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Reply #1341 as188's post
xyah claim....ctbank akan tolak terus dr penyata akaun  |
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Reply #1342 medangmru's post
ooo gitu ke ?... maknanya citibank akan tolak rebet tu bila dh smpi certain amount ke ? bukan dia tolak bulan2 ye ?
sorry la tanya, saya baru je guna citibank shell card ni dlm tahun ni je. tu yg tak tahu tu camana nk claim rebate... |
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Reply #1338 medangmru's post
Bravo ... Bravo ... 
Kad Shell Citibank tuh ader annual free x bro?
Cam best jek ...  |
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Reply #1348 quedac1's post
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ada...tp dah wat 1 auto debit ...so no annual fees... |
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Reply #1349 medangmru's post
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Buat auto debit tp disqualified annual fees ... aku bingung beb ... |
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Reply #1350 quedac1's post
Citibank ni pandai......nak waive annual fees....at least kene sign-up satu auto debit dengan derang....cam aku....aku buat monthly auto debit Bill Digi aku.... |
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ermmm... kalo guna cc kat overseas, ade pape extra charge tak? |
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Reply #1352 fireflies's post
tatau le plak...ada sesaper pernah cuba??? |
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Originally posted by fireflies at 20-6-2008 09:45 AM 
ermmm... kalo guna cc kat overseas, ade pape extra charge tak?
aku penah guna cc masa kat chiangmai..
exchange rate je la..kena kira kira gak..takut exceed credit ..
charge lain xde..
memang cc for worldwide kan.. nak memudah kan org.. |
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thanks rileks..
so masa kita wat settlement tu nnti, diorg akan ikut current exchange rate ataupon exchange rate masa kita wat transaction kat overseas tu? |
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exchange rate depend on the bank
some say high..
pada aku kira ok lagi la.. tak melampau..
kalau exceed credit limit tu baru ade charge lain.
aku guna citibank..
cc bank lain tak tau lak camno? |
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New Ruling for credit cards
Bank Negara Malaysia introduces tiered pricing structure to promote good financial discipline among credit card users
Bank Negara Malaysia wishes to announce the introduction of a tiered pricing structure for credit card users to promote the use of credit cards as a payment instrument. This is part of Bank Negara Malaysia's continuous efforts to promote prudent financial management and inculcate good financial discipline among credit card users in Malaysia.
On average, one-third of credit cardholders use their credit cards as a payment instrument, settling their credit card outstanding amount in full every month. More than half of cardholders pay at least the minimum amount due promptly and roll over the remaining balance. For the benefit of credit card users who have a good track record of settling their credit card balances which are due each month, promptly for 12 consecutive months, the finance charge will be reduced from the maximum of 18% per annum to not more than 15% per annum. The ceiling rate of 18% per annum will still be applicable for other cardholders.
Credit card issuers will begin to track the repayment behaviour of their cardholders with effect from 1 July 2007. The details of the new scheme, including the finance charges and its calculations, will be communicated by individual card issuers. The tiered pricing structure will be implemented by 1 July 2008.
Bank Negara Malaysia also encourages debit cards as an alternative payment instrument. The domestic banking institutions are in the process of upgrading all credit card terminals deployed by them to accept their ATM cards. The exercise, which is expected to be completed this year, will enable the 15.4 million ATM cardholders to use their ATM cards to make purchases at participating merchants.
The greater use of these payment cards is part of Bank Negara Malaysia's drive to accelerate the migration to e-payments. Bank Negara Malaysia and the financial industry will continue to implement initiatives to promote e-payments.
Bank Negara Malaysia
26 June 2007
So lepas ni kena bayar full lah ye... |
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Reply #1358 medangmru's post
Aku fikir dier dah confusekan diri sendiri dan orang lain, termasuk aku ... |
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Reply #1357 SPACENUT's post
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Aku rasa dah jelaskan perkara nih kat page-2 belakang .... |
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Category: Belia & Informasi
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Post time 19-6-2008 08:11 AM
