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Reply #68 mytrade's post
kalau nak pakai kad kedit aku sajes Al-Rajhi Bank...
kalau keluar cash... cuma kena cas Rm 10 jer....
takder kena daily interest deh...
Our Al Rajhi Charge Card-i offers:
Up to 55 days of cost-free funds
24-hour ATM access at Al Rajhi Bank ATMs and ATMs displaying Visa PLUS signs
Acceptance at millions of Visa outlets worldwide
A Visa Wave feature for faster, secure and contactless transactions
Monthly statements to track your spending
Internationally Syariah compliant
Requirements
Open to Malaysians aged 21 and above
Minimum monthly income of RM1,500
A copy of:
NRIC or Military ID or Police ID
Latest 2 months payslip
Bank statement
EA Form
sumber:- http://www.alrajhibank.com.my/index.cfm?sc=64&cm=53 |
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mmg caj kad rajhi takde interst cuma RM10 withdraw jer tapi you kena settle amount dlm masa 55 hari.....settlement 26 hari, klu tak kad akan block...pastu dia bagi 29 hari lagi utk settle ...selepas 55 hari tak settle aku tak tau plak jadi apa....settlement ni sekaligus plak tu....bukan minimum pay mcm cc.....
klu cc kita leh wat min pay......cc ni aku takder exp...sbbb tu nk study betul2 ....nk pakai ni pun sbb utk emergeny esp for medical/travel utk cash backup.... |
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Reply #70 mytrade's post
kalau tak settle cad block...
tapi tiada Interest yg dikenakan ke atas baki yg tertunggak...
aku suka sebab aku rasa dia bebetul islamik... tak amik Interest langsung... |
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mmg tak amik interest langsung tp lepas 55 hari dia akan apply law action utk mintak balik....caj kad ni mmg islamik sbb dia dia bagi syarat lunaskan amaun yg dia bagi dlm tmpoh 26 hari + 29 hari (kad blok)...bila kita swipe atau cashwithdraw maknanyer kita dah setuju utk pulangkan balik amaun tu dlm 26 hari....seperti hutang la.Kita bayar balik pun jumlah yg sama kita ambik kecuali RM10 sbg bayaran perkhidmatan...
[ Last edited by mytrade at 5-9-2007 12:29 PM ] |
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klu nk pastikan public bayar atau tak bayar kna tgk komitmen dia...finance background dia....taksmestinyer keje kerajaan atau potongan majikan terjamin bayaran balik...klu customer apply masa keje dgn pblic listed om. pastu resign terminate ke..macammana...
bagi la consideration pada customer yg bersih...takder tunggakan payment...takbyk komitmen kewangan mcm loan rumah kereta cdtcard.....klu nk mintak profile comp. sbb nk tgk latarblakang com. tak der masalah pun....lain la klu keje kat kdai makan ke...car wash ker...yg tak stabil biz.... |
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CIMB memang senang lulus..dalam masa 3 hari dah boleh dapat duit. tapi interest cekik darah. pinjam 5 ribu kene bayor lebih kurang RM9504, 4 tahun settlement, RM198 bulan2. 5 ribu tak dapat penuh dah tolak processing fee, 3 bulan payment dapat le lebih kuran RM4,300. Aku tak tahu nak accept ke tak...
Ada sape2 tahu tak mana2 bank yang boleh beri PL untuk settlekan hutang kete kena tarik..blacklist la nih....tambah lak hutang kad kredit. Selalunya bank2 konvensional tak kasik loan kalau dah ada rekod blacklistkan...canner yek....nak buat loan pastu settlekan seme hutang then bayar kat 1 bank jek..kan senang...bank jek tak nak kasik loan |
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Reply #69 kipas_y2k's post
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ni bukan kad kedit, ni caj kad...takleh bayo minimum payment cam kad kedit ler...ko guna 500 sampai due date ko bayar 500....senak perut ler jawabnyer.... |
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Originally posted by kipas_y2k at 21-8-2007 11:28 AM 
secara logiknya... dia payah buat loan...
sebab 3 kad kedit sangkut... kecuali ketiga-tiga tu dia bayar minima payment..
kalau tak bayar... record dalam ccris buruk... dan takde peluang utk ...
rasanya jawapan ne memang ada benarnya pun |
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Reply #73 FITRYNNE's post
hehehe..
prinsip aku... kita pakai bape banyak mesti bayar abis...
kot nak tunggak tunggak.. tu yg jadi punca tu.... |
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sape penah dengar pasal Aeon Credit???aku cam berminat jer...bole caya ker??/saper yg penah buat???please advise... |
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Reply #76 miss_kitab's post
1. paling elok sekali buat balance tranfer...
2. buat loan bayar abis..
3. kredit kad bayar kredit kad...
3 kaedah ini adalah antara kaedah yg paling dicadang dibuat oleh pakar... |
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Originally posted by GubRa_80 at 10-9-2007 10:52 AM 
sape penah dengar pasal Aeon Credit???aku cam berminat jer...bole caya ker??/saper yg penah buat???please advise...
Aeon kredit dia guna konsep kredit kad gak.....tinggi gak dia punya profit diambil....aku penah apply...utk 5K amount....tp dia lulus cuma takat 2.5K jer...so cancell ttak jadi sbb 5K tu baru aku boelh rolling duit utk cover monthly dia.....klu 2.5K tak bdaya saing.... |
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Reply #69 kipas_y2k's post
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hai, i baru masuk forum ne?so nak tanya kat jb brachnya kat mana eq? |
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Reply #80 anieszack's post
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Reply #94 FITRYNNE's post
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saya rasa try buat personal loan kat finance. Bukan bank tapi finance cthnya kedai motor. kalau ada geran lagi senang cagarkan je la |
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Originally posted by kipas_y2k at 5-9-2007 09:36 AM 
kalau nak pakai kad kedit aku sajes Al-Rajhi Bank...
kalau keluar cash... cuma kena cas Rm 10 jer....
takder kena daily interest deh...
Our Al Rajhi Charge Card-i offers:
Up to 55 days ... |
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Originally posted by anieszack at 10-9-2007 02:09 PM
hai Gubra! I bekerja yg berhubung dgn Aeon credit. Rasanya banyak buruknya dari baiknya. Aeon interis dia memang tinggi. syarat2nya ketat. lewat bayar dia kejar mcm U utang 10k dgn dia.:mad ...
thanks.....tu la fikir 2x gak nak apply ni..tgk derang pun cam ALONG jer...
my frien apply 10k last2 dapat 1k jer!!!!!hampeh tul!!!!!!!!!!!
bauk buat ngan bank lain.... |
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Category: Belia & Informasi
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Post time 5-9-2007 09:36 AM
