★ALL ABOUT CREDIT CARD V2★

baby_pingu

hehe,kan?tapi kalo ade points setakat 10 ribu tu,setakat voucher 50 hengget je leh redeem;)
damiqula Post at 30-12-2009 11:03

tu la pasal..kalo dpt cerek letrik ke takpa la jugak.. hahahhaah

philipinoe2

kesahnyer begini...

2008, ahkak apply CC stendcard...lps dpt, ahkak x ektivet, x gune, so xde la ape2 beng stetmen...

br2 ne dpt beng stetmen, soh baya annual fee utk 2 kad, overal rm380...hangen la ahkak, dah la ahkak x pnah gune kad tuh, pastu caj utk kad yg ahkak x pnah dpt...ahkak apply/dpt aritu 1 kad jah...

ahkak pon emel komplen ke SC stendcard...smalam reply derang...

________________________________________________________

Dear ____(ahkak pinoe )____,

Thank you for your email dated 28 December.

Please be advised that we have since approved of your annual fee waiver of RM180.00 and RM200.00 for both credit cards, and have proceeded to forward your request to the department concerned for their further processing.

Kindly allow a period of 5 working days for the reversal to be reflected in your accounts.

We also note that you have never received the credit card in question, thus we have proceeded to forward your cards to be terminated. This cancellation will be effective within 5 working days.

We apologize for the inconvenience that this may have caused. Kindly ignore your statement and we will proceed to rectify this matter.

We trust the matter has been clarified.

Thank you.

Regards,

Our automated phone banking services now allows you to transfer fund via MEPS Inter Bank Giro. You can also register for our eStatement and online banking services.  Simply sign up for the services at any of our branches or  www.standardchartered.com.my

Qistina Zainuddin
Contact Centre
Standard Chartered Bank Malaysia Berhad

medangmru

Hahahah...mmg patut pun ahkak pinoe wat camtu....but since dah dpt clarification dr derang....ahkak simpan je surat /e-mail tu...manalah tahu tahun depan dia caj lagi...

damiqula

tu la kengkadang tgk org redeem set tv karaoke bagai,berape ribu la agaknye points depa

illa

saya ada gold cc citibank..sampai skrg lum guna ...agak2nya mrk akan kenakan annual fee gak ker?..nak terminate le camtu

medangmru

mintak je waive...tp kan..nt derang cucuk2 ila suh buat autodebit...hehehe

medangmru

tu la kengkadang tgk org redeem set tv karaoke bagai,berape ribu la agaknye points depa
damiqula Post at 30-12-2009 04:04 PM

kalau dah redeem TV LCD set bagai..konpem ratus2 ribu Pointnya....takpun derang redeem options...separuh duit..separuh redeem point..

ryo_takahashi1

kalau dah redeem TV LCD set bagai..konpem ratus2 ribu Pointnya....takpun derang redeem options...separuh duit..separuh redeem point..
medangmru Post at 30-12-2009 18:18

kalo redeem separuh point then top-up dgn duit aku rasa tak berbaloi la medang...

kucinggemukz

fyi.. citibank card holder, rm50 tue akan di cas masa open date.. so, kalau kad korang open 1 april.. setiap 1 april korang kena la cas rm50..
bagi kad yang ada reward point, boleh deduct 10000 point utk principle.. 5000 point utk supplementary card..
pada aku.. baik bayar dari deduct point mcm tue ajer..
utk cc Air Asia & Celcom, point dia lain, aku x ingat la, nanti naik keja aku update lagi..

bank mana yang serap rm50 tue??

philipinoe2

ahkak pon bace/amek tau ala kadar jek psl annual service/gomen caj RM50 for principal cc neh...sbb ahkak tawu, kalu ahkak nk tawu lebeh lanjut psl caj tu, ahkak bleh tanye korang, mcm ahkak tgh wat skangni...


1. say existing cc zero due amount, stil akan di caj rm50 tu kan..soklannyer: kalo bank caj rm50 tu mase due/open date say bulan 2/2010, bolehkah cc holder g terminate cc tu tanpe baya caj rm50 tuh?...ke stil kene baya caj tu br bleh terminate...:@...

2. scenario kedua, katekan ade outstnding dlm account cc kita, say 4K...mmg kiter plak jenes baya minimum or rm100 sbulan sblm ne...tetibe pasni ade plak another caj gomen tuh...soklan: sblm kuar bank statment which include caj gomen tu, bleh x kiter terminate cc, nego dgn bank utk baya outstanding amount in installment (smate2 sbb xnk baya caj gomen tu..)

3.

damiqula

kalo redeem separuh point then top-up dgn duit aku rasa tak berbaloi la medang...
ryo_takahashi1 Post at 30-12-2009 21:55

aah,sbb kekadang mahal pulak bile wat cenggitu.papepun,barang free jugak best

medangmru

ahkak pon bace/amek tau ala kadar jek psl annual service/gomen caj RM50 for principal cc neh...sbb ahkak tawu, kalu ahkak nk tawu lebeh lanjut psl caj tu, ahkak bleh tanye korang, mcm ahkak tgh wat sk ...
philipinoe2 Post at 31-12-2009 03:06 PM

ahkak pinoe...soklan pertama tu ahkak leh tyerminate b4 due date...maksudnya sebelum bulan 2....bila dah konpem terminate maka tax tu rsnya takkan dicaj ...

Soklan ke-2 tu....since ahkak masih ada Outstanding balance...ahkak kene berurusan dgn pihak bank tuk buat monthly installment tanpa melalui akaun cc ahkak..kene tgk budibicara pihak bank la...

lady_nF

kalau cc yang offer redeem point
mana yang OK ??

aku interested dengan enrich cimb tuh..
tapi ada annual fee plak

yus262

489# kucinggemukz

aritu aku ade nampak banner kat tepi jalan MBf Cards dia ade bagi subsidi rm50 for tax..

card credit ape tak sure nama..

medangmru

Itu kad kredit dr MBF Cards yus...

tsunade_sama

495# medangmru

bung medang MBF cards tu banyak benefit x? rasa cam menarik je iklan terbaru dia nih..

medangmru

Hmmmmmm.....aku pernah guna MBF cards ni....dlm 2 tahun gak....trminate awal 2007....masa tu benefit dia takder le mcm sekarang,,...

ryo_takahashi1

495# medangmru

bung medang MBF cards tu banyak benefit x? rasa cam menarik je iklan terbaru dia nih..
tsunade_sama Post at 4-1-2010 20:42

iklan yg mana? "got 5" ke..??

midori888

Amex Maybank tu ok tak?

al-asil

sape yang pakai cc citibank kat sini, korang penah dapat tak cek daripada diorang. konon2 dia bagi kita duit la, suruh guna. cuma nanti kiraannya tu nanti camne ek, buleh convert kepada bayar bulan2 ke