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adik nk bli kereta

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Post time 8-7-2008 10:07 AM | Show all posts |Read mode
salam suma..
ni nk tmpg tny bg phk adik.
adik sy ni br 4bln keje gomen.. keje tetap tp blum sah lg.
die mngadu asik kene kuar pg mcm2 kursus ssh xde transport.
so die cdg nk bli kereta.. persona/myvi/new saga cmtu. gj die dlm rm2k.
tolak mcm2 tanggungan lain ade la dlm rm1k. die dok putrajaya.
lg 1 die ni lyk ker nk wat pinjaman penuh nk bli kereta nih.. maklum la xsah lg
wpn jwtan tetap.
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Post time 8-7-2008 10:09 AM | Show all posts

Reply #1 pinky_gurl_2007's post

pi kol bank, tanya..
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Post time 8-7-2008 10:11 AM | Show all posts

Reply #4 atiash3's post

loan gomen le untung sb dia 4% base pada balance
klu bank w/pun 3.8 tp flat rate kak....
g tanya sapa yg dah amik
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Post time 8-7-2008 10:11 AM | Show all posts

Reply #1 pinky_gurl_2007's post

suruh lah dia wat loan gomen...kalu loan kete tak perlu sah jawatan, rasanya...lain le kalu dia nak buat loan rumah
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Post time 8-7-2008 10:16 AM | Show all posts

Reply #3 zzcbr's post

rugi ler loan gomen...sbb loan gomen 4% confirm jek! klu p bank, xsamp;ai pun 4%! dh ler 2, klu loan gomen, dalam slip gaji ada kuar statement 2...dh prob klu nk buat loan di bank nanti...
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Post time 8-7-2008 10:18 AM | Show all posts
skrg byk bank bleh kaw tim utk loan.

pegi je mana2 showroonm kereta yg dia nak. nanti sales exec tu tlg le.
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Post time 8-7-2008 10:40 AM | Show all posts

Reply #3 mawarbduri's post

sah jwtn br dpt loan gomen
proses +- 3 bln baru lulus...
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Post time 8-7-2008 10:46 AM | Show all posts
loan gomen x perlu kompem... interest rate walopon 4% tapi bukan dikira flat rate.. tp berdasarkan baki. so.. kira lebih murah. Jawatan dia apa? (gred jawatan). Lain gred, lain amaun pinjaman yang boleh diluluskan
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Post time 8-7-2008 10:49 AM | Show all posts
ooo yee.. nk maklumat lebih, bukak website treasury, pastu cari circular/pekeliling berkaitan
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 Author| Post time 8-7-2008 10:54 AM | Show all posts

Reply #8 neotoxin's post

adik sy tu pompuan.. gred f29 kalo xslp.

[ Last edited by  pinky_gurl_2007 at 8-7-2008 10:59 AM ]
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Post time 8-7-2008 10:54 AM | Show all posts
dia jawatan ape
kalu gred pegawai tu mmg layak la wat loan kete~gomen
kalu takat bawah2 tu mmg tak layak la
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Post time 8-7-2008 11:03 AM | Show all posts
Originally posted by pinky_gurl_2007 at 8-7-2008 10:54 AM
adik sy tu pompuan.. gred f29 kalo xslp.


err.. jantina xde kesan ke atas syarat pinjaman

Btw, check pekeliling ni:
5.1. Pekeliling Perbendaharaan Bilangan 7 Tahun 1993;
5.2. Pekeliling Perbendaharaan Bilangan 8 Tahun 1993;
5.3. Pekeliling Perbendaharaan Bilangan 4 Tahun 1994;
5.4. Pekeliling Perbendaharaan Bilangan 5 Tahun 1994;
5.5. Surat Pekeliling Perbendaharaan Bilangan 7 Tahun 1996;
5.6. Surat Pekeliling Perbendaharaan Bilangan 9 Tahun 2000;
5.7. Surat Pekeliling Perbendaharaan Bilangan 5 Tahun 2001; dan
5.8. Surat Pekeliling Perbendaharaan Bilangan 17 Tahun 2001.

kalu tak kompem kena ada sorang penjamin (mesti orang gomen yg dah kompem)
had pinjaman RM45000 <--- buleh la dapat persona
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 Author| Post time 8-7-2008 11:25 AM | Show all posts

Reply #12 neotoxin's post

lepas ke dpt persona.. tgk website die hmpr rm5k je.
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Post time 8-7-2008 12:06 PM | Show all posts

Reply #13 pinky_gurl_2007's post

x dpt ek? ekekke.. buh d/pymt sikit la
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Post time 8-7-2008 12:08 PM | Show all posts

Reply #1 pinky_gurl_2007's post

kalau nak dpt full loan or byr min. rm500 je, kena carik keta2 yg kurang glamer la mcm naza suria, forza, savvy or inokom atoz, getz  & yg sewaktu dgn nye ..... ataupun carik keta 2nd hand
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Post time 8-7-2008 04:12 PM | Show all posts
Originally posted by pinky_gurl_2007 at 8-7-2008 10:54 AM
adik sy tu pompuan.. gred f29 kalo xslp.



gred nih kalu baru kerja aku cadang .....

1544.86 pokok
300 cola
180 rumah
110 eka...... tak silap haku.. .


pastu tolak.....
epf
loan belajar (klu ader)

dpt bersih.... bayar....
sewa rumah/bilik
makan minum:tea:
hiburan:flower:
balik kampung skali-sekala
prepaid

pastu... pikir bayar keta..
minyak...
serbis....
mentenen...

.... kesimpulannyer, keta yg bayar bulanan berharga bawah 4 rat

klu ferari pon klu bayar bawah 4 ratus pon takper
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Post time 9-7-2008 10:46 AM | Show all posts
sambar GT-R la.........
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Post time 9-7-2008 11:15 AM | Show all posts

Reply #18 VVIP's post

GTR 34 ker? 35?
aku dlm dilema gak ni
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Post time 9-7-2008 11:16 AM | Show all posts

Reply #17 pinky_gurl_2007's post

klu persona
bank rakyat bg 3.58%
klu loan 48k utk 9 thn
byr dlm RM590 sbln camtu
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Post time 9-7-2008 11:22 AM | Show all posts

Reply #20 mawarbduri's post

baru 590... adik dia pompuan... carik balak yg loaded buleh banjer makan/pakai selalu... setellll
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