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Author: chicozinn

akaun simpanan terbaik untuk masa depan anak-anak

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Post time 11-9-2019 10:46 PM From the mobile phone | Show all posts
chicozinn replied at 11-9-2019 01:53 PM
untuk anak umo 2tahun boleh ke buka sspn-i plus?

Bleh.. Dr umur sehari pun dh bleh.. Jika dh ada no. Mykid
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Post time 14-9-2019 09:30 PM From the mobile phone | Show all posts
chicozinn replied at 11-9-2019 01:53 PM
untuk anak umo 2tahun boleh ke buka sspn-i plus?

Bleh dh. Seawal 1 hari dh bleh jika ada mykid dh..  https://sspniplusonline.ptptn.gov.my/sspniplusonline/Default.aspx?id=000002241
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Post time 3-10-2019 10:21 AM | Show all posts
pumpkingirl replied at 25-6-2019 03:55 PM
Nanti uols dah gi public bank esok..share le sini betul ke wise tu dividend 5%monthly..

yang i faham, monthly interest 2.95% dan atas nilai 2.95% yg kita dapat tu, akan ditambah lagi 5% sebagai bonus ....bukan atas nilai simpanan kita yg sedebuk tu kan...
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Post time 3-10-2019 10:50 AM From the mobile phone | Show all posts
hyldia replied at 3-10-2019 10:21 AM
yang i faham, monthly interest 2.95% dan atas nilai 2.95% yg kita dapat tu, akan ditambah lagi 5%  ...

Akaun wise i tak pasti..kena tanya chicozin..sheols ada buka akakun utk anak sheols
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Post time 3-10-2019 01:56 PM | Show all posts
ok...i dah pegi PB tadi, dokumen tu bank nak 1 salinan mykid anak &  mykid dorang alamat kampung..i pun sama alamat kampung sbb keje ni pun pindah-randah, so nak senang, buat je alamat kampung. Staff PB cakap td, i kena dapatkan surat pengesahan majikan bahawa i mmg keje kt sini.  Monthly interest 2.77% dan tambahan 5 % atas monthly interest tu sekiranya tak de pengeluaran dalam tempoh 6 bulan.

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 Author| Post time 4-10-2019 11:52 AM | Show all posts
sori kengkawan lupa lak nak bagi updates..

bab interest tu aku xbrape nak fasih sgat sbab dorang ni ada kiraan masing2..

tapi aku prasan masa buka acc aku boh rm350, bulan depannya aku dpat interest rm0.34..pastu aku masukkan rm100 n bulan depannya aku dpat rm1.11..

ni aku blum gi bank nak update buku..tgok la mggu dpan aku nak gi kaunter sbab ri tu aku sentap kat sorang pokcik kat kaunter dia ckap len kali nk masukkn duit pkai cdm xpun online transfer kalu rm5000 ke bawah..n xpyah nak amik no trus je gi mana2 kaunter kosong kalu nk update buku..yihhhh sgat..
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 Author| Post time 3-1-2020 02:39 PM From the mobile phone | Show all posts
Assalam n hi semua, seperti yg dijanjikan hari ni genap 6 bulan saya buka acc anak saya..so saya bru pas g bank utk update kiraan..dijemput bangrock @TalibanRock utk semak kira2 ni sbab saya xpndai subjek prinsip akaun..huhu

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Post time 5-1-2020 09:17 PM | Show all posts
Just nk tanya. Syariah compliance ke untuk wise and interest masih sama?
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 Author| Post time 6-1-2020 11:57 AM | Show all posts
tsuza replied at 5-1-2020 09:17 PM
Just nk tanya. Syariah compliance ke untuk wise and interest masih sama?

@tsuza boleh rujuk kat komen saya #53 kat page 3..wise ni konvensional saving acc..kalu nak syariah compliance boleh refer ke bestari-i saving acc
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Post time 6-1-2020 12:37 PM | Show all posts
hyldia replied at 3-10-2019 01:56 PM
ok...i dah pegi PB tadi, dokumen tu bank nak 1 salinan mykid anak &  mykid dorang alamat kampung..i  ...

sefaham i.. bila tengok website ni... nominal interest dia cuma 2.95% p.a. (which stands for per annum = per year), cuma instead of dia bayar segedebuk setahun sekali, dia bayar monthly (bahagi 12)... korang kena faham konsep ni dulu...

WISE pb not bad laa dividend tu for a "savings account" but still takleh celen dividen ASB which is 5.5% p.a. (based on latest announced dividend). even ASB2 pun March 2019 announce 6.3%

kamon lah.. there is no way a savings account can challenge dividend from other types of investment (cth: ASB), takkan laa bank nak kasi free2 duit kat orang? not even an FD account can surpass ASB dividend rate, walau orang duk kutuk2 ASB dividend rendah.
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Post time 6-1-2020 12:42 PM | Show all posts
untuk anak, mmg i choose low risk investment la, and takde terikat dgn komitmen...

1.  SSPN-i plus (caruman gaji i) + SSPN-i (dari ayah dia) yes anak i ada 2 akaun SSPN (2 pendeposit)
2.  ASB utk below 18 (portion simpanan bahagian ayah dia, carum bulan2)
3. Insurance Savings (i sendiri yang mencarum utk akaun ni)
4. Tabung Haji (kumpul duit2 org kasi and duit raya)

so far ini je la dulu, i tak perlu pikir lebih2 nak bergegas penuhkan tabung dia tu..

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Post time 6-1-2020 12:44 PM | Show all posts
adila39 replied at 27-6-2019 11:52 AM
good topic ni, maaf x sempat nak scroll semua baca...so mana sy tak beri kredit nanti i try too ya.  ...

dah bukak SSPN-i utk anak? senang sangat2.. i buat haritu online je 1 minit siap sume
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 Author| Post time 6-1-2020 01:01 PM | Show all posts
green~tea replied at 6-1-2020 12:44 PM
dah bukak SSPN-i utk anak? senang sangat2.. i buat haritu online je 1 minit siap sume

oh, gi kat sspn-i website ye?cam bez gak boleh dpat tax relief sbab saya baru dpat surat lhdn tetiba nama ni kena income tax starting 2019....for acc lain saya belum buka lagi just buka wise ni je..saja nak try wise nk tgok camne kne tggu 15hb ni utk dpatkan extra interest yg dorang ckap tu after 6 months saving..
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Post time 6-1-2020 01:04 PM | Show all posts
green~tea replied at 6-1-2020 04:44 AM
dah bukak SSPN-i utk anak? senang sangat2.. i buat haritu online je 1 minit siap sume

no 1 je belum...

hahah mmg keje nni and cari duit utk anak la..untung anak kita semua ada dah, alhamdulillah..

ok ok mmg nak pegi bank pun this week nak menukar nama rumah to my name and yeah banyakla duit nak guna...so lepas ni kena work hard lagi...so org mcm kita x perlu rely to men for money, sometime depa yg rely on us...

eh lari topik. hehehe thanks greentea
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Post time 6-1-2020 01:12 PM | Show all posts
chicozinn replied at 6-1-2020 05:01 AM
oh, gi kat sspn-i website ye?cam bez gak boleh dpat tax relief sbab saya baru dpat surat lhdn teti ...

lately asyik nangis je....hehehehe

sabar okeh.....tgu next election kita balas dendam
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 Author| Post time 6-1-2020 02:11 PM | Show all posts
adila39 replied at 6-1-2020 01:12 PM
lately asyik nangis je....hehehehe

sabar okeh.....tgu next election kita balas dendam

nangis la kak gaji naik skit terus kena income tax..uhuk3..

can't wait for next PRU..harap2 this year la cm dimomok2 netizen..hiiihii..sori ye OT plak..
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