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Author: Inuyasha

PENGALAMAN REFINANCE RUMAH

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Post time 23-3-2012 09:06 AM | Show all posts
Inuyasha - loan amount RM207K (20 years) -> RM1066.90/month
fyhan88 - 207k 30 year and 207k -> 920 (kalau blr- 2.2,30 years,207k, monthly is 1040+-)






Kesimpulannya, still the best rate komen dari Inuyasha
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Post time 23-3-2012 10:19 AM | Show all posts

PENGALAMAN REFINANCE RUMAH

Kesimpulannya, still the best rate komen dari Inuyasha
dualchicks Post at 23-3-2012 01:06


Yes,still the best rate.


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 Author| Post time 4-4-2012 11:58 PM | Show all posts
fyhan..

for u info sy sbenarnya dh serik nk deal ngan person selain dr bank. I have bad experience on it..last time sy pernah deal ngan somebody thru internet..he said that he work with uob and could help me refinance my house...i trust him and give all the required documents...after everything complete...he disappeared !! I call and text him so many times but he not answered...Could u imagine how frustrated i was
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Post time 5-4-2012 09:24 AM | Show all posts

PENGALAMAN REFINANCE RUMAH

Reply 23# Inuyasha

Yes,i heard a lot of that kind of story,but it doesnt mean that i also do the same..i have my own company,if i fraud or cheat you,then you can straight away call my company to complain about me..
just for your infomation,im islam,so kalau saya tipu mean saya buat keje xhalal..untuk pengetahuan inuyasha,setakat tiada satu pon client saya complaint yang saya tipu..
you try my services first,if you think im like the person who cheat you,then miss boleh straight away call boss saya..


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Post time 13-4-2012 10:54 PM | Show all posts

PENGALAMAN REFINANCE RUMAH

Untuk refinance,
Jika anda ada masalah ccris xmelebihi 2..saya akan cuba tolong anda untuk refinance

detail as below :
ccris xlebih dari 2
MArket value rumah more than 300k..
income more than 5k..

Sila dapatkan ccris report anda dan email ke saya untuk analysis dan saya akan membantu berbincang dengan banker untuk meluluskan pinjaman.

fy_han88@hotmail.com


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Post time 23-4-2012 04:52 PM | Show all posts
salam

sy nak ask
sy nk buat refinance
nama sy sudah ade 2 buah rumah
so if buat refinance bole dpt x 90%
tertakluk kepada ltv 70%?

regards
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Post time 23-4-2012 05:35 PM | Show all posts

PENGALAMAN REFINANCE RUMAH

salam

sy nak ask
sy nk buat refinance
nama sy sudah ade 2 buah rumah
so if buat refinance bole ...
zarul427 Post at 23-4-2012 08:52

Rumah yang nk refinance ni rumah ke berapa?kalau ke 2 boleh up to 90%..


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 Author| Post time 5-9-2012 10:28 PM | Show all posts
FYHAN...i'm back

Pls tell me what docs you need to proceed with the application.
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Post time 5-9-2012 11:34 PM | Show all posts
TT takmo try refinance dgn public bank? rate BLR - 2.2%
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Post time 6-9-2012 04:52 PM | Show all posts

..kenapa nak re-finance rumah dan apa kelebihan dia ek?

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 Author| Post time 6-9-2012 07:09 PM | Show all posts
Acong..u work with Public Bank? Should i try with PB after my application been rejected by HSBC?
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Post time 6-9-2012 07:17 PM | Show all posts
sayawifenikmie posted on 6-9-2012 04:52 PM
..kenapa nak re-finance rumah dan apa kelebihan dia ek?

selalunya org refinance sbb nak dpt monthly payment lebih rendah..so lebihan cash bleh buat pakai utk benda lain..
ada gak refinance sbb nak dpt better interest...
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Post time 6-9-2012 08:06 PM | Show all posts
Acong posted on 5-9-2012 11:34 PM
TT takmo try refinance dgn public bank? rate BLR - 2.2%

Acong .. (nota: sini bukan CI ok .. so jawablah pertanyaan kak lid dengan baik n berhemah )

kak lid nak tanya ... ko terer ek bab re-finance ni? rasa terliur jugak nak refinance  rumah kaklid ni ... baki hutang tinggal rm80k .. bulanan sekarang rm650 ada lagi 14 tahun  .... bank pernah cakap nilai rumah kaklid bih kurang rm300k .... ko rasa2 ... bagus ke kalau kak lid refinance? Apa pro n cons dia?


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Post time 6-9-2012 08:50 PM | Show all posts
sayawifenikmie posted on 6-9-2012 08:06 PM
Acong .. (nota: sini bukan CI ok .. so jawablah pertanyaan kak lid dengan baik n berhemah )

k ...

kalau nak refinance, akak akan dapat 90%*mv=270k...jadi hutang baru dgn bank jadi 270k la...

Daripada 270k yg bank bagi tu, bank akak bayarkan settlement dgn bank sebelumnya iaitu 80k tadi...jadi, berapa akak dapat cash in hand tu??270-80=190k...

Jadi , pi la letak 190k tu kat BR,KPF,ASB,TH atau mana mana yg akak suka...

Prosnya-dapat cash in hand, cash in hand ni boleh invest kat tempat yg generate hugher income...kalau asb, assume 7% setahun akak dapat 13,300 setahun...

Cons-hutang dgn bank bertambah,bayarn bulanan yg baru cuba akak try riki kat bank kot,sush sikit nak kira sebab melibatkan blr-promo bank, term yg bank tu offer and of course umur akak sendiri..
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Post time 6-9-2012 08:53 PM | Show all posts
yus262 posted on 6-9-2012 08:50 PM
kalau nak refinance, akak akan dapat 90%*mv=270k...jadi hutang baru dgn bank jadi 270k la...

Da ...


..ishhhh ,,, risau jugak bila banyak cash kat tangan ni ..... kena betul2 disiplin sebab bayaran bulanan harus double tripple dari sekarang sebab akakpun dah 46 tahun ... boleh amik sampai 60 tahun je kan?

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Post time 6-9-2012 10:10 PM | Show all posts
sayawifenikmie posted on 6-9-2012 08:53 PM
..ishhhh ,,, risau jugak bila banyak cash kat tangan ni ..... kena betul2 disiplin sebab bayaran ...

ade bank offer smo 70 tahun, tak pasti bank mana, dan mesti ade t&c punye...maksudnya akak hanya boleh buat 14 tahun je la kalau max bank bg 60 tahun kan...takpe, kalau 14 tahun, actually boleh buat 7 tahun je tu kak...ce gugel ...ade beberapa teknik untuk mengurangkan tempoh pinjaman
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Post time 6-9-2012 10:41 PM | Show all posts
yus262 posted on 6-9-2012 10:10 PM
ade bank offer smo 70 tahun, tak pasti bank mana, dan mesti ade t&c punye...maksudnya akak hanya b ...

apa maksud buat 7 tahun jer?  lagilah banyak bayaran bulanan kan?

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Post time 6-9-2012 11:16 PM | Show all posts
Inuyasha posted on 6-9-2012 07:09 PM
Acong..u work with Public Bank? Should i try with PB after my application been rejected by HSBC?

nope................. bukan kerja bank...........

cuba saja semua bank........ jgn cuba 1 je.... rugi tau....
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Post time 6-9-2012 11:16 PM | Show all posts
baby_pingu posted on 6-9-2012 07:17 PM
selalunya org refinance sbb nak dpt monthly payment lebih rendah..so lebihan cash bleh buat pakai  ...

benda lain nie pe? joli katak? nak mamfus buat laa........... kang rumah kena lelong baru tau.
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Post time 6-9-2012 11:17 PM | Show all posts
sayawifenikmie posted on 6-9-2012 08:06 PM
Acong .. (nota: sini bukan CI ok .. so jawablah pertanyaan kak lid dengan baik n berhemah )

k ...

market value berapa? rumah tu utk disewakan atau duduk sendiri? tujuan nak cash out?
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