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Author: tora

►ALL ABOUT CREDIT CARD!◄

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Post time 14-11-2008 07:20 PM | Show all posts
hhhmmm..banyak gak pembaca kad kedit nie....
lagi satu sesaper yang tau laaa kat mana tempat bleh cash out kita punya kedit kad yang interestnyer bawah 3% ke bawah......

kalo sesaper yang tau tue share
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Post time 14-11-2008 08:02 PM | Show all posts

Balas #1940 rileks\ catat

rilkes..............konpem ke call tu dr Citibank??

apa nombor yg appear kat HP u tu??

skang ni byk "agen2" yg menyamar...
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Post time 15-11-2008 12:01 AM | Show all posts
2 minggu lepas aku isi application RHB nye CC...sebenonye tak nak apply pon....saje nk die nye free gift..chess set...isi la borang tuh ngan no tepon yg tak betul...yg betul cume alamat sbb ikut ic kan..hehehehe...tup tup, smlm die anto kad kat umah aku...die tak telepon ke hape...terus lulus aku nye application...pelik tul aku...dapat 2 jenis lak tuh...travel money ngan plus one.....

cume yg pelik nye, derang nih tak wat check pakai tepon ker??...aku letak reference pon org yg tak wujd....no tepon wife aku pon salah.....cam tak masuk akal langsung
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Post time 15-11-2008 08:12 AM | Show all posts

Balas #1943 opie5662\ catat

desperado sgt kot RHB.........
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Post time 15-11-2008 01:31 PM | Show all posts
Originally posted by medangmru at 14-11-2008 08:02 PM
rilkes..............konpem ke call tu dr Citibank??

apa nombor yg appear kat HP u tu??

skang ni byk "agen2" yg menyamar...


rasa mcm betul..dia call no opis.. sbb kalau hp memang aku tak jwb punya
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Post time 15-11-2008 08:54 PM | Show all posts

Balas #1945 rileks\ catat

Kalau camtu ok......kalau private no atau HP.....biasanya agen yg call..
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Post time 15-11-2008 09:28 PM | Show all posts
Originally posted by rileks at 14-11-2008 05:05 PM
penah dpt offer tak?

tukar outstanding balance jadi installment..

korang amik tak offer tu?


yup.dr bank islam..tp dia xcall..
dia bg no n contact person..smpi la nie tak call..
bila la nak call nih..

tp klu bua,kad kena blok ke penggunaan selama setahun dua tu?
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Post time 17-11-2008 10:21 AM | Show all posts
kalau buat kad tak kena block.. tp dinasihat kan by full utk apa yg korang pakai after tu
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Post time 17-11-2008 10:25 AM | Show all posts
Originally posted by medangmru at 15-11-2008 08:54 PM
Kalau camtu ok......kalau private no atau HP.....biasanya agen yg call..


yup.. selalu je private number tu dpt...

sori le nak angkat ...
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Post time 19-11-2008 04:16 PM | Show all posts
medang

betul tak aku kira ni

ni offer dr ctbank tu.. interest 9.88 sthn

3000 x 9.88 = 29640 / 100 = 296.4

3000 + 296.4 = 3296.40

3296.4 / 12 = 274.70 je monthly
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Post time 19-11-2008 06:08 PM | Show all posts
Originally posted by rileks at 19-11-2008 04:16 PM
medang

betul tak aku kira ni

ni offer dr ctbank tu.. interest 9.88 sthn

3000 x 9.88 = 29640 / 100 = 296.4

3000 + 296.4 = 3296.40

3296.4 / 12 = 274.70 je monthly


baik ko apply derang punya PL jer.....interest cuma 7.6% jer.....
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Post time 19-11-2008 06:24 PM | Show all posts
PL tu apa lak?
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Post time 19-11-2008 08:01 PM | Show all posts
Originally posted by rileks at 19-11-2008 04:16 PM
medang

betul tak aku kira ni

ni offer dr ctbank tu.. interest 9.88 sthn

3000 x 9.88 = 29640 / 100 = 296.4

3000 + 296.4 = 3296.40

3296.4 / 12 = 274.70 je monthly


yuppppppppp...dah betui pengiraannya itewwwww
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Post time 19-11-2008 08:01 PM | Show all posts

Balas #1952 rileks\ catat

PL=Personal loan
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Post time 26-11-2008 10:48 AM | Show all posts
Originally posted by rileks at 19-11-2008 04:16 PM
medang

betul tak aku kira ni

ni offer dr ctbank tu.. interest 9.88 sthn

3000 x 9.88 = 29640 / 100 = 296.4

3000 + 296.4 = 3296.40

3296.4 / 12 = 274.70 je monthly


Pendapat aku laaa aper kata ko cash out CC ko n ko terus wat BT....lagi murah interest dari PL......contohnya cari tempat yang bleh cash out CC ko....ader tempat biasanya charge 3% pastue ko buat laaa BT....antaranya da best is PB.....amik laa setahun ke 2 tahun ke.....2 tahun just 5% jer....so total untuk 2 tahun cuma 4% jer setahun....kalo 3 tahun 10%...masih murah lagik berbanding PL......

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Post time 26-11-2008 10:49 AM | Show all posts
Originally posted by wineps at 26-11-2008 10:48 AM


Pendapat aku laaa aper kata ko cash out CC ko n ko terus wat BT....lagi murah interest dari PL......contohnya cari tempat yang bleh cash out CC ko....ader tempat biasanya charge 3% pastue ko  ...


erk....kena tanya sifoo kad kedit......betoi dak medang......
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Post time 26-11-2008 01:28 PM | Show all posts

Reply #1955 wineps's post

Wahhhhhhhhhhhhhhh......idea cukup Bagus...

Katakan ko nyer LOC RM10000..kuarkan RM2000....pehtu balance kasik transfer ke akaun cc yg lain dan trus wat BT.....so...caj2 tersembunyi dr akaun CC yg ko wat cah out kira terbatal secara automatik.....
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Post time 26-11-2008 01:45 PM | Show all posts
Originally posted by medangmru at 26-11-2008 01:28 PM
Wahhhhhhhhhhhhhhh......idea cukup Bagus...

Katakan ko nyer LOC RM10000..kuarkan RM2000....pehtu balance kasik transfer ke akaun cc yg lain dan trus wat BT.....so...caj2 terse ...


hehehhehehe...banyak lagi teknik
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Post time 26-11-2008 02:05 PM | Show all posts

Balas #1958 wineps\ catat

hamburkan kesemuanya disini...........
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Post time 26-11-2008 02:21 PM | Show all posts
BT tu apa...

sori..memang tak faham ni
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