Post time 7-8-2017 12:19 PMFrom the mobile phone|Show all posts
Sama saja dengan negara luar termasuk yang maju.
Tahu kah kawan-kawan semua bahawa di Amerika Syarikat, 69% daripada rakyatnya cuma memiliki US$1000 dalam simpanan mereka?
Alhamdulillah..tak tergolong dalam golongan 75 persen tu.. Duit simpanan untuk emergency kena ada. Jangan ingat nak shopping je semata2 bila dapat gaji...
A new survey suggests that nearly 7 in 10 Americans have only $1,000 or less in their savings accounts. GoBanking asked 7,000 people around the country how much money they had set aside in savings accounts for the future, and found that 34 percent of them have absolutely nothing set aside.
A small portion of the respondents, 15 percent, have $10,000 or more in their savings accounts, while a further 4 percent have between $5,000 and $10,000. GoBanking said that people living beyond their means is one likely reason for the downward trend in savings. The rise of cashless payment options has made it easier than ever to spend money, resulting in more people splashing their cash electronically without giving it a second thought.
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Post time 7-8-2017 12:51 PMFrom the mobile phone|Show all posts
Aku lah tu Salah sorang... dh living cost pun tinggi sgt...dulu beli barang 100 di Mydin cukup stock sebulan isi rumah. Sekarang asyik kena korek saving top up yg tak cukup even barang yg dibeli adalah sama..income sama, harga keperluan naik. Cmne? Duduk dlm Ofis pastu bagi ORDER memanglah Senang tak rasa apa-apa...
memang ada camni... gaji statik tapi living cost bergerak laju cam peluru... tapi kalo boleh, ko kena ketepikan sikit jugak untuk emergency... maybe ko boleh start dengan menabung semua duit syiling yang ada...
Post time 7-8-2017 01:24 PMFrom the mobile phone|Show all posts
sape dpt bonus tu try la simpan 10-25% dr bonus tuh.. cube la.. skang ni mmg sara idup tinggi.. utang loan umah.. loan kete lg.. credit card bagai.. tu blom bil umah lg.. ni ha cukai tafsiran da smpi da.. mmg pening.. tp kene cekal ati skit..
Post time 7-8-2017 01:27 PMFrom the mobile phone|Show all posts
Ada la budak office tu.
Tak tau la ada tak RM1k waktu kecemasan.
Tapi bila sembang, asyik cerita duit habis bayar hutang.
Hutang rumah, hutang cantikkan rumah, hutang bimmer, hutang Odyssey, hutang alphard...
Nak nampak kaya kan
Post time 7-8-2017 01:42 PMFrom the mobile phone|Show all posts
Cash dlm tgn atau kt rmh 1k tu mmg la xde... tapi simpanan tu ade la.. cume nk gune waktu terdesak tu x tau la dpt ke x, sebab kene isi borang, amek no, tgu giliran kt pjbt pos klu nk kuarkan... klu simpan dlm bank, rasanya bebile je akan kuarkankan kt atm..
Post time 7-8-2017 01:49 PMFrom the mobile phone|Show all posts
eyansss replied at 7-8-2017 01:07 PM
memang ada camni... gaji statik tapi living cost bergerak laju cam peluru... tapi kalo boleh, ko ...
Wj depress sgt sejak ekonomi down...ni baru je kuar air mata sebab tak dpt job yg dilobi hari tu
Wj takde tempat mengadu... hidup sorang2...job kena cari jugak utk meet lifestyle yg kita nak...masalahnya job takde ditawarkan... ekonomi teruk tapi orang mkn gaji tak percaya semua ni...yg berniaga je apa yg aku rasa sekarang...kadang2 wj blender sayur sb tak nak usik saving..tapi berapa hari ko tahan minum jus sayur je hari-hari...
hantar CV pun takde employer yg panggil... konon propel MRT ada peruntukan 21 billion tapi peluang pekerjaan? Haram