CARI Infonet

 Forgot password?
 Register

ADVERTISEMENT

View: 33332|Reply: 118

Debts, Debts..Apa jenis hutang anda?

[Copy link]
Post time 15-1-2013 10:11 AM | Show all posts |Read mode
Artikel dalam magazine Personal Money tahun nih ada pasal household debts increasing in 2012.
So nak tau apa jenis2 household debts forumner2 EBS sekalian




Multiple Polls: ( Max 6 choices ), Total 117 Users voted
Your User group have no permission to vote
Reply

Use magic Report


ADVERTISEMENT


Post time 15-1-2013 11:38 AM | Show all posts
last year kan ada offer discount for PTPTN... settled.
cc... before end of every month.. clear.



Reply

Use magic Report

Post time 15-1-2013 12:10 PM | Show all posts
antara sume tue, plg bahaya credit card...
but, kalo pandai gune, bank yg menanggung rugi sebab kepandaian pengguna..
hehehe
Reply

Use magic Report

Post time 15-1-2013 12:46 PM | Show all posts

Cuma tinggal loan utk rumah.

Mula2 ingat nak buat full settlement dgn pengeluaran melalui Acct. 2, EPF.

Borang EPF dah lama ambil, tapi sampai sekarang tak buat2 lagi.
   

   
  
Reply

Use magic Report

Post time 15-1-2013 03:37 PM | Show all posts
dah vote & satu loan - insyallah habis this year
Reply

Use magic Report

 Author| Post time 15-1-2013 09:03 PM | Show all posts
syoknya org2 yg debt free...

aku masih byk debt lagik neh..mortgage, kereta ngan ptptn
credit card debt InsyaAllah by this month settle, pasnih namo swipe2 melulu dah..serik oo
pasnih kalo pakai kena byr the same month..namo brought forward dah...
Reply

Use magic Report

Follow Us
Post time 17-1-2013 09:30 AM | Show all posts
alhamdulillah hanya ada hutang rumah.

hutang belajar,hutang cc,hutang kereta,hutang loan,hutang asb sume takde.tidur mlm pun lena xpyh pikir hutang.
Reply

Use magic Report

Post time 17-1-2013 11:34 PM | Show all posts
damiqula posted on 17-1-2013 09:30 AM
alhamdulillah hanya ada hutang rumah.

hutang belajar,hutang cc,hutang kereta,hutang loan,hutang a ...

utang pun, tido malam leno jugek.... janji bayorrrr...
Reply

Use magic Report


ADVERTISEMENT


Post time 18-1-2013 10:10 AM | Show all posts
utang umah & utang keta jer.....
Reply

Use magic Report

Post time 18-1-2013 02:20 PM | Show all posts
Aku tak dok utang tapi sekarang aku gigih simpan wang dalam bentuk lain pula...Aku harap berbaloi.InshaALLAH
Reply

Use magic Report

Post time 18-1-2013 10:14 PM | Show all posts
Ada 4 loan..tapi bayar on time...so tidur lena gak..
Reply

Use magic Report

Post time 19-1-2013 09:05 PM | Show all posts
ada utang credit card sebab ada wat easy-payment..yg zero interest..akan setel dalam masa 2thn
Reply

Use magic Report

Post time 20-1-2013 06:54 PM | Show all posts
hutang kereta tinggal 2 tahun lagik, ingat mau setel terus supaya tinggal loan rumah ja, akan difikirkan nnt
Reply

Use magic Report

Post time 21-1-2013 10:27 AM | Show all posts
cowey posted on 15-1-2013 12:10 PM
antara sume tue, plg bahaya credit card...
but, kalo pandai gune, bank yg menanggung rugi sebab kep ...

contohnya?
Reply

Use magic Report

Post time 21-1-2013 12:44 PM | Show all posts
hiriko posted on 21-1-2013 10:27 AM
contohnya?

make full payment lah..
certain bank kn ade bg rebate, so kite akn dpt la save duit la cikit
contoh nyer, rhb nyer rebate rate 5% s0 from 1000 just bayar 9950,
walaupon sikit, tapi ok lah tue...
so kalau betul2 nak jimat,
bile dah gune card credit, jgn gune cash lg.. baru la byk rebate yg dapat..

~ saya budak baru belajar, kalau salah tolong tunjuk kan..
Reply

Use magic Report

Post time 22-1-2013 09:43 PM | Show all posts
cowey posted on 21-1-2013 12:44 PM
make full payment lah..
certain bank kn ade bg rebate, so kite akn dpt la save duit la cikit
con ...

kalau utang keta kita bulan bulan seribu inggit..tp kita mampu bayar 2ribu inggit..beter bayar 2 ribu ringgit bulan bulan dan abihkan loan tu cecepat or maintain jerk bayar seribu tetiap bulan? mana satu ok?
Reply

Use magic Report


ADVERTISEMENT


Post time 22-1-2013 11:40 PM | Show all posts
Aku takde hutang melainkan ptptn, selagi aku tak settle yang ni aku takmo hutang... Yang tak bestnya aku tadak reta, keta yilek rumah yilek, walaupun dah kerja lama..
Reply

Use magic Report

Post time 23-1-2013 09:33 AM | Show all posts
midnite.caller posted on 22-1-2013 11:40 PM
Aku takde hutang melainkan ptptn, selagi aku tak settle yang ni aku takmo hutang... Yang tak bestnya ...

sama la kita midnite. tp ai ada 2 hutang ptptn + PL . reta pun xde w/p dah lama keja. ai plan end of this year nk settle down ptptn. so, tinggal PL and ai pun plan xmoh buat hutang lg.

Reply

Use magic Report

Post time 23-1-2013 09:44 AM | Show all posts
hutang kereta ...hutang rumah 2 bijik.... dll yg blom selesai
Reply

Use magic Report

Post time 23-1-2013 01:00 PM | Show all posts
blazzard posted on 22-1-2013 09:43 PM
kalau utang keta kita bulan bulan seribu inggit..tp kita mampu bayar 2ribu inggit..beter bayar 2 r ...

sal loan kete tak bape sure lah..
certain bank kalo leh settle awal loan ngn diorg mmg dapat pengurangan sebab diorg akn kire lain
so interst akn jadi lagi kurang sebab period diorg dipendekkan..

tp tak taw lah cam ner, ce ko tnye direct bnk loan kete ko..
aku tak sure sgt, takot lain bank lain style nye..

tp kalo aku jadi ko, since ade surplus, duit lebih tue invest laa..
lagi bnyk ko untung..
kalo ko settle awal loan ko pown, aku rase tak bnyk dapat cut..

~saya yg masih belajar


Reply

Use magic Report

You have to log in before you can reply Login | Register

Points Rules

 

ADVERTISEMENT



 

ADVERTISEMENT


 


ADVERTISEMENT
Follow Us

ADVERTISEMENT


Mobile|Archiver|Mobile*default|About Us|CARI Infonet

28-3-2024 10:06 PM GMT+8 , Processed in 0.529977 second(s), 45 queries .

Powered by Discuz! X3.4

Copyright © 2001-2021, Tencent Cloud.

Quick Reply To Top Return to the list