US Federal Reserve naikkan interest rate

ultra78

http://money.cnn.com/2015/12/16/news/economy/federal-reserve-interest-rate-hike/index.html

Finally! Fed raises interest rates

by Patrick Gillespie   @CNNMoney
December 16, 2015: 3:23 PM ET       


America's first interest rate hike in nearly a decade is here.

The Federal Reserve raised its key interest rate on Wednesday from a range of 0% to 0.25% to a range of 0.25% to 0.5%.

The rate hike is a small one, but it will affect millions of Americans, including investors, home buyers and savers. Savers should eventually see a little more interest on their deposits at the bank, but big banks didn't make any increases Wednesday. Mortgage rates will gradually rise.

The move was widely expected. It is a sign of how much the economy has healed since the Great Recession. The central bank believes the U.S. economy is strong now and no longer needs crutches and that the move "marks the end of an extraordinary period" of low rates designed to boost the recovery from the Great Recession.

"I feel confident about the fundamentals driving the U.S. economy, the health of U.S. households, and domestic spending," Fed chief Janet Yellen said during a press conference. "There are pressures on some sectors of the economy, particularly manufacturing, and the energy sector...but the underlying health of the U.S. economy I consider to be quite sound."

Related: What a Fed rate hike means to you

The Fed telegraphed it will be patient with future rate increases so as not to kill the economic recovery. The central bank's statement said the economy will only merit "gradual increases" in rates, which are likely to remain low "for some time." Yellen repeatedly said during the press conference that future rate hikes will be "gradual."

Stocks rallied with the Dow rising 224 points after the announcement and Yellen's press conference.

Investors were pleased to see that the Fed expects "only gradual increases" in rates next year and that the committee explicitly said it would take into account "readings on financial and international developments."

Related: Wall Street celebrates Fed rate hike

The Fed put interest rates near zero during the financial crisis in December 2008 to help stimulate the economy and boost the collapsed housing market.
But the economy is no longer in crisis. In fact it is a lot healthier -- unemployment now is at 5%, half of the 10% rate it hit in 2009 during the worst of the jobs crisis.

Over 12 million jobs have been added since the recession ended. Wages -- which have barely grown during the recovery -- have also started to pick up recently.

On Wednesday, the Fed's committee improved its economic outlook. Compared to its last forecast in September, the Fed raised its expectations for growth next year to 2.4%, up from 2.3%. It also lowered its projection for unemployment in 2016 to 4.7%, down from 4.8%.

The Fed still has low expectations for inflation. The central bank has two goals: low unemployment and stable inflation. The Fed's target for inflation is 2%, but right now it's close to zero. The Fed sees inflation inching up in the years to come, but not hitting 2% until 2018.

Known as "liftoff," the Fed's action is expected to be the first of more rate increases that will probably come in 2016. The last rate hike was June 2006.

bluehedgehog

ni topik x hangat di mesia la

sofiazara

amereka ni camni la
pastu ujung2 salahkn china la russia la

vespa_oren

Tahun depan faedah bank kat malaysia naik lah,

mikasa

adakah mesia akan ikut sama ?

Acong

hong kong dah naik........ bila bank negara nak joinT?


mohon terbakar spekulators hartanah  

Artemesiaa

Dah diumum tu Malaysia pun tunggu masa je le tu nak ikut naik macam selalunya

ninjago

huaaaa another hike..

din_atos

Jom sell eurusd..
hold sampai masyukkkk

kemaruk

ringgit jatuh lagi la pasni

kingnqueen

Bn x cukup duit bayar hutang luaran.naik gst utk senangkan rakyat

cherub

Topik tak hangat di CI.
Tapi tersangat hangat since yday.
Makan pasirla pasni.

tentera_laut

sofiazara replied at 17-12-2015 11:35 AM
amereka ni camni la
pastu ujung2 salahkn china la russia la

cik yg belajar master. apa kesan kenaikan interest ni. leh terangkan pada ekonomi negara

zorro

25 to 50 basis point tu.. adusss

ultra78

http://www.bbc.com/news/business-35117405

The move is likely to cause ripples around the world, and could increase pressure on the UK to raise rates.

It could also mean higher borrowing costs for developing economies, many of which are already seeing slow growth.

Rates in the US have been at near-zero since 2008.

There are concerns that a rise will compound that slowdown, as higher rates in the US could strengthen the dollar, the currency in which many countries and companies borrow.

hanalisa

selamat datang 2016!

ultra78

http://www.bbc.com/news/business-35110122

Currencies

When the US raises rates, the US dollar tends to rise which means other currencies depreciate against it. And that's going to hurt some emerging markets.

Moody's has already highlighted the issues for emerging markets: the ones where domestic challenges have added to exchange rate problems will be the worst off.

So in Asia - that's Indonesia, Malaysia and possibly India.

scorpionkiki

cherub replied at 17-12-2015 01:18 PM
Topik tak hangat di CI.
Tapi tersangat hangat since yday.
Makan pasirla pasni.

Sbb rakyat marhain tak faham apa akan berlaku lepas ni..... masuk 2016 ni lagi tinggilah cost of living di malaysia...dan serata dunia yg dok banyak berniaga impot ekspot ni.... tu tak cakap lagi cost of borrowing.... sure tahun depan akan naik interest rate kaw kaw

mikasa

hadiah krismas utk rakyat amareka

AbukRokok

hmmmmm kensellah nmpaknya nak beli rumah