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Originally posted by Potpouri at 18/4/08 12:38 
sr jebat,
x salah aku, yg ko nk sign tu bukan loan aggreement, tp letter offer..sbb aku pn br sign letter offer ngn bank.
pstu nt lawyer aku akan sediakan S& and Loan Aggreement pulak..
k ...
o, ye ke.. klu mcm tu, aku blhla sign ye??
once kita dh sign LOA tu, klu kita cancel, kita kena byr cancellation fees kan? |
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Originally posted by srjebat at 18-4-2008 01:11 PM 
o, ye ke.. klu mcm tu, aku blhla sign ye??
once kita dh sign LOA tu, klu kita cancel, kita kena byr cancellation fees kan?
Boleh sign tp kalau tetiba ko nk cancel ko kene byr 1% dari total loan ko...
tempoh msa nk sign tu 14 hr after letter offer tu dkuarkan...
ni kalau RHB bank..aku x tau laa bank lain cmner...mgkin sama kot |
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Originally posted by Potpouri at 18-4-2008 12:45 PM 
Aku dh call 2-3 legal firm, msg2 leh je bg diskaun..
mgkin ada item yg leh discount ada yg x leh... yg miscellaneous kot dorg kurangkan...
bg house price rm160K, legal fees rm48 ...
loyer leh bagi discount kalau ko beli umah dari developer asal.kalau beli umah dari tangan org mungkin diaorg boleh reduce dari segi disburstment fees je.yg legal fees tu tetap gak , 1% dari harga umah |
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Originally posted by anticuado at 17-3-2008 10:22 AM
aku plan nak beli rumah... hari tu aku ada pergi pameran hartanah... tapi masalahnyer aku tak tau nak tye apa kat org yg jaga tu,....... pening kejap... so aku ada berkenan kat apartment satu nih ...
loan apply kat bank la...aku nasihatkan ko gi tanya bank dulu samaada ko layak tak dan suruh bank calculatekan ansuran bulanan, check ko mampu tak.baru gi developer... |
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a-kom...
saya ni budak baru belajar, nak tumpang tanya kat sini hal jual-beli rumah. kalau terlari topik, maaf ya.. sekiranya kita nak beli rumah secara byr cash (tanpa loan) dgn penjual yg masih ada loan kat bank. dia mintak redemption statement kat bank (hsbc) ...soalannya kat sini, setelah redemption statement dikeluarkan oleh bank...adakah tuan rumah asal tu masih kena bayar installment bulanan seperti biasa sehinggalah redemption di settlekan?? dlm kes ni, settlement belum dpt dibuat sebab menunggu kebenaran utk tukar hakmilik rumah.
terima kasih. |
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Originally posted by lengkuas at 23-4-2008 10:05 PM
a-kom...
saya ni budak baru belajar, nak tumpang tanya kat sini hal jual-beli rumah. kalau terlari topik, maaf ya.. sekiranya kita nak beli rumah secara byr cash (tanpa loan) dgn penjual yg ma ...
setahu aku selagi tak bayo redemtion tu tetap tuan rumah kene bayar installment |
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ape beza di antara freehold dan lease hold..?? |
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Reply #78 ridd's post
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makneyer utk free moving cost puye, beli umh 2nd nie, xyah byr ape2 la..bank yg uruskn..cmtu? |
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Originally posted by syahlavender at 26-4-2008 11:22 AM
makneyer utk free moving cost puye, beli umh 2nd nie, xyah byr ape2 la..bank yg uruskn..cmtu?
yup, bank yang akan bayar sumer termasuk legal fees tuk lawyer kalau amik zero entry cost |
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Originally posted by lengkuas at 23-4-2008 10:05 PM
a-kom...
saya ni budak baru belajar, nak tumpang tanya kat sini hal jual-beli rumah. kalau terlari topik, maaf ya.. sekiranya kita nak beli rumah secara byr cash (tanpa loan) dgn penjual yg ma ...
original owner memang kena bayar selagi redemption sum x settle.
ish, camner lak nak tukar hakmilik rumah kalau transaction x settle lagi
i rasa u maksudkan, x settle lagi sebab kebenaran pihak berkuasa negeri (state consent) x dapat lagi kan? |
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Originally posted by amrisxxy at 25-4-2008 06:09 PM
ape beza di antara freehold dan lease hold..??
biasanya kalau leasehold property-tuk 99 tahun. kalau nak jual rumah yg status nyer leasehold, kena dapatkan state consent(kebenaran pihak berkuasa negeri utk memindahmilik, memajak & menggadai).
biasanya state consent tu dalam masa 3 bulan dah leh kuar dah. so, barula boleh pindahmilik dibuat |
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Reply #95 anie_sa's post
yes..tak settle sebab tunggu consent dari pihak berkuasa negeri...
saya ada lagi 1 kemusykilan...agak2 berapa total lawyer fee utk jual beli rumah leasehold berharga 90k? just nak tahu secara kasar.. |
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Reply #97 lengkuas's post
legal fees tuk penjual lain, tuk purchaser lain
pastu kalau property kat kl, lain registration fees berbanding property kat selangor
pastu nak kena tau gak kalau property tu dah kuar title ke belum
mungkin dalam rm2600++
x sampai rm3000 rasanya |
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penin.. penin pale teman bace sume info nih.. bukan ape.. mase teman beli rumah yg 1 dulu tak banyak kerenahnye.. mase tu rumah dah siap cf dah ade.. sume pemaju tolong settlekan.. ni nak beli rumah org cam rase payah jek..  |
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aku nak tanya...kalau nak beli rumah baru dlm harga rm500k agak2 berapa gajii kita yg boleh buat loan? |
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nk tanya korang;
- lawyer utk snp ngan loan agreement tu lawyer yg sama ke?
- lps sign snp & loan agmt, apa kita perlu buat? camane nk tau kita dh blh start bayar kt bank?
- apa yg menyebabkan seseorg tu kena int for late payment? |
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Originally posted by srjebat at 30-5-2008 02:33 PM 
nk tanya korang;
- lawyer utk snp ngan loan agreement tu lawyer yg sama ke?
- lps sign snp & loan agmt, apa kita perlu buat? camane nk tau kita dh blh start bayar kt bank?
- apa yg menyebabka ...
leh pilih lawyer yang sama tuk s&p & jugak loan
leh mintak kat banker utk lawyer yang wat s&p tu wat tuk loan gak
so, nanti bank akan bagi instruction kat lawyer tuk prepare sumer docs yang patut
tapi ada sesetengah bank, mcm maybank, ctbank, std chartered, diorang ada panel lawyer sendiri
so, loan lawyer dgn s&p lawyer dah lain
lps sign s&p & loan agmt, follow up je dgn lawyer
tanya apa status u
bank akan bagitau bila dah kena bayar instalment
biasanya dah start kena bayar bila bank dah release redemption sum (bila bank bayar kat seller nyer bank) |
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Category: Belia & Informasi
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Post time 18-4-2008 12:45 PM
