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PRUmy Child Insurance (ANAK)

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Post time 25-4-2013 11:18 AM | Show all posts |Read mode
Budget RM80 + Saving RM50 Monthly

Age next birthday = 1 years old
Female
Coverage = until age 70 years old

Parent's details:
Age next birthday = 23 years old
Male smoker
Occupation class 1
Cash

Death benefit = RM20,000 plus investment
Critical Illness = RM20,000
Total & permanent disability = RM20,000
Accidental Death = RM20,000
Accidental Medical Reimbursement = RM2,000 per accident

PRUhealth = PHL 100
Hospital benefit = RM100 per day
Reimbursement annual limit = RM50,000
Reimbursement lifetime = RM500,000
No claim bonus = RM100 per year
PRUsaver kid for 16 years = RM50 monthly

Istilah- istilah:

1. Accidental Medical Reimbursement
Claim yang boleh dilakukan bagi kes accident
2. PRUhealth (medical card)
Plan yang digunakan untuk kemasukan ke hospital.
Sila rujuk Pruhealth untuk coverage bagi plan- plan yang terkandung
Sebagai contoh: PHL 100 = wad/ bilik RM100 sehari
3. Hospital benefit
Elaun kemasukkan ke hospital per hari
4. Reimbursement annual limit
Overall annual limit untuk kes kemasukkan ke hospital
5. Reimbursement lifetime
Peruntukkan bagi seumur hidup untuk kes kemasukkan ke hospital
6. No claim bonus
Jika bagi tempoh setahun tiada sebarang tuntutan claim yang dibuat, pemegang policy akan mendapat bonus sebanyak RM100 per year
7. PRUsaver kid
Untuk tujuan saving pendidikan masa hadapan
8. Total premium outlay
Total premium yang telah dibayar
9. Cash value for BUA (Basic Unit Account)
10. Cash value for PUA (Protection Unit Account)
11. Cash value for IUA (Investment Unit Account)


PM/Call Saya Segera..

Prudential Wealth Planner
Mohd Amin B Othman
0174005766




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