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pasal bayar loan keta

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Post time 27-4-2012 04:47 PM | Show all posts |Read mode
salam semua...
nak tanya, mane lagi baik, bayar duit keta banyak2 selalu supaya loan cepat habis, atau bayar ikut bayaran yang ditetapkan sampai habis loan tu.....tengah confuse...pliss help...
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Post time 27-4-2012 05:52 PM | Show all posts
bayar mcm biasa jer, kalau ada duit lebih tue baik guna kt tmpt lain...
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Post time 27-4-2012 06:00 PM | Show all posts
Byr mcm biasa sbb interest dah di kira siap-siap....
kalau rumah tu lain lah sbb interest di kira di hujung tahun...(based on outstanding amount)...
kalau ada duit byk, marumaru masuk je akaun akak....
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Post time 27-4-2012 06:04 PM | Show all posts
dua2 pun bagus...tpi pandapat aku simpan je duit yg lebih tu...menabung
time2 memerlukan adalah back-up money....
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Post time 27-4-2012 06:17 PM | Show all posts
kalau ada duit banyak bole buat full settlement. ada kurang sikit dari total loan repayment. lagi banyak years balance, lagi banyak diskaun.
tapi drpd bayar lump sum keta tu lagi elok simpan asb.
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 Author| Post time 27-4-2012 06:57 PM | Show all posts
Reply 3# jazaa


    takde duit pun akak ...cuma terfikir waktu ade duit lebih sekarang ni, ingat nak bayar banyak2 terus supaya loan cepat habis...
   kita tak tau rezeki ni sampai bila...

tapi bila semua kata bayar cam biasa dan simpan je duit tu, akan diusulkan isu tu pada en suami....sebab idea dia suh bayar duit keta cepat2....
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 Author| Post time 27-4-2012 06:58 PM | Show all posts
thanks for responding semua...
saye pun pikir nak simpan duit tu...untuk back up pada waktu memerlukan...
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