[MERGED] -- All about insurance utk anak2

jenglut · Post time 27-5-2011 01:08 PM

Reply 1400# sangrimba

Nanti cek pm

Regards

sangrimba · Post time 27-5-2011 04:11 PM

Reply 1401# jenglut

dah check
tp xkuar la....

nanos · Post time 8-6-2011 09:35 AM

please pm me quotation medical, education & saving for my daughter @ 1 year 7 month

jenglut · Post time 8-6-2011 10:18 AM

Reply 1403# nanos

ok

jenglut · Post time 7-7-2011 01:55 PM

Post Last Edit by jenglut at 13-7-2011 16:10

Kita ambil kisah ni sbg teladan
Kalau ada yg ikhlas, berikan lah sumbangan

Klik blog ni >> Kisah Norma di HKL

Berita ringkas :
Real Life Story: Norma - Young mother to 5 month baby boy suffers brain cancer stage 4 and need help. For more, please read the story on the blog and a lil help will be much appreciated..

Norma is a govt teacher at Pontian and newly wed to Talib and she delivered a beautiful baby boy on last Feb. But unfortunately, she was diagnoise br...ain cancer stage 4 and... now is under treatment at HKL. Latest update fron her sil there a trying to try on B17 injection which cost RM10k per injection. This was done to Dato Sarimah before..

ibm632 · Post time 12-7-2011 06:31 PM

thanks dean.
kisah tu blh dijadikan teladan.

waneeda1904 · Post time 13-7-2011 09:48 AM

my baby x layak amik mana2 insurans... tp berjaya gak dapatkan education plan.. ikutkan agen tu x boleh.. tp dia ckp xpe la.. dia x declare sakit baby

ibm632 · Post time 13-7-2011 11:15 AM

Reply 1407# waneeda1904

Kena cuba dulu ... belum cuba belum tahu

jenglut · Post time 13-7-2011 04:11 PM

my baby x layak amik mana2 insurans... tp berjaya gak dapatkan education plan.. ikutkan agen tu x bo ...
waneeda1904 Post at 13-7-2011 09:48

kalu x declare, takut tak cover plak nanti..

ibm632 · Post time 13-7-2011 11:23 PM

my baby x layak amik mana2 insurans... tp berjaya gak dapatkan education plan.. ikutkan agen tu x bo ...
waneeda1904 Post at 13-7-2011 09:48

baby sakit ape?

kikilalat · Post time 14-7-2011 09:32 AM

Anyone boleh teach me how PRUlink works? Aku amik sbb kawan jual. Tapi tak pernah claim apa2 benefits pun. Tak silap aku, dia kata umur 55thn boleh amik savings... Skrg dah lost contact dgn kawan tuh dah.

waneeda1904 · Post time 14-7-2011 09:35 AM

Reply waneeda1904

Kena cuba dulu ... belum cuba belum tahu
ibm632 Post at 13-7-2011 11:15 AM

takkan dapat...
memang dah termaktub dlm mana2 insurance pon

waneeda1904 · Post time 14-7-2011 09:38 AM

kalu x declare, takut tak cover plak nanti..
jenglut Post at 13-7-2011 04:11 PM

kalu declare education plan pon x dapat..

waneeda1904 · Post time 14-7-2011 09:39 AM

baby sakit ape?
ibm632 Post at 13-7-2011 11:23 PM

conginital desease

budakbaik10 · Post time 14-7-2011 11:50 AM

ku amik sarjana etiqa takaful utk my baby...bulan2 bayo rm65

ibm632 · Post time 16-7-2011 06:50 PM

Anyone boleh teach me how PRUlink works? Aku amik sbb kawan jual. Tapi tak pernah claim apa2 benefit ...
kikilalat Post at 14-7-2011 09:32

Boleh PM saya utk detail

mayling · Post time 18-7-2011 10:14 AM

untuk area ipoh u ada contact tak..pm me..

maui_wifey · Post time 18-7-2011 12:36 PM

Reply 1407# waneeda1904

salam sumer,
sy still beginner lg...niat di hati nak cari info babysitter kat lumayan apartment..tbe2 terjumpa issue insurance ni. byk btul issuenye...sy cuba jwbyer mmndangkan dh belajar pun bidang ni..keje pun bidang ni jgk.. tahap jemu dah...(doakan sy jd lecturer yer..)

Waneeda,
Wpun agent disclose xder penyakit dlm proposal form.. Pd waktu claim berlaku..ins.comp. akan cek previous record biasanya 2-5thn ader xterima aper2 treatment frm hospital..jika ader tgk jenis rawatan...
Dlm mane2 company pun, pre-existing illnesses xcover.

Dlm kes awak ni, kalo bb dh ok..& hnya ada history record shj..blh mintak approval frm ins. / takaful company utk accept kes bb awk ni..biasanya diorang akn impose extra charges / loading utk cover high exposure of risk.

Lastly, sy doakan bb awk sentiasa sihat & dilindungi olehNYA..AMIN..

** sy bukan agent yer.... ('',)

maui_wifey · Post time 18-7-2011 01:04 PM

Post Last Edit by maui_wifey at 18-7-2011 13:08

Reply 1380# Dv3

salam,
Kalo sblm sign up ins./takaful dah tau ader hernia..mmg xcover.. sbb dh dicategorykan under pre-existing illnesses ni:

Pre-existing Illness shall mean disabilities that the Participant has reasonable knowledge of. The Participant may be considered to have reasonable knowledge of a pre-existing condition where the condition is one for which:

a) the Participant had received or is receiving treatment; or

b) medical advice, diagnosis, care or treatment has been recommended; or

c) clear and distinct symptoms are or were evident; or

d) its existence would have been apparent to a reasonable person in the circumstances.

Cuba tgk dlm definisi specified illnesses ni....penyakit hernia ade stated in item (d)..kalo penyakit2 di bwh ni berlaku DALAM TEMPOH 120 HARI selepas tarikh permulaan polisi, bermakna XCOVER..KALO LEPAS 120 HARI, e.g 130 hari..maknanya COVER

Specified Illnesses shall mean the following disabilities and its related complications, occurring within the first hundred twenty (120) days of Takaful of the Participant:

a) Hypertension, diabetes mellitus and Cardiovascular disease

b) All tumours, cancers, cysts, nodules, polyps, stones of the urinary system and biliary system.

c) All ear, nose (including sinuses) and throat conditions

d) Hernias, haemorrhoids, fistulae, hydrocele, varicocele

e) Vertebro-spinal disorders (including disc) and knee conditions

** sy bukan agent yer..sy sekadar berkongsi