tp one after another kemalangan kecil (so far admitted dengan kad kerja suami)...tetibe rasa nk activatekan balik..takut lak kalau admitted tp kad kerja suami or office saya cover tak cukup...aritu check dengan CS prudential...dia ckp tak terminate lg akaun...kene bayar je la...

tp kan..kalau nk activate..tp nk tukar agen bleh ke transfer akaun kitorang? menyampah nk mati dengan current agen..pastuh kalau transfer..agen tuh tau tak kitorang dah transfer ke camaner? sbb dia abang kepada kwn baik..so takut la putus hubungan dengan kwn..

sbb skang ni pon agen tuh dah sentap2..ckp kitorang tabur pasir dlm periuk nasi la..

adoii..sensitip tol..
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Post time 12-12-2011 01:51 PM | Show all posts
Reply 1535# siputsedut


    Bole jer tukar ejen tuu..
Kalau dia tak keje dgn betul, u ada hak berbuat demikian
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Post time 12-12-2011 03:25 PM | Show all posts
Reply 1535# siputsedut


    Boleh je.. Tp mcm mana skali pun dia akan tahu ygudah tukar ejen


P/s jika perlukan servicing Ejen pls call me...
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Post time 15-12-2011 10:39 AM | Show all posts
sharing utk anda

Sebulan simpan dalam bank RM 600. Cukup setahun ada RM 7, 200. Tiba-tiba sesuatu terjadi, jatuh sakit dan kena buat operation segera (minta di jauhkan). Boleh pergi hospital government, tapi ade sistem menunggu dan perlu menunggu. Sebab terlalu sakit dan perlukan rawatan cepat, pergi ke hospital swasta tapi kos rawatan adalah RM 15, 000.

Jadi, kena kuarkan duit dalam bank dan bayar kos rawatan. Kenapa tidak RM400 simpan dalam bank, RM200 simpan dalam Prudential BSN Takaful. Mungkin boleh dapat medical card bernilai RM 625, 000 untuk bayar bil rawatan hospital. Saving dalam bank yang RM 400 tu tak perlu di usik.

P/S: Kalau anda rasa income anda penting, saya advice buatlah satu pelan yg boleh protect income anda dan diri anda =)
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Post time 15-12-2011 04:24 PM | Show all posts
salam semua.. skrg tgh mencari2 medical card yg terbaik.dah pernah amik insuran, rupa2nya hanya PA dan xde medical card.ada sapa2 bole bg quotation tak untuk sy dan anak?

jantina :perempuan
tdk merokok
birhday : 14/12/1984
bajet : rm100-rm150
keperluan : medical card

anak:-
jantina: lelaki
birthday :11/4/2010
keperluan medical card
bajet : yang paling murah
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Post time 15-12-2011 10:47 PM | Show all posts
Reply 1539# siqlab


    Ok nati bole check pm
Quotation awak sekeluarga
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Post time 16-12-2011 05:34 AM | Show all posts
Reply 1540# jenglut

xdapat pun.. hantar kat sini la balqisnordin84@gmail.com
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Post time 16-12-2011 06:52 AM | Show all posts
Tahniah siqlab... Satu tindakan yg bijak...
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