LPPSA kena kecam sebab tak ada moratorium pada penjawat awam w/pun gaji mereka t

R2D2

No moratorium for housing loans under LPPSA | New Straits Time


KUALA LUMPUR: There is no moratorium for housing loans taken by civil servants via the Public Sector Home Financing Board (LPPSA).

In a statement today, LPPSA said borrowers would continue the monthly instalment repayments under the scheme despite the ongoing Movement Control Order (MCO).

It said the welfare of civil servants was sufficiently taken care of as they still receive their salaries and pensions to cover their monthly expenses.

“Thus we believe the welfare of civil servants has been adequately maintained and the moratorium is not necessary at this time."

The government has subsidised the LPPSA at a 4 per cent interest rate, which is lower than the rate offered by any banking institution.

“The 4 per cent interest rate is significantly lower than the cost of the fund received by LPPSA through sukuk issuance of 4.5 per cent to 5 per cent,” it said.

It said any moratorium or delay in financing the monthly instalment would affect LPPSA’s cash flow and result in additional loans of more than RM2 billion.

It said LPPSA was responsible in ensuring its financial viability and resources remained intact so it can continue to serve existing and future civil servants.

“The welfare of civil servants under the Prihatin stimulus package remains one of the government's priorities such as the one-off RM500 payment to over 1.5 million civil servants for grades 56 and below.

“This also include contract staff and over 850,000 government retirees starting this month.

“The government also introduced Bantuan Prihatin Nasional (BPN) for those under the B40 and M40 groups,” it added.

Tinot7

iols takde loan ni

little_sis

ok la tu.. kalo keje swasta yg risau bila pkp ni mcm2 kemungkinan terjadi, kena unpaid leave la.. kena potong gaji la.. ada yg x dpt gaji.. yg lbh sadis nanti lepas pkp xde keje..

chicozinn

Kupeks mesti berbunyi pasni..deyollss kan pejuang penjawat awam.gittuhh

naina

chicozinn replied at 9-4-2020 12:05 AM
Kupeks mesti berbunyi pasni..deyollss kan pejuang penjawat awam.gittuhh

masalahnya apa yg cuepac perjuangkan semua tak dapat approvel lagi2 minta bonus lebih ckit

tagas

kuciwa la yg gred2 tinggi kanan suma

kalo da sebln ribu riban potong utk loan umah besar gedabak masing2

miss belas ribu kalo utk 6 bln

bvsf06

Fair enough.

cik_chili

alaaa...xperlu laa smua nk moratarium ni ... pantang bg peluang....haishhh...

GigaMom

naina replied at 9-4-2020 12:08 AM
masalahnya apa yg cuepac perjuangkan semua tak dapat approvel lagi2 minta bonus lebih ckit

Baik duorg diam2 x mibta kan
Apa yg dia sebut mesti x dapat
Suwei kot

GigaMom

Wlupun pjwt awam x tkesan
Tp impaknya pada penyewa
Tuan rumah x bagi tangguh sewa
Kesian lah penyewa, dh bertebaran msg2 penyewa merayu pd owner, owner kata loan lppsa,
Lepasni ramailah tuan rumah mengaku loan lppsa
Impaknya pasti pada penyewa

cepheid

GigaMom replied at 9-4-2020 12:28 AM
Wlupun pjwt awam x tkesan
Tp impaknya pada penyewa
Tuan rumah x bagi tangguh sewa

Orang ambil loan lppsa ni buat bisnes ke? Ingatkan duduk rumah sendiri.

syamzana

cepheid replied at 9-4-2020 12:54 AM
Orang ambil loan lppsa ni buat bisnes ke? Ingatkan duduk rumah sendiri.

kwn2 iols sume ambil utk duduk sendiri siap gabung lakibini sampai full limit la.hujung2 merintih jenuh nak membayar.
maybe yg buat umah sewa ni gred 54 keatas kot loan bank satu rumah, loan lppsa satu rumah

cepheid

syamzana replied at 9-4-2020 01:17 AM
kwn2 iols sume ambil utk duduk sendiri siap gabung lakibini sampai full limit la.hujung2 merintih  ...

Ni contoh pengurusan kewangan yang tak bagus. Fikir keuntungan semata-mata. Time takde penyewa nanti kena bayar sendiri jugak kan? Apa bezanya kalau penyewa minta tangguh bayaran. Sekarang ni semua wfh. Tak payah bayar tol, minyak pun murah.

RED 666

GigaMom replied at 9-4-2020 12:25 AM
Baik duorg diam2 x mibta kan
Apa yg dia sebut mesti x dapat
Suwei kot

tak dapat tapi biasanya diganti dgn habuan lain jadi tetap untung gak. sbg cth diorg mintak bonus 2 bulan tapi akhirnya diorg dpt kenaikan gaji dua kali, elaun rumah naik

yuki812

moratorium tuk swasta sebab takut nanti ada yg kena potong gaji..malah dah ada yg hilang pekerjaan pon.  ni kalau moratorium tuk gomen, atas alasan apa pulak..sedangkan gaji full. siap dapat extra 500 lagi kan.

sayawifenikmie

--- musim2 c19 ni tak habis lagi dengki ke orang gomen -- tak ada apa best nya kerja gomen ni u all--

axl_bach

GigaMom replied at 9-4-2020 12:28 AM
Wlupun pjwt awam x tkesan
Tp impaknya pada penyewa
Tuan rumah x bagi tangguh sewa

Mmg org buat LPPSA utk jadikan rumah sewa le?

Bkn biasanya yg amik LPPSA ni yg jenis buat dream house utk tinggal sendiri ke?

GigaMom

axl_bach replied at 9-4-2020 02:09 AM
Mmg org buat LPPSA utk jadikan rumah sewa le?

Bkn biasanya yg amik LPPSA ni yg jenis buat dream ...

Ada yg x.
Di fb lppsa dh btebaraban, tuan rumah sc wsp
Ada sifu htanah ajar benda ni dulu,
Ambik loan lppsa utk beli rumah yg dpt menghasilkan pasif income sesambil p sewa rumah biasa2
Ada jg yg dh beli utk dduk sdiri tp di tsfer ke tpt lain
Eh byk hal la

atape

yuki812 replied at 9-4-2020 01:34 AM
moratorium tuk swasta sebab takut nanti ada yg kena potong gaji..malah dah ada yg hilang pekerjaan p ...

Mungkin suami atau isteri orang kerja kerajaan tue kerja swasta.

tagas

sayawifenikmie replied at 9-4-2020 01:37 AM
--- musim2 c19 ni tak habis lagi dengki ke orang gomen -- tak ada apa best nya kerja gomen ni u al ...

kann

kalo nak di bandingkan dgn mnc ke glc

bagai langit dgn bumi

kalo nak bandingkan

sila compare dgn company2 private yg idop segan mati tak maw tu

kilang2 pprt sendu ke baru ada rase up sket

level kijer gomen nih