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Plan kewangan 2011

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Author: amirul_nazri       Show all posts   Read mode

Post time 13-7-2011 02:45 AM | Show all posts
Org lain seksa nak dpt quarters
Tp bila dah dpt, nak sewakan pd org plak?
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Post time 19-7-2011 09:37 AM | Show all posts
ari ni 30/6/11....betul half year 2011...any update?

aku as usual folow de early planning compoun ...
koko2 Post at 30-6-2011 09:20



    assalamualaikum

koko, aku nak tanya ko masuk saham bank rakyat baper banyak?aku haritu derang offer RMxx,xxx.
pasal gold plak aku skang ni beli jewellery plak (initially tak minat jewel). skang at least tiap dua bulan aku beli brg kemas dlm 20gm. dapat cincin ke 5 gm, rantai tgn ke, rantai ke...okay dah.
masuk gak FD. ASB aku dah kurangkan. takut syubhah.
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Post time 19-7-2011 09:55 AM | Show all posts
so half year 2011 gone oredii...

what i have achieved so far:
1. january- applied for tanah 2 ekar kat kampung (in process)
2. jan-jul - dah beli 60gm brg kemas
3. simpanan di CIMB, RHB, Tabung Haji, Bank Islam menten potong gaji
4. penggunaan cc terhad kepada minyak keta, derma Unicef dan budimas
5. buat spot gold 2 kali rolling beli emas masuk arrahnu balik
6. simpanan travel ke universal studios dah capai RMxx,xxx

walau bagaimanapun, aku buat juga perbelanjaan besar so far:
1. bawak family g cameron habis RM1,000 (hotel, makan, sayur, buah, souvenirs, minyak keta)
2. bawak family pegi awana kijal habis RM800 jugak (minyak, hotel, makan, souvenirs, kopok)
3. bawak family pegi genting habis RM600 (minyak, hotel, fees n fares, makan)
4. Beli keta baru down payment RMxx,xxx


coming raya:
1. beli baju raya dan kasut raya :limit to RM500
2. pinggan mangkuk: RM300 sahaja
3. langsir menten sofa menten karpet err arrr belum tau.
4. pagar baru landskap baru RM3000

anak sekolah tahun depan:
1. baju sekolah/tadika : RM800
2. fees sekolah/tadika: RM3000
3. buku stationery: RM200

***pitams****

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Post time 19-7-2011 10:16 AM | Show all posts
Post Last Edit by koko2 at 14-9-2011 08:15

Reply 264# MelahJanda

wawawa...ko melah sejak berlaki baru neh kayos gilos ekkk...
meh la donate zakat kat aku sket..

aku hari tu dapat ofer ...... mak rembat ler..

aku buat masa ni invest kat brg kemas jer..tambah koleksi..
then ada 1 reserve koleksi khas utk  ar-rahnu..kiranya utk fast money la..

ingat nak diversified kat buliion..leceh la asik out of stok..koser mak nak tawaf KL cari stok bullion..
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Post time 20-7-2011 09:58 AM | Show all posts
Reply 260# damiqula

macih abe/kakak mod system failure kasi saye tacang.kenyang sampai petang ni
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Post time 22-7-2011 03:18 PM | Show all posts
alhamdulillah thread nie memberi byk benefit sesama kita..

dah half year 2011..please update plan ...
amirul_nazri Post at 30-6-2011 13:10


second half 2011 nie.... conservative sket laa...
bizness masih on target for this year... potentially will achieve 150% by year end... thanks to my very hardworking staffs..
ASB and ASW hopefully will announce better return for this year..
equity market... masih holding on...
ipo... tengah tunggu dan lihat...

skrg off focus sket... buzy buat lanscaping and renovate rumah baru tu..
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Post time 25-7-2011 09:14 AM | Show all posts
update:

semester tak start2 pun lagik..tapi target amik 3 paper next sem..so kena simpan at least 1.5K utk next sem..so far OK...

simpan 1K utk guna next year ...pilih 1K nih pun sbb nak biasakan diri utk byr extra 1K, in case next year tukar kereta or beli umah baru..forecast 1K extra every month..so kalau dah biasa simpan 1K, takla cuak sgt if tetiba expenses naik
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 Author| Post time 31-7-2011 01:12 PM | Show all posts


Selamat berpuasa di bulan ramadhan
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Post time 6-8-2011 06:43 AM | Show all posts
US economy worsening...
banyak company becoming very cheap...
ada invitation to take up some interest in a good company in Florida...
considering.............
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Post time 6-8-2011 06:55 AM | Show all posts
update plan kewangan tahun nieh...
simpanan asb dan tabung haji masih dipotong dalam slip gaji...
cuma skrg tgh berura-ura tambah koleksi emas perhiasan..
dan gold saving..
selain tuh, nak beli aset yg boleh disandarkan untuk dpt duit...
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Post time 14-9-2011 12:49 AM | Show all posts
ASB and ASW hopefully will announce better return for this year..
equity market... masih holding on...
ipo... tengah tunggu dan lihat...
aarie Post at 22-7-2011 15:18


update....
ada good news.. ada bad news...

bad news dulu...
decide to cut losses from equity... jual... lost 60k  

good news...
update ASW dividend... make 120k... alhamdulillah   

sempat discuss dengan the bank manager tadi...
proposed the bank to release my cash FD collateral (for current company facility) exchange dengan property yg beli haritu...
dorang setuju....
next week will transfer the FD to ASW..
so next year boleh laa expect double...

ipo baru.... maybe tak participate kot...

business... alhamdulillah... completing the current project by next month..
bula puasa haritu... rezeki melimpah ruah..
tetiba jer awarded 2 new project.. total 40M to be completed by Nov 2012...

since next year nak relax sket... employ project manager sorang to handle...

commercial property haritu pun dah ada orang offer... nak amik both sekali...
kalu jadi.. untung 1.2M... tapi rasanya tak kot... sayang nak jual.. nak tengok dia siap dulu...

rumah baru... tak sempat buat apa2 lagi... sebok since puasa haritu... tungguuuuuuuuuu

company kat US tu... gone... ada orang lain lagi cepat

anyway... balance 2011 nie nak conservative sket laa... look and see dulu...
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Post time 14-9-2011 09:11 AM | Show all posts
Reply 255# wanitajelita

gym yg masuk by entry tu kat mane ek?mcm berminat je
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Post time 15-9-2011 06:41 PM | Show all posts
Reply  wanitajelita

gym yg masuk by entry tu kat mane ek?mcm berminat je
damiqula Post at 14-9-2011 09:11



    presint 16 putrajaya
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Post time 16-9-2011 10:24 AM | Show all posts
Reply 255# wanitajelita


CC apa yg boleh dpt rebate ni?
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Post time 16-9-2011 11:18 AM | Show all posts
Reply  wanitajelita


CC apa yg boleh dpt rebate ni?
a_dira Post at 16-9-2011 10:24



    Maybankcards2cards.
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Post time 28-10-2011 03:19 AM | Show all posts
plan aku di tahun 2011 ni, harap gaji dinaikkan dari 500 ke 600 sebulan pun dah ok, bleh simpan 50 sebulan
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Post time 28-10-2011 09:06 AM | Show all posts
mak oiiii....kaya2 kawan2 aku kat sni...planning ribu riban...adehhhh

den nak makan pun tercokik nie...camne...anybody nak tolong planning kan tuk iols tak???
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Post time 31-10-2011 08:53 AM | Show all posts
Reply 279# widuri

tulih la details pendapatan ngan perbelanjaan.nanti kite2 ni leh tulun plan kan
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Post time 2-11-2011 09:57 AM | Show all posts
2011 SEMAKIN tiba ke penghujung. camane dgn plan masing2, dah berjaya ke? jom lah sharing kat sini
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Post time 2-11-2011 04:50 PM | Show all posts
setakat nov 11...plan saving aku mencapai sasaran..
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