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[Tempatan]
Edisi RM turun : korang ada RM200k cash, what would you do?
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wah, idea yg brilliant...mmg diaplikasi oleh ramai penternak part-timer ker camnih???
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emas value syuwer gos hapwang mehhhhh.......
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ditempat lain saya tak pastilah...tapi ditempat kami...dah pun dipraktiskan.
kerbau pun boleh.
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bagus thread ni, ai berminat invest hartanah, kutip hasil sewa rumah dan kedai dan hasil kebun. komitment 10% ja sambil bekerja seperti biasa. bila dah tua masih ada pendapatan dari hartanah yg disewa. nak menternak berladang berniaga dah malas sbb sudah letih beri komitment tinggi. |
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abis,kene beli ke duit zimbabwe/indon ke?(serioues question nih)
kenapa x leh beli kuwait dinar?
cmne klau rm sink to rupiah level,forever???
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unit trust tu ape?
nk wat cmne
ape funtion dia?
ape kelebuihan dia?
risk die pulak,ape?
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gold investment accts x untung ke?
pelaburan akaun emas tu
citizen biase leh beli ke bond? |
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dulu aku wat camni gak.. silap aku gi beli emas jenis barang kemas.. masa beli dia campur sekali upah wat emas tu.. bila jual tak kire dah.. kire berat je cos dia akan cairkan lik barang kemas tu.. rasa rugi..
pastu survey jongkong emas lak.. lum sempat invest dah ada ura2 company ni sume tipu.. pastu jenguk gold maybank lak.. jenguk je la.. sampai hari ni tak beli.. spread harga beli dan jual terlalu banyak bagi aku..
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Apa nak wat, tersalah bagi negara kat org yg tak pandai tadbir. Dia n family dia telah meranapkan Malaysia, pengantinya ntah leh handle tidak. Apalah nasib kita. |
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ASB kan haromm?
Dividen yg hgpa dapat tu riba dow.
Menjawab la dgn Allah swt nnt makan duit dividen haram.
Labur dlm TH la patuh syariah.
FD pun ada yg patuh syariah, mcm CIMB Islamic & so on. Sila buat research skit. |
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kite tak dapat nak mengubah situasi tu.. yang kite leh wat ialah cari jalan for our survival.. tu pasal aku buka thread ni, sebab instead of complaining, maybe we can discuss things that we can do to make our life better..
prinsip aku sekarang
- if you can't beat them, join them
- when the going gets tough, the tough gets going
- every cloud has a silver lining
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coppp ...
nak tanya ...
OK .. modal binatang ternakan kita kasi ..... urusan membela kat orang tu la ek?
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sape kater haram beb? unless they invest lam sektor haram, rasanya takde masalah.. betul? dividen is dividen, bukan riba.. riba upfront ko dah tetapkan berapa dia perlu bayar on top of the prinsipal.. dividen ni lebih pada kite invest dan share keuntungan tu..
at least thats what i understand
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dlm keadaan ekons yg tak menentu sejak 8 tahun lepas...
aku tak mau pening serabut otak...
segala cash yg ada aku simpan kat ASB dan saham BR..
biar la dpt 7% ciput katanya dan lambat...janji duit aku selamat..janji aku dpt dividen..
then aku dpt tawaran penambahan saham BR...so aku rembat abis ke Saham BR..
then dari dividen BR aku top-up semula ke ASB...janji duit aku tak kurang dan semakin membiak..
then saving aku dlm btk barang kemas...beli jenis padu jer..biar pun kecik..janji padu..
sesak2 nak pakai duit lepas la utk ke Ar Rahnu...
Brg kemas tak yah la beli yg berpesen ranggi dan kosong lompong..
beli jer pesen biasa tapi padat emasnya..biarla kecik..janji padat..
cash kat tangan aku now ni over 350K..tak termasuk brg kemas yg aku ada...
60% cash kat saham BR..
20% cash kat ASSB..
10% cash kat TH..
10% kat brg kemas |
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... toksah lah kot kalau bis saloon ....
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Edited by meiya_loya at 7-7-2015 10:41 AM
i mean.. tukar ke USD with expectation that RM to drop further? or ko rasa RM akan kukuh balik?
Yup... ak jangka by the end of the year, ringgit boleh cecah to 4.0 USD. Kalo ak ade 200k cash, ak top up / bukak another account dlm ak nye Forex Platfrom (ODFX) coz monthly ak dapat Loyalty bonus dlm USD. So far monthly average ak dapat 5% (With capital USD 1000), soo with RM 200K ak akan bukak like another 10 account with each USD5000. since now additional 10 account, my Main account akan dapat another commision 10% for each new account. Perghhhhh... kayo mak.
Existing Main Account (Usd 1,500) = 5% average monthly loyalty bonus + commision bonus (10% x usd 50,000)
* USD 50,000 = 10 nos account with usd 5,000
= usd 5,075 (1st Month)
Additional 10 account = 5% (Average monthly bonus) x Usd 50,000 = usd 2,500 monthly.
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Ada. Terbaca. Pasal. Beli. Tanah. Pertanian. Then. Tukar. Status. Tanah. Utk. Bangunan..... pastu. Pecah. Wat. Lot. Banglo..... anyone |
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Pooriang replied at 7-7-2015 09:58 AM
abis,kene beli ke duit zimbabwe/indon ke?(serioues question nih)
kenapa x leh beli kuwait dinar?
...
Beli dinar iraq, IQD..... lol |
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I stuju with ur fendapat tapi at the same time kita kena gak fikirin tang contranya gak. Most probably byk company gulung tikar and ramai yg jobless. Nak berniaga pon berapa ramai leh survive klu semua pon mula wat bisnes. Nak melabur pon too risky. Masuk FD jew lar jawabnya sambil bercucuk tanam.
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Post time 7-7-2015 09:40 AM
Author
