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tp masih ada option lain utk Pilih bank lain yg polisinya tak seteruk sesetengah bank tu...
Pilihan ditangan kita...pilihlah dgn Bijak...dah kita difourm ni dan tahu ., kita baca Bank2 yg dikomen oleh poremer2 kat sini....so buatlah pilihan Bijak....
Frankly...aku ada beberapa kad kredit ...tp sesekali aku takkan apply Ban Rimau ni....Mmglah kalau dah pakai cc ..kenelah tahu membayonya....tp takder le sampai menjerut leher cam Bank Rimau ni...huhuhuhu............. |
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Errrrrrrrrrrr......mcm dirancang2 plak Anis....aku pun smalam dpt Surat dr CIMB....dpt increase kredit limit yg bg aku agak tak masuk akal..
Itula Anis..biasanya yg guna CC ni...depa tak braper nak baca T&C yg disertakan.....nak2 plak yg baru 1st time dpt CC./....borong sakan guna CC ...hehehehehehe...
Biasanya kalau dah sekali terkena....akan jd pengajaran berguna...selagi tak kene ..kita tak tahu..aku ada pengalaman ni masa 1st time guna cc akhir dekad lepas....pehtu ;ebih berhati2... |
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betui kata Anis tu...disiplin mau tinggi.. |
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salam semua,
credit card korang ade any updates ke.?Ini aku copy dari website maybank:
"Dear Maybankard and American Express Cardmembers,
In view of the recent announcement of the annual RM50 service charge on each principal credit card and RM25 on each supplementary card, we would like to advise all our cardmembers that :
1.
The annual RM50 and RM25 Service Tax imposed on each principle and supplementary card respectively will be charged to your card account on the renewal anniversary of your Cardmembership. Please refer to the "valid thru" date on your card for the renewal anniversary. For example, if your "valid thru"date is 11/12, the annual Service Tax will be charged in November 2010 and every November thereafter. For newly approved Cardmember after January 2010, the Service Tax will be charged to your account the same month the card is issued."
hampeh tul,dgr citer bank akan absorb..so,konfirm bank tak absorb la..bank lain camane ye?
nampak gayanya kawe punya cc ni akan dicharge next year bulan 12..masih sempat lagi nak fikir2 kalau kalau nak terminate ke... |
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466# yus262
bukan semua bank rasanya... |
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mende ni dah kuar dalam paper....pasal tax RM50 tu ...akan masukkan dlm CC statement pd renewal anniversary.... |
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dlm sotkabar arini plak ckp,bank dibenarkan gune bonus pointsutk serap 50 hengget tax tu |
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sruper je kekdahnya kalau guna Point yg ada...huhuhuh:geram: |
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saper yg ada apply Jusco Card upgrade version..??
kad jusco ni sebenarnya AEON Visa Card, tp boleh gak kalau kita takmo guna Visa card tu...
so maintain guna sebagai J-Card aje... so takde kena charge annual fee ke, apa ke...
kalau pakai kad ni J-Card point akan dapat x4 dari J-Card biasa...
cuma.. kalau korang takut takleh nak disiplinkan diri... dapat je AEON Visa tu, terus scratchkan metal chip tu... so takleh le nak guna dah card tu, cuma bule pakai utk J-Card point guna magnetic strip kat blakang... bagus utk sesaper yg selalu beli barang kat Jusco... bayar guna cash then bagi AEON Visa ni utk collect point..
selagi kita tak guna Visa tu, takde sebarang pembayaran dikenakan dan takde statement yg akan dihantar... |
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dlm sotkabar arini plak ckp,bank dibenarkan gune bonus pointsutk serap 50 hengget tax tu
damiqula Post at 29-12-2009 09:50 
ha ah..citibank 10,000 point utk waive principal card RM50...cam tak berbaloi lak abis point 10K just utk byr tax... :geram: |
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saper yg ada apply Jusco Card upgrade version..??
kad jusco ni sebenarnya AEON Visa Card, tp boleh gak kalau kita takmo guna Visa card tu...
so maintain guna sebagai J-Card aje... so takde kena ch ...
ryo_takahashi1 Post at 29-12-2009 12:48
kena tax rm50 tak? |
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kalau ada Bank yg waive tax RM50 tu...mesti ada something sebagai pulangannya...biasalah kan bank..kalau xder baguslah/... |
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kena tax rm50 tak?
baby_pingu Post at 29-12-2009 15:55 
selagi kita tak guna credit card tu, selagi tu takde bil yg akan sampai.. maksudnya tiada apa2 charge yg akan dikenakan...
so maintain aje guna as J-Card utk collect extra point...
INGAT..!! sekali ko terguna credit card tu walaupun RM1, segala mak nenek charge akan keluar.. lagi2 AEON ni repo tak bagus sgt.. hahahaha... sbb tu aku sajes those yg nak apply, calar dan rosakkan cip tu supaya korang tak terguna atau gatal2 nak guna.. |
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Betui tu Ryo...aku pernah ada kad kredit AEOn ni dulu...apply pun sbb jenuh promoter tu cucuk2 aku....lg satu Annual fee dia murah...kalau x silap dulu RM30....pakai hanya 3 bulan jer sbb byk songeh...byr melalui ATM Mesin Maybank ...dah byr...tp jenuh kata tak byr...last2 dia mintak aku faxkan slip pembayaran....terus aku fax dan tak cakap byk derang...hari2 call mcm aku x bayar..walhal dah bayar dekat seminggu..:geram: |
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saper yg ada apply Jusco Card upgrade version..??
kad jusco ni sebenarnya AEON Visa Card, tp boleh gak kalau kita takmo guna Visa card tu...
so maintain guna sebagai J-Card aje... so takde kena ch ...
ryo_takahashi1 Post at 29-12-2009 12:48 
aku xtau plak..
sbb aku mmg ade CC Jusco.dulu dia letak jusco,now dia letak Aeon.cuma kat blakang je ade tulis JKad.
ade gak prasan promo rebet rm12 klu upgrade Jkad.
so mksudnya lps ni org yg apply Jkad akan dpt Jkad+CC in 1 kad ker?sbb Jkad aku valid until June |
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Just nak inform yg CIMB Bank cc ada buat new promotion Flexi Plan....tawaran mmg leh wat juling mata....imagine...belanja RM6000 byr RM200 setiap bulan selama 30 bulan with RM300 processing fee ....
RM500 -RM1999= 10 kali byr ( dgn upfront 2% )
RM2000 -RM2999 =20 kali byr ( dgn 3% Upfront )
RM3000 & Above =30 kali byr ( with 5% Upfront fee )
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aku xtau plak..
sbb aku mmg ade CC Jusco.dulu dia letak jusco,now dia letak Aeon.cuma kat blakang je ade tulis JKad.
ade gak prasan promo rebet rm12 klu upgrade Jkad.
so mksudnya lps ni org yg apply Jkad akan dpt Jkad+CC in 1 kad ker?sbb Jkad aku valid until June
TumblerTK Post at 30-12-2009 00:20
tak.. ni bg yg apply upgrade ke CC dia je... kalo takat renew J-Card aje kena bayar RM12 lah... |
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ha ah..citibank 10,000 point utk waive principal card RM50...cam tak berbaloi lak abis point 10K just utk byr tax... :geram:
baby_pingu Post at 29-12-2009 15:54
hehe,kan?tapi kalo ade points setakat 10 ribu tu,setakat voucher 50 hengget je leh redeem;) |
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Category: Belia & Informasi
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Post time 25-12-2009 01:10 PM
....anis cuma ada cc beng rimau....yeop anis lak guna cc cimb...ada dpt offer cc dari bank lain tapi sebab dah mula guna cc cap rimau..malas nak tukor2 lain lak...semalam dpt surat...had limit kredit cc dah dinaikkan ke 22k...:re: 
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