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Salam,
Maaf buat another post.
Beberapa minggu lalu ada terbaca dalam one of the threads tentang travel inusrans yang boleh cover hingga 1 juta.
Puas cari tetapi tidak jumpa.
Minta tolong, boleh tak post kan semula atau namakan apa nama syarikat insurans tersebut.
Terima kasih |
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Nak buat ape cover sampai 1 juta?  |
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Manalah tau if jatuh sakit ke? kemalangan ke?
Mostly sykt insurans cover up to RM300 k aje.
I ingat ada baca yg sorang ni post yang kata after dia buat reserch, dia jumpa satu sykt yang beri perlindungan terbaik
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Edited by antiQue at 7-1-2018 02:36 PM
If you are looking for the amount for medical coverage of RM1mill, ada banyak. Allianz, AIG, Lonpac, Chubb, Etiqa, Pacific semua ada medical coverage in their travel plan of RM1mill. The issue is, ada insurance companies work on reimbursement basis, maknanya you kena bayar dulu sebelum mereka reimburse. So kalau ada coverage Rm1mill pun, tapi kalau the policy is on reimbursement basis, it is of no use. Mana nak cekau RM1mill bayar dulu kemudian claim? Nak cari RM300k pun most of us tak ada that much in hand.
Other benefits in terms of amount and coverage of travel insurance are pretty standard antara insurance providers ni. So to me, when it comes to medical, the priority is searching for a plan yg will pay for the hospital bill directly while overseas, bukan yg kita kena bayar dulu. Some policies only pay for the hospital bills directly kalau it is a result of accidental injury, but not illness. Check each policy betul2 sebelum beli, call and ask questions, and read the fine prints.
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antiQue replied at 7-1-2018 02:17 PM
If you are looking for the amount for medical coverage of RM1mill, ada banyak. Allianz, AIG, Lonpa ...
insurans apa yg kita x perlu bayar dulu ye?..i selalu beli dari travel agency,walaupun travel sendiri2 tak ikut pakej...pakai amik apa yg diorg offer je... |
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Memang betul tu. Kita kena up front dulu.
Ini yang sedang cari insurans mana yang mereka boleh bayar directly.
Thanks
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setau qies walau kita amik travel insurance..
apa2 yg berkaitan ngan medical semasa travelling kita kena PAY & CLAIM..
bagi yang ada medical kad pun kena PAY & CLAIM dulu...balik sampai msia, buat claim...
so far tak de lg dengar yg bole terus pakai either travelling insurance or medical kad... |
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qies,
off topik sat.
Dah balik Msia ke?
Tak silap dulu ikut husband gi swizerland kan?
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terharu  ada lg yang ingat qies yaa..
Ya uda
actually dah balik dah dr swiss ...lama gak laa 2011 kot x silap...
berzaman dah...bila dah balik bisi ya amat nak berforum pun x dan..
then forum pun dah ramai new faces n gaya pun dah lain susah nak blend.. (faktor usia maybe  )
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Masih ingat.
Mula2 kenal qies dekat forum bandung. Ni masa mula2 kita2 ni berjinak2 nak g bandung. Masa ni ramai yg kena cirit2 kalau g bandung
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kredit card penting. cam me berulang bawa anak pi hospital dan klinik sepanjang kami travel Malaysia ni, memang bayar dulu walaupun ada 2 insurance berlainan. |
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TApi credit card ada had limitnya , takdalah sampai beratus ribu RM
btw,anak apa khabar? dah 1 tahun kan?
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kalo bole bukak fixed deposit under bank yg sama ngan kredit card, so that kalo emergency bole call centre kad tuk open limit, ni yg biasa qies buat masa kat obersi dulu, mmg bank akan open limit tuk certain time as per our request...tp bergantung pada amount dlm fixed deposit kita jugak laa..qies pakai hsbc bank, tp mcm bank rimau dia boleh open up to 10k je...
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kalau charge beribu ratus tu, me guna insurance satu lagi, under credit card, sebab me baca, kalau masuk hospital,
me kena tepon "butler" card credit tu, so dorang yang akan uruskan semua dari hospital mana kena pergi itu semua. tapi harap tahlah kena pergi hospital sampai kena bayar ratus ribu tu.
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Post time 4-1-2018 11:34 AM
变色卡
Author
