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Author: cmf_comei

Medical-card Insurance - Need advise

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Post time 25-2-2008 11:38 PM | Show all posts
Originally posted by ibm632 at 22-2-2008 01:06 PM
U PM tarikh lahir pada saya then saya boleh calculate berapa maksimumelaun harian yg U boleh  ambik.


Najiho ,
I ada reply plan yg lebih ke medical coverage...

pliss cek u'r PM box

ibrahim
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Post time 27-2-2008 09:56 AM | Show all posts
Ramai jugak orang melayu kita yg singgah di booth kami di Alamanda... Sekarang ni dah ramai yg realize kepentingan Takaful ni ... lebih lagi yg ada medical kad..
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Post time 27-2-2008 10:09 AM | Show all posts
takaful prubsn ni dikira konvensional gak kan?
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Post time 27-2-2008 10:32 AM | Show all posts
Originally posted by masnina at 27-2-2008 10:09 AM
takaful prubsn ni dikira konvensional gak kan?  


Apa pulak konvesional nyer ... dah terang2 Takaful ... kenapa kata konvensional ....

Manalah tahu Masnina ni lagi expert dari Bank Negara...
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Post time 27-2-2008 10:50 AM | Show all posts
Originally posted by ibm632 at 27-2-2008 10:32 AM


Apa pulak konvesional nyer ... dah terang2 Takaful ... kenapa kata konvensional ....

Manalah tahu Masnina ni lagi expert dari Bank Negara...




Masnina digalakkan utk jumpa En Ibrahim kita utk pemahaman yg lebih lanjut....
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Post time 28-2-2008 02:50 AM | Show all posts
Originally posted by ibm632 at 27-2-2008 09:56 AM
Ramai jugak orang melayu kita yg singgah di booth kami di Alamanda... Sekarang ni dah ramai yg realize kepentingan Takaful ni ... lebih lagi yg ada medical kad..


priority mesti diletakkan pada plan insurans atau takaful yg bagus....
kalo was was or unsure dengan plan yg ada, pi jumpa consultant macam encik ibrahim kita utk consultation. agent macam kami neh memang berbesar hati utk buat free policy analysis and consultation.

kalo ada plak polisi yg haprak tuh surrender jer laa....jgn ada sentimental value or "sayang" sebab dah bayar lama....perasaan kasih sayang neh takkan dibalas baliknyer
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Post time 28-2-2008 08:41 AM | Show all posts
Originally posted by hasribus at 27-2-2008 10:50 AM




Masnina digalakkan utk jumpa En Ibrahim kita utk pemahaman yg lebih lanjut....


Eh jumpa Masnina ?

Ok gak idea tu .... harap boleh jumpa Masnina sebelum saya bercuti panjang bulan 3 nanti ....
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Post time 28-2-2008 09:05 AM | Show all posts
Originally posted by masnina at 27-2-2008 10:09 AM
takaful prubsn ni dikira konvensional gak kan?  


u can have long discussion with our syariah comittee here:
www.prubsn.com.my
contact:


Good Luck!
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Post time 28-2-2008 09:08 AM | Show all posts
Originally posted by hasribus at 28-2-2008 02:50 AM


priority mesti diletakkan pada plan insurans atau takaful yg bagus....
kalo was was or unsure dengan plan yg ada, pi jumpa consultant macam encik ibrahim kita utk consultation. agent macam k ...


ye betulll..kalau bab2 insuran, kita kene carik lah yg takaful..buat selidik abis2an hukum semua keluar..

tp kalau bab personal loan ke kredit card ke..kita belasah aje la konvensional ke islamic ke..asal dpt duit..sudahhh ..hehheheh
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Post time 28-2-2008 10:02 AM | Show all posts
Biasa benda ni akan sentiasa berlaku .....
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Post time 28-2-2008 10:06 AM | Show all posts
Originally posted by ibm632 at 28-2-2008 08:41 AM


Eh jumpa Masnina ?

Ok gak idea tu .... harap boleh jumpa Masnina sebelum saya bercuti panjang bulan 3 nanti ....


dasat tuh bro...cuti 3 bulan! mesti starclub dah achieve over target walapon baru nak masuk bulan 3....power!
kalo ko cuti, haku buleh jadik substitute
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Post time 28-2-2008 10:20 AM | Show all posts
ok ....subtitute tak aper .... sebab sesama Man U .... hehehe


aku ke Beijing satu famili  on 16-20 bulan 3 then lepas tu ke Jakarta Bandung 26 - 30 nanti
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Post time 28-2-2008 10:22 AM | Show all posts

Reply #232 ibm632's post

wehhh..Liverpool pun bole gantiii maaaa...
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Post time 28-2-2008 10:43 AM | Show all posts
Alamak ....ada orang liverpool lah ... ok tak aper Din memang subtuitute aku pun sebelum ni dan aku pun subtitut dia gak ....
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Post time 29-2-2008 11:30 AM | Show all posts
Better ambik medical kad dulu sebelum kita di diagnos apa penyakit ... takut susah nak lepas medical kad tu ...
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Post time 29-2-2008 10:33 PM | Show all posts
Originally posted by ibm632 at 29-2-2008 11:30 AM
Better ambik medical kad dulu sebelum kita di diagnos apa penyakit ... takut susah nak lepas medical kad tu ...


Statement yg boleh menjadi peringatan dan pesanan yg baik...harap harap kepada yg membaca mengambil iktibar.

Tapi kepada yg tak nak tangkap port sebab pelbagai alasan macam "kompeni dah cover" and ada prasangka pada agen agen insurans, and especially kepada golongan yg kata insurans ni menipu, mengarut and berlagak macam semua benda dia tau and duit dia besar mcm roda keter lembu...well, all the best to u!
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Post time 2-3-2008 05:03 PM | Show all posts
Kebanyakan orang ingat Medical Card tu untuk untuk emergency je...

Tapi sebenarnya boleh jugak untuk "cosmetic surgery".
In my case, dah dua kali dah buat:-
1. Pru.... tah apa plan lah kat Sg Petani
2. ING - kat Glenagles. Saya pilih Glenagles kerana rasa sini paling mahal sekali charge dia.

Both of the insurances have been paid by my Companies.
So pada HR-HR untuk mana2 company tu riki2 lah dgn agen insurance untuk ambil insurance for their staffs. Then HR dah tak payah entertaint staff's medical claims.

Satu lagi, penguna kena tahulah macam mana nak guna medical card.

Macam saya tak tahu, saya bagi card Clinic (no need to pay during visiting clinics) masa kat Glenagles, lagipun dia punya staff tak tahu nak ambil yang mana satu. So sayar kena bayar dulu, then claim.

p/s: in my experience with Gleneagles - BAD services.
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Post time 2-3-2008 06:03 PM | Show all posts
Originally posted by zan46 at 2-3-2008 05:03 PM
Kebanyakan orang ingat Medical Card tu untuk untuk emergency je...

Tapi sebenarnya boleh jugak untuk "cosmetic surgery".
In my case, dah dua kali dah buat:-
1. Pru.... tah apa plan lah kat S ...


zan46, cuba share sikit cosmetic surgery haper precisely yg ko buat....
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Post time 2-3-2008 07:13 PM | Show all posts
cosmetic surgery boleh claim?
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Post time 2-3-2008 07:41 PM | Show all posts
tu "cosmetic surgery" saya je yang panggil. Scientific term lupa lah.

Saya ada tumbuh biji-biji bawah kulit dekat dengan leher (bukan ketuat). Ada + - 10 biji kot.
kecil je, diameter +-5mm, tak ada rasa sakit, rasa kurang selese - sikit2 je..
kalau awek tengok pun tak perasanya.

Kalau tak buat apa-apa pun, insyallah tak ada apa-apa. I just want to make use my MC.

Actually masa tu I tak tahu pun purpose MC tu, one day, bila pi melawat member kat hospital tu, mata dia dah berbungkus dah. Then tanya berapa ribu hang bayar? Dia cakap kan company kita bayar insurance, so free jelah.
Kawan saya tu pun, bukanya sakit pun, maybe kurang selesa sikit kot.

Then I pi buat check-up kat klinik and mintak recommendation letter (i thinks, it's compulsory) from doc. to refer to the private hospital. Nothing to pay for the surgery. That time with Prudential.

p/s: Pada mana2 agent tu, jumplah HR company & suruh company bayar insurance to their staff, bukan banyak pun RM100 je. Then bila staff tu berhenti, dia bolehlah continue insurance tu.
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