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Post time 2-12-2008 10:59 AM | Show all posts

Reply #1980 wineps's post

let say balance kad kdt rm4000,
so tunjukla berapa jimat klu guna BT, guna PL or guna pilihan ez payment utk settlekan utang..

or ade cara2 lain ke..
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Post time 2-12-2008 11:10 AM | Show all posts
Originally posted by kashaz at 2-12-2008 10:59 AM
let say balance kad kdt rm4000,
so tunjukla berapa jimat klu guna BT, guna PL or guna pilihan ez payment utk settlekan utang..

or ade cara2 lain ke..


ko kasi x detail....bagitau bape kad ko ader....total outstanding....kedit limit ko.....
kalo p jumpa doktor kan...pastue ko cakap doktor,saya nak ubat....agak
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Post time 2-12-2008 12:43 PM | Show all posts

Reply #1982 wineps's post

erm,mine is biasa2 je..tu contoh a close fren of mine..

aku cuma bgtau dia aku tau psl ez payment je,sbb aku pun penah dioffer..tp xamik option tu,so aku pun xtau kiraannya..

so,mcm yg aku tnya la lebih kurang..


klu kata rm4000 krdt..klu BT tu apa caranya,aku mmg xbaper paham psl BT..tau nak pindah ke akaun bank lain je,tp still kena bukak new kad kdt kan? so apa yg untungnya?

klu PL,aku paham gak kot,cuma my fren ni dah ade PL..hehehe..so konpom xleh apply..
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Post time 2-12-2008 02:11 PM | Show all posts
Originally posted by kashaz at 2-12-2008 12:43 PM
erm,mine is biasa2 je..tu contoh a close fren of mine..

aku cuma bgtau dia aku tau psl ez payment je,sbb aku pun penah dioffer..tp xamik option tu,so aku pun xtau kiraannya..

so,mcm yg aku tnya la lebih kurang..


klu kata rm4000 krdt..klu BT tu apa caranya,aku mmg xbaper paham pslBT..tau nak pindah ke akaun bank lain je,tp still kena bukak new kadkdt kan? so apa yg untungnya?

klu PL,aku paham gak kot,cuma my fren ni dah ade PL..hehehe..so konpom xleh apply..


Ez payment tue bank mana...?bape interest depa kasik....?

kalo ko outstanding 4k.....ko buat BT ke bank yang paling murah interest....x salah aku ada bank bleh kasik 0%....ko cari laa tengok x salah haku CIMB ada kasi 6 bulan.....Affin ada kasi 12 bulan.....

Saper
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Post time 2-12-2008 10:45 PM | Show all posts
Originally posted by wineps at 2-12-2008 02:11 PM


Ez payment tue bank mana...?bape interest depa kasik....?

kalo ko outstanding 4k.....ko buat BT ke bank yang paling murah interest....x salah aku ada bank bleh kasik 0%....ko cari laa teng ...


aku tau psl interest2 tu..lain bank,lain interest transfer..

tp aku tak baper paham kekdah kiranya..

means klu transfer 4K, selama 6bln 0% tu,mksudnya apa?
selama 4k menten 4k je,xkan beranak2? lps 6 bln baru kena interest 1.5% monthly tu?

ezy payment aku xsure.sbb aku tak telepon2 bila dpt offer dr bank islam.
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Post time 3-12-2008 07:17 AM | Show all posts
Originally posted by kashaz at 2-12-2008 10:45 PM


aku tau psl interest2 tu..lain bank,lain interest transfer..

tp aku tak baper paham kekdah kiranya..

means klu transfer 4K, selama 6bln 0% tu,mksudnya apa?
selama 4k menten 4k je,xkan  ...


contohnya kalo ko transfer 4K selama 6 bulan 0% interest tue maknanya ko x kena apa

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Post time 3-12-2008 12:02 PM | Show all posts
Originally posted by wardatulhamra at 30-11-2008 09:10 AM
satu lagi, cimb petronas tu tetiba aku rasa membazir pulak, sebab akutak isi minyak kat petronas, dan kalo aku beli barang guna cc cimb tu,tak nampak pun dia bagi point... asben aku takpe la, dia guna,... dapatla rebate minyak dalam rm 7 ke 9 inggit sebulan...


free for life katanya...tak rugi sangat pun...rasanya memang takde point ...yg tu kelebihan nye rebet minyak je

cimb offer aku suruh amik direct access (free for life gak)...2% rebet kat semua stesen minyak + bonus point
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Post time 3-12-2008 06:10 PM | Show all posts
bro medang ...

timer kasih atas sumbangan pinat yang diberikan ... lama gak x dapat pinat nih ... cam kebuluq lar rasa ...  
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Post time 4-12-2008 12:07 AM | Show all posts

Reply #1986 wineps's post

woo..arigato..
nanti aku review balik apa ur suggestion,aku dah blur teknik mana yg nko maksudkan..huhu
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Post time 4-12-2008 10:21 AM | Show all posts
Originally posted by ecomoda012 at 3-12-2008 12:02 PM


free for life katanya...tak rugi sangat pun...rasanya memang takde point ...yg tu kelebihan nye rebet minyak je

cimb offer aku suruh amik direct access (free for life gak)...2% rebet kat semua stesen minyak + bonus point.



ada ke????
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Post time 4-12-2008 10:34 AM | Show all posts
Originally posted by kashaz at 4-12-2008 12:07 AM
woo..arigato..
nanti aku review balik apa ur suggestion,aku dah blur teknik mana yg nko maksudkan..huhu


kalo o blur
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Post time 4-12-2008 10:38 AM | Show all posts
Originally posted by Jelma at 4-12-2008 10:21 AM



ada ke????


Exciting Rewards Programme
Redeem fabulous free gifts and exciting merchandise from our Member Rewards Catalogue with your Bonus Points - every RM1 you spend, earns you 1 Bonus point (except Petrol transaction).


http://www.directaccess.com.my/i ... amp;ac=9&tpt=da
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Post time 4-12-2008 10:50 AM | Show all posts
kalau dah berasa x bole bayaq apply jer AKPK...
otak pun x pening
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Post time 4-12-2008 11:01 AM | Show all posts
Originally posted by wlakp at 4-12-2008 10:50 AM
kalau dah berasa x bole bayaq apply jer AKPK...
otak pun x pening


AKPK tue buat ko jadi hamba sepanjang program dia......apa ko beli pun x boleh......kalo branik amik laaa....macam member haku,amik ngan AKPK seploh tahun.....dalam masa tue x boleh tambah harta atau apply kad kedit......
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Post time 4-12-2008 11:05 AM | Show all posts
Originally posted by ecomoda012 at 4-12-2008 10:38 AM


Exciting Rewards Programme
Redeem fabulous free gifts and exciting merchandise from our Member Rewards Catalogue with your Bonus Points - every RM1 you spend, earns you 1 Bonus point (except ...


transaksi petrol dikecualikan....bleh dapat point gak ka?
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Post time 4-12-2008 11:59 AM | Show all posts

Reply #1995 wineps's post

tak dapat point rasanya sebab dah dapat rebet

kalo cimb petronas tu just dpt rebet....tak de point langsung
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Post time 4-12-2008 03:19 PM | Show all posts

Balas #1994 wineps\ catat

toi2 plan yg dia bg kat aku pun entah apa2...b7ukan senangkan susah lagi ada
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Post time 4-12-2008 07:21 PM | Show all posts

Balas #1996 ecomoda012\ catat

Citibank pung x dapek point...dah bg rebet.......
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Post time 4-12-2008 07:43 PM | Show all posts
ada x bank lain yg offer low rate utk BT,
selain PB
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Post time 4-12-2008 08:51 PM | Show all posts
Originally posted by fox_mulder at 4-12-2008 07:43 PM
ada x bank lain yg offer low rate utk BT,
selain PB


ko survey laaa...selain PB yang terendah raser haku Alliance bank....cuba try test ko masuk web site dia tengok....
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